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#Mortgages

# mortgages - Thursday 27 September, 2018

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,962 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

# mortgages - Thursday 6 September, 2018

Have you considered switching your mortgage? Tell us what you'd like to know about it
# Mortgages
# Mortgages

Have you considered switching your mortgage? Tell us what you'd like to know about it

Sep 6th 2018, 8:30 PM 9,222 Views 22 Comments

We will put your questions to a consumer expert.

# mortgages - Wednesday 1 August, 2018

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund
# Sell Off
# Sell Off

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund

Aug 1st 2018, 9:57 AM 39,315 Views 127 Comments

The bank sold its controversial Project Glas loan portfolio to a so-called vulture fund for around €1.3 billion.

# mortgages - Monday 2 July, 2018

The asking price for a typical three bed semi-detached in Dublin is now at €310,000
# Slowing Down
# Slowing Down

The asking price for a typical three bed semi-detached in Dublin is now at €310,000

Jul 2nd 2018, 7:50 AM 29,900 Views 45 Comments

The report looks at house prices over the year up until the end of Q2 of this of this year.

# mortgages - Wednesday 20 June, 2018

New rules for banks will make it easier to save thousands on mortgage repayments
# Transparency
# Transparency

New rules for banks will make it easier to save thousands on mortgage repayments

Jun 20th 2018, 12:00 PM 28,920 Views 25 Comments

From next year banks will have to give notice of the end of fixed rate terms and let variable rate customers know if they can move to a cheaper rate.

# mortgages - Thursday 17 May, 2018

Many mortgage rates are being cut - but the sector needs 'careful monitoring'
# Bubble Bubble
# Bubble Bubble

Many mortgage rates are being cut - but the sector needs 'careful monitoring'

May 17th 2018, 6:10 AM 15,111 Views 9 Comments

Incomes are not rising to match lending.

# mortgages - Thursday 10 May, 2018

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears
# Sell Off
# Sell Off

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears

May 10th 2018, 8:47 PM 21,930 Views 83 Comments

Around 3,600 of the mortgages are private dwellings that have fallen in arrears.

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine
# Us Mortgage Crisis
# Us Mortgage Crisis

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine

May 10th 2018, 8:07 AM 12,074 Views 13 Comments

The bank has been fined by the US Justice Department over its role in the subprime mortgage crisis.

# mortgages - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?
# The Banks
# The Banks

How many mortgage holders have banks taken to court so far this year?

Apr 9th 2018, 12:05 AM 42,520 Views 70 Comments

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgages - Wednesday 4 April, 2018

Interest-only mortgages in the spotlight but lender says it has 'no concerns'
# Buy To Rent
# Buy To Rent

Interest-only mortgages in the spotlight but lender says it has 'no concerns'

Apr 4th 2018, 1:24 PM 20,079 Views 47 Comments

Fianna Fáil has called for the products to be looked at.

# mortgages - Monday 26 March, 2018

A three-bed semi-detached house now costs an average of €229,111
# Property Ladder
# Property Ladder

A three-bed semi-detached house now costs an average of €229,111

Mar 26th 2018, 12:15 PM 54,306 Views 93 Comments

The highest increases in prices to date in 2018 have occurred in towns.

# mortgages - Thursday 22 March, 2018

Even PTSB customers who are meeting revised loan terms will have mortgages sold to vulture funds
# Vultures
# Vultures

Even PTSB customers who are meeting revised loan terms will have mortgages sold to vulture funds

Mar 22nd 2018, 1:41 PM 20,974 Views 100 Comments

Executives blamed the European regulator for the classification of these loans as non-performing.

# mortgages - Saturday 24 February, 2018

PTSB chief refuses to appear before Finance Committee next week over loan sale
# Vulture Funds
# Vulture Funds

PTSB chief refuses to appear before Finance Committee next week over loan sale

Feb 24th 2018, 7:35 AM 16,987 Views 58 Comments

The bank recently announced it is to sell off a €3.7 billion portfolio of non-performing loans, including mortgages 14,000 private dwelling homes.

Dealing with a vulture fund - how these families have coped
# Vultures
# Vultures

Dealing with a vulture fund - how these families have coped

Feb 24th 2018, 12:05 AM 43,208 Views 162 Comments

With tens of thousands of mortgage holders potentially facing vulture funds, we spoke to some people who’ve been through it already.

# mortgages - Friday 23 February, 2018

Mortgages sell-off will disrupt already-volatile housing market, charities warn
# Vulture Fears
# Vulture Fears

Mortgages sell-off will disrupt already-volatile housing market, charities warn

Feb 23rd 2018, 3:11 PM 27,369 Views 211 Comments

Ulster Bank said today that it would be looking to offload around 7,000 mortgages on top of PTSB’s proposed 18,000.

# mortgages - Thursday 22 February, 2018

Harris on PTSB home loan sale: 'It's time to see a bit of humility from our banks'
# Vulture Funds
# Vulture Funds

Harris on PTSB home loan sale: 'It's time to see a bit of humility from our banks'

Feb 22nd 2018, 4:02 PM 18,581 Views 88 Comments

Sinn Féin’s Pearse Doherty said the bank has been asked to appear before the Oireachtas Finance Committee next week.

# mortgages - Wednesday 21 February, 2018

Minister concedes homeowners who engaged with PTSB may not have deals honoured
# Vulture Funds
# Vulture Funds

Minister concedes homeowners who engaged with PTSB may not have deals honoured

Feb 21st 2018, 3:44 PM 23,677 Views 122 Comments

PTSB, which is 75% State owned, has been defending its plan to sell off a book of non-performing loans.

'They're for the chop': High Court Master says 'wave of repossessions' on the horizon
# Mortgage Arrears
# Mortgage Arrears

'They're for the chop': High Court Master says 'wave of repossessions' on the horizon

Feb 21st 2018, 9:08 AM 42,898 Views 117 Comments

Master Honohan asked if it’s a “sick joke” that people writing to the Taoiseach were told to seek help from Abhaile.

# mortgages - Monday 19 February, 2018

'It's not fair': Fianna Fáil poised to block PTSB loan sale to 'unregulated' vulture funds
# Fire Sale
# Fire Sale

'It's not fair': Fianna Fáil poised to block PTSB loan sale to 'unregulated' vulture funds

Feb 19th 2018, 9:18 AM 25,266 Views 116 Comments

The bank, which is 75% owned by the State, plans to sell off a loan book worth €4 billion.

# mortgages - Monday 12 February, 2018

'I wouldn't want to go up against them alone': Vulture fund ramps up taking homeowners to court
# Pentire
# Pentire

'I wouldn't want to go up against them alone': Vulture fund ramps up taking homeowners to court

Feb 12th 2018, 12:05 AM 34,699 Views 116 Comments

Pentire Property Finance is a subsidiary of US investment giant CarVal.

# mortgages - Friday 9 February, 2018

Poll: Should people who stop paying their mortgages be free from eviction?
# Your Say
# Your Say

Poll: Should people who stop paying their mortgages be free from eviction?

Feb 9th 2018, 9:36 AM 36,333 Views 154 Comments

A new report from the Central Bank has said that people began to do this in their droves in 2011.

Irish people stopped paying mortgages in their droves after a ruling blocked the banks from evicting
# Moral Hazard
# Moral Hazard

Irish people stopped paying mortgages in their droves after a ruling blocked the banks from evicting

Feb 9th 2018, 8:17 AM 45,298 Views 126 Comments

The Dunne Judgement from July 2011 stated that banks could no longer foreclose until new legislation was brought in on the issue.

# mortgages - Tuesday 23 January, 2018

Tracker mortgage scandal: AIB did not consider 'the potential fallout'
# Compensation
# Compensation

Tracker mortgage scandal: AIB did not consider 'the potential fallout'

Jan 23rd 2018, 6:14 PM 16,858 Views 41 Comments

About 10,000 account holders were impacted by the scandal.

€200 million first-time buyers' scheme called 'subprime lending'
# Mortgages
# Mortgages

€200 million first-time buyers' scheme called 'subprime lending'

Jan 23rd 2018, 6:15 AM 25,468 Views 40 Comments

It will allow buyers to get mortgages for homes up to €320,000 in Dublin.

# mortgages - Tuesday 16 January, 2018

Minister willing to bring in new laws to punish reckless behaviour of senior bankers
# Tracker Scandal
# Tracker Scandal

Minister willing to bring in new laws to punish reckless behaviour of senior bankers

Jan 16th 2018, 5:50 PM 7,730 Views 55 Comments

Paschal Donohoe was speaking to the Finance Committee today about the tracker mortgage scandal.

# mortgages - Tuesday 2 January, 2018

Almost no change in house prices in second half of 2017 - but it doesn't mean a bubble has burst
# Property
# Property

Almost no change in house prices in second half of 2017 - but it doesn't mean a bubble has burst

Jan 2nd 2018, 5:55 AM 18,424 Views 16 Comments

The Central Bank’s mortgage rules are pivotal to the story of residential property in 2017, writes economist Ronan Lyons.

# mortgages - Sunday 24 December, 2017

Poll: Should the State relax free legal aid rules to cover more arrears cases?
# Your Say
# Your Say

Poll: Should the State relax free legal aid rules to cover more arrears cases?

Dec 24th 2017, 9:30 AM 9,855 Views 39 Comments

More than 30,000 accounts have been in arrears for more than two years.

