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#Mortