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Saturday 2 December 2023 Dublin: 5°C

# Mortgages

Last year
2022
Central Bank issues warning about unauthorised firm linked to businesswoman Catriona Carey
Carey is listed as the sole director of Careysfort Asset Estates Ltd.
29.0k
0
Jun 9th 2022, 7:38 PM
Mortgage seekers need 'significantly' higher earnings than 10 years ago to secure financing
Median household income of first-time buyers increased from €71,000 to €77,000.
17.0k
18
May 24th 2022, 6:15 AM
Opinion: The last thing this housing market needs is a subsidy for developers
The Social Democrats are asking the government to scrap the subsidy for developers – Cian O’Callaghan explains why.
18.8k
75
May 18th 2022, 12:18 PM
Opinion: I am one of 'generation rent' - it sounds like a joke but we've stopped laughing
Conor Brummell says young people in Ireland feel they’ve been forgotten by all on the political spectrum.
60.1k
87
Apr 10th 2022, 6:55 PM
Highest number of mortgages drawn down last year since 2009
Mortgages drawn down in 2021 were worth a total of €10.5 billion, the highest value since 2008.
10.5k
4
Jan 26th 2022, 6:10 AM
All time
'Don't despair': Housing Minister on his 'radical' plans to solve Ireland's housing issues
State-backed mortgages, Airbnb regulations, and new law needed for Mica scheme – Housing Minister Darragh O’Brien tells The Journal that people shouldn’t despair about housing.
Grant schemes are under consideration for the buying and refurbishment of above shop units as well as vacant properties around the country, the housing minister tells Christina Finn.
New regulations have been signed that will increase first-time buyers income ceiling for the local authority home-loans to €65,000 for single people.
Minister says he's "frustrated with the pace" with the pace of progress in regulating short-term let platforms.
DCC says 'no low hanging fruit' when it comes to vacant houses in the capital
Vacant property tax to be introduced next year in a bid to get empty homes back on the market
33.7k
59
Dec 16th 2021, 12:05 AM
Number of mortgage approvals continues to grow as almost 4,700 signed off last month
This represents a significant increase on the 1,879 mortgage approvals issued in May 2020, the BPFI said.
8.3k
11
Jun 29th 2021, 6:10 AM
People split on mortgage lending rules but strongly opposed to limits on inheritance from parents
An overwhelming majority do not favour limits on the money people can receive from parents.
67.0k
49
Jun 28th 2021, 6:45 AM
Varadkar urges Central Bank to get mortgage lending rules review done 'as soon as possible'
The rules restrict the amount someone can borrow to 3.5 times their income, though there are exemptions.
17.9k
54
Jun 24th 2021, 3:08 PM
Number of mortgage approvals nearly doubled in April compared to same month last year
4,362 mortgages were approved in April this year.
8.3k
9
Jun 1st 2021, 6:15 AM
First-time buyer mortgage drawdowns at highest Q1 level since 2007 - BPFI
Figures show overall mortgage drawdowns in Q1 were at their highest since 2009.
12.8k
10
Apr 29th 2021, 12:34 PM
'Relationship status should not define your ability to own a home, but it does'
Single people say trying to buy a home is even more difficult for them than for couples – and that’s saying something.
As difficult as buying a home can be for couples, single people face an even bigger challenge
Some people are 'priced out of 95% of houses in Dublin'
'The rampant greed of the Celtic Tiger cast a long and depressing shadow,' one buyer said
Some houses selling for €120,000 above asking price as virtual viewings become the norm during pandemic
90.8k
102
Mar 28th 2021, 12:05 AM
Significant decline in buy-to-lets as Covid-19 continues to impact housing market
Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.
14.0k
14
Mar 9th 2021, 6:00 AM
Over 3,300 mortgages approved in January, representing 2.8% year-on-year increase
That’s according to figures released by the Banking & Payments Federation Ireland today.
11.8k
16
Feb 26th 2021, 6:30 AM
'No need to panic': How will the Ulster Bank wind down affect customers?
The bank will be wound down gradually over the next few years.
21.7k
15
Feb 19th 2021, 10:49 AM
Government to explore creating a 'third force' in Irish banking if Ulster Bank exits Irish market, says Varadkar
A formal announcement is expected on Ulster Bank’s operations in the Republic of Ireland tomorrow.
75.8k
89
Updated
Feb 18th 2021, 12:53 PM
How to make it through the mortgage maze (and de-stress while you're doing it)
Expert tips on putting yourself in pole position for mortgage approval, without a worry overload.
4.5k
1
Feb 1st 2021, 3:21 PM
Over 5,200 mortgages approved in October, with surge driven by first-time buyers
October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.
20.4k
14
Dec 1st 2020, 6:30 AM
Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end
Pubs were given a six-month moratorium on their mortgages.
27.4k
95
Sep 1st 2020, 12:51 PM
Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'
Many on the wage subsidy scheme with mortgage approval have struggled to reach the drawdown stage.
48.7k
29
Aug 8th 2020, 9:00 PM
Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’
Since March, nearly 80,000 mortgage-holders impacted by the pandemic have taken payment breaks.
20.7k
92
Jul 8th 2020, 6:26 PM
AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients
The bank said that it may still refuse to allow a mortgage to be drawn down if it finds a customer is unable to meet repayments.
37.3k
13
Jul 1st 2020, 6:04 PM
Pandemic set to cause major shortfall in housing supply, warns new study
The study from the Banking & Payments Federation Ireland shows that new builds have been badly impacted.
19.4k
54
Jun 16th 2020, 6:10 AM
'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home
Some applicants have been told by their bank they can’t draw down their mortgage if they’re in receipt of the wage subsidy scheme.
48.7k
28
Jun 15th 2020, 12:05 AM
April figures show a drop of over 40% in mortgage approvals being granted in Ireland
In total, 2,200 mortgages were approved in April.
13.1k
24
Jun 4th 2020, 6:05 AM
Taoiseach meets with five major banks to discuss Covid-19
The government says that the banks have agreed that anyone availing of a mortgage break can now extend the loan term.
62.8k
50
May 11th 2020, 7:06 PM
Drop of nearly 10% in mortgage approvals in March compared to 2019
The figures offer an early indication of the impact of Covid-19 on lending.
16.9k
18
May 6th 2020, 8:18 AM
Covid-19 mortgage break to be extended from three months to six
All of the country’s main banks are participating in the break.
34.9k
66
Updated
Apr 30th 2020, 11:24 AM
Banks say that people who got mortgage approval before the crisis can have this extended
Customers can be granted an extension in situations where their “circumstances have not materially changed”.
30.9k
32
Apr 20th 2020, 9:14 AM
Banks see calls rise 400% as customers seek support amid Covid-19 crunch
Banks are far busier but visits to branches have dropped significantly.
16.1k
23
Mar 24th 2020, 7:30 PM
First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
The 12,259 mortgages are valued at €2.7 billion.
9.5k
7
Jan 29th 2020, 6:05 AM
Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years
New figures show there were 10,157 mortgages drawn down in the second quarter of the year.
10.7k
3
Jul 24th 2019, 6:05 AM
'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.
11.4k
41
Jul 9th 2019, 3:25 PM
Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale
90% of the loans due to be sold are family homes – about 3,200 accounts.
28.5k
92
Jul 2nd 2019, 7:12 PM
Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'
Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing.
30.5k
35
Apr 2nd 2019, 12:05 AM
Property prices in Dublin city decrease but rise across the country
People struggling to get mortgages and concerns about Brexit are affecting the market.
63.7k
27
Mar 25th 2019, 10:25 AM
Over 12,000 mortgages worth €2.6 billion drawn down in the last three months
12,112 mortgages worth €2.6 billion were drawn down during the fourth quarter of 2018.
9.2k
6
Jan 29th 2019, 6:15 AM
New rules making it easier to switch your mortgage kick in from today
Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.
32.8k
28
Jan 1st 2019, 9:00 AM
Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages
Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.
25.8k
115
Dec 28th 2018, 6:30 AM
An Post takes first steps into the mortgage business by seeking info from 'prospective partners'
From an “uncertain and extremely bleak” outlook, An Post is aiming to expand the services it offers.
12.5k
32
Dec 15th 2018, 6:30 AM
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