# mortgages - Thursday 14 December, 2017

10% of all residential mortgages in Ireland are in arrears
# Gaffs
# Gaffs

10% of all residential mortgages in Ireland are in arrears

Dec 14th 2017, 8:00 PM 15,865 Views 47 Comments

The number of mortgages behind on payments has dropped since the depths of the recession.

# mortgages - Thursday 16 November, 2017

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m
# Compensation
# Compensation

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m

Nov 16th 2017, 10:14 AM 10,300 Views 22 Comments

KBC estimates up to 1,661 of its customers may have been impacted.

# mortgages - Wednesday 25 October, 2017

'They're refusing to engage': Banks reject almost half of personal insolvency proposals
# Mortgage Distress
# Mortgage Distress

'They're refusing to engage': Banks reject almost half of personal insolvency proposals

Oct 25th 2017, 1:30 PM 14,501 Views 53 Comments

The head of the insolvency service said banks are challenging proposals “on as many fronts as possible”.

# mortgages - Wednesday 27 September, 2017

A new scheme will allow mortgage holders in long-term arrears to stay in their homes
# Mortgage To Rent
# Mortgage To Rent

A new scheme will allow mortgage holders in long-term arrears to stay in their homes

Sep 27th 2017, 1:44 PM 19,323 Views 88 Comments

Under the scheme, a mortgage holder will surrender their property and rent it back.

# mortgages - Friday 22 September, 2017

Poll: Do you expect to have a mortgage paid off before you retire?
# Your Say
# Your Say

Poll: Do you expect to have a mortgage paid off before you retire?

Sep 22nd 2017, 9:32 AM 40,090 Views 119 Comments

A new poll suggests that nearly half of Irish people expect to still be paying off a property loan when they reach retirement age.

# mortgages - Friday 15 September, 2017

AIB cuts its standard variable mortgage rates
# Competitive
# Competitive

AIB cuts its standard variable mortgage rates

Sep 15th 2017, 1:49 PM 24,000 Views 49 Comments

The bank said that it was cutting its standard variable rate (SVR) by 0.25%.

# mortgages - Saturday 19 August, 2017

'We sold my wedding ring to afford six months' rent. We are now faced with bankruptcy'
# Home Repossession
# Home Repossession

'We sold my wedding ring to afford six months' rent. We are now faced with bankruptcy'

Aug 19th 2017, 7:30 PM 65,832 Views 171 Comments

We lost our home but our story is not unique and we are far from alone, writes Carly Bailey.

# mortgages - Sunday 16 July, 2017

Women being 'forced into homelessness' as former partners refuse to sign arrears deals
# Mortgages
# Mortgages

Women being 'forced into homelessness' as former partners refuse to sign arrears deals

Jul 16th 2017, 6:30 AM 21,334 Views 28 Comments

Sinn Féin’s Peadar Tóibin raised a number of examples that he said fall outside the remit of processes the government put in place to protect people.

# mortgages - Thursday 8 June, 2017

Over 4,000 borrowers flock to voucher scheme in bid to save their homes
# Abhaile
# Abhaile

Over 4,000 borrowers flock to voucher scheme in bid to save their homes

Jun 8th 2017, 12:02 AM 57,301 Views 32 Comments

Figures released to TheJournal.ie demonstrate the “massive” scale of the mortgage arrears problem, according to one expert.

# mortgages - Thursday 25 May, 2017

The average first time buyer in Ireland is 34 years old and needs at least a €50,000 deposit
# Start Saving
# Start Saving

The average first time buyer in Ireland is 34 years old and needs at least a €50,000 deposit

May 25th 2017, 1:24 PM 76,278 Views 69 Comments

According to the Central Bank, the average first time buyer received a mortgage of €185,939 last year.

# mortgages - Tuesday 11 April, 2017

Dedicated staff and timeline clarity could help make mortgage-switching easier
# Central Bank
# Central Bank

Dedicated staff and timeline clarity could help make mortgage-switching easier

Apr 11th 2017, 6:49 PM 8,244 Views 11 Comments

Research shows that many consumers who have switched mortgages had a positive experience, and can save “significant sums of money”.

# mortgages - Thursday 6 April, 2017

'Blaming' help-to-buy for property prices is just lazy
# Opinion
# Opinion

'Blaming' help-to-buy for property prices is just lazy

Apr 6th 2017, 1:48 PM 379 Views 73 Comments

The numbers don’t stack up on claims that the scheme is a primary influence on an entire market, writes Karl Deeter.

# mortgages - Monday 23 January, 2017

Credit unions want to shake up the mortgage market and they've €400m to lend
# Approved
# Approved

Credit unions want to shake up the mortgage market and they've €400m to lend

Jan 23rd 2017, 9:24 AM 36,705 Views 28 Comments

A representative group also wants lending rules relaxed,