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Thursday 23 March 2023 Dublin: 6°C

# Mortgages

All time
# compensation
Tracker mortgage scandal: AIB did not consider 'the potential fallout'
About 10,000 account holders were impacted by the scandal.
16.9k
44
Jan 23rd 2018, 6:14 PM
# Mortgages
€200 million first-time buyers' scheme called 'subprime lending'
It will allow buyers to get mortgages for homes up to €320,000 in Dublin.
25.5k
40
Jan 23rd 2018, 6:15 AM
# Tracker Scandal
Minister willing to bring in new laws to punish reckless behaviour of senior bankers
Paschal Donohoe was speaking to the Finance Committee today about the tracker mortgage scandal.
7.8k
57
Jan 16th 2018, 5:50 PM
Voices
Almost no change in house prices in second half of 2017 - but it doesn't mean a bubble has burst
The Central Bank’s mortgage rules are pivotal to the story of residential property in 2017, writes economist Ronan Lyons.
18.4k
16
Jan 2nd 2018, 5:55 AM
# Your Say
Poll: Should the State relax free legal aid rules to cover more arrears cases?
More than 30,000 accounts have been in arrears for more than two years.
9.9k
39
Dec 24th 2017, 9:30 AM
# gaffs
10% of all residential mortgages in Ireland are in arrears
The number of mortgages behind on payments has dropped since the depths of the recession.
15.9k
47
Dec 14th 2017, 8:00 PM
# compensation
After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m
KBC estimates up to 1,661 of its customers may have been impacted.
10.3k
23
Nov 16th 2017, 10:14 AM
# Mortgage distress
'They're refusing to engage': Banks reject almost half of personal insolvency proposals
The head of the insolvency service said banks are challenging proposals “on as many fronts as possible”.
14.5k
53
Oct 25th 2017, 1:30 PM
# mortgage to rent
A new scheme will allow mortgage holders in long-term arrears to stay in their homes
Under the scheme, a mortgage holder will surrender their property and rent it back.
19.3k
92
Sep 27th 2017, 1:44 PM
# Your Say
Poll: Do you expect to have a mortgage paid off before you retire?
A new poll suggests that nearly half of Irish people expect to still be paying off a property loan when they reach retirement age.
40.3k
119
Sep 22nd 2017, 9:32 AM
# Competitive
AIB cuts its standard variable mortgage rates
The bank said that it was cutting its standard variable rate (SVR) by 0.25%.
24.0k
49
Sep 15th 2017, 1:49 PM
Voices
'We sold my wedding ring to afford six months' rent. We are now faced with bankruptcy'
We lost our home but our story is not unique and we are far from alone, writes Carly Bailey.
65.8k
171
Aug 19th 2017, 7:30 PM
# Mortgages
Women being 'forced into homelessness' as former partners refuse to sign arrears deals
Sinn Féin’s Peadar Tóibin raised a number of examples that he said fall outside the remit of processes the government put in place to protect people.
21.4k
29
Jul 16th 2017, 6:30 AM
# Abhaile
Over 4,000 borrowers flock to voucher scheme in bid to save their homes
Figures released to TheJournal.ie demonstrate the “massive” scale of the mortgage arrears problem, according to one expert.
57.3k
32
Jun 8th 2017, 12:02 AM
# start saving
The average first time buyer in Ireland is 34 years old and needs at least a €50,000 deposit
According to the Central Bank, the average first time buyer received a mortgage of €185,939 last year.
76.6k
74
May 25th 2017, 1:24 PM
# Central Bank
Dedicated staff and timeline clarity could help make mortgage-switching easier
Research shows that many consumers who have switched mortgages had a positive experience, and can save “significant sums of money”.
8.3k
11
Apr 11th 2017, 6:49 PM
Voices
'Blaming' help-to-buy for property prices is just lazy
The numbers don’t stack up on claims that the scheme is a primary influence on an entire market, writes Karl Deeter.
391
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Apr 6th 2017, 1:48 PM
# approved
Credit unions want to shake up the mortgage market and they've €400m to lend
A representative group also wants lending rules relaxed,
36.8k
28
Jan 23rd 2017, 9:24 AM
# Great Irish Sell Off
'Out of the blue, we got a letter to say our loans had been sold to a vulture fund'
Housing has become the biggest issue for hundreds of thousands of people in Ireland.
59.5k
104
Jan 9th 2017, 12:05 AM
# property ladder
More than 500 people have already applied for the new first-time buyers scheme
The Help-To-Buy scheme opened for applications on Tuesday.
14.3k
25
Jan 5th 2017, 1:55 PM
# preview 2017
5 trends coming down the tracks in the 2017 property market
Economist Ronan Lyons gives us his take on what to expect.
58.4k
46
Dec 31st 2016, 11:00 AM
# Mortgages
'Are you bullied by the banks?': Watch Central Bank governor get grilled on tracker scandal
Philip Lane was being questioned over how many people have been overcharged on their mortgages.
13.6k
39
Dec 20th 2016, 3:03 PM
# Michael McGrath
Fianna Fáil calls for punitive action after 10,000 customers 'wrongly denied' tracker mortgages
Reports suggest the final bill for the banks and other lenders could run to over €1 billion.
8.6k
74
Dec 17th 2016, 12:15 PM
# it error
Double mortgage payments taken from some Permanent TSB customers
It’s understood that around 300 customers were affected.
19.5k
31
Dec 5th 2016, 7:28 PM
# Arrears
Twink told a newspaper her debt-ridden home was for sale, but barristers couldn't find it listed
The bank claims it it is owed about €250,000.
31.8k
0
Dec 2nd 2016, 2:29 PM
# tracker mortgages
Permanent TSB company fined €4.5 million for "serious failings" dealing with tracker mortgages
222 tracker mortgage customers were affected.
9.7k
7
Nov 29th 2016, 6:14 AM
# House Prices
Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor
The Central Bank says that the market ‘isn’t at risk of overheating’.
11.3k
30
Nov 24th 2016, 6:10 AM
# factcheck
FactCheck: Is Fine Gael right to claim the credit for a fall in mortgages in arrears?
Fine Gael has been on Twitter and Facebook, promoting a set of claims about its role in the fall of mortgages in arrears. Do they check out?
15.4k
42
Nov 23rd 2016, 7:59 PM
Voices
The Central Bank Governor on why deposit limits are 'not targets but ceilings'
Governor Philip Lane explains why the Central Bank wants to make things easier for first-time buyers.
167
13
Nov 23rd 2016, 2:47 PM
# Loan to Value
First time buyers no longer need 20% deposit on properties
Those mortgage rules have been reviewed.
59.6k
92
Nov 23rd 2016, 1:45 PM
Good Morning
The 9 at 9 Here’s everything you need to know as you start your day.
9.0k
0
Nov 23rd 2016, 7:49 AM
# the checklist
Buying your first home: Tips to keep you sane through the process
This checklist will save you a lot of hassle and stress.
22.6k
30
Nov 14th 2016, 11:00 AM
# Limerick
Courts service conducting house repossession hearings in secret 'to avoid protests'
The Courts Service in Limerick has instigated the procedure to try and stem the tide of large-scale protests at the courts.
15.6k
75
Nov 9th 2016, 1:24 PM
# pepper ireland
Australian-owned lender upping its presence in Ireland's mortgage market
Pepper Money is the latest firm to offer loans direct to customers in an increasingly competitive market.
16.0k
18
Nov 7th 2016, 1:00 PM
# tax rebate
Central Bank outlines exactly what its problems are with the First Time Buyer scheme
Governor Philip Lane has today outlined his concerns to a number of TDs.
21.2k
21
Oct 24th 2016, 10:08 PM
# court battle
Twink battles home repossession as court hears she made no mortgage payments in five years
The bank claims it is owed €250,000 including €18,000 arrears.
50.0k
0
Oct 14th 2016, 12:05 PM
# Direct Debit
Ulster Bank customers report mortgage direct debit problems
The bank says it is ‘working to resolve’ the issue.
14.8k
16
Sep 6th 2016, 4:05 PM
# High Court
Six mortgage holders win compensation of up to €25k from PTSB
Permanent TSB admitted last year that it wrongly moved customers on tracker loans to more expensive mortgages.
22.6k
10
Jul 25th 2016, 7:20 PM
# property news
This week's vital property news: New figures show Ireland's large number of vacant social housing units
Everything you need to know in one quick guided tour.
2.2k
0
Jul 14th 2016, 3:43 PM
# factcheck
FactCheck: Did Michael Noonan tell "bare-faced lies" in the Dáil?
TheJournal.ie’s FactCheck steps in to break up a fight between the Minister for Finance and the Opposition.
61.8k
94
May 24th 2016, 9:00 PM
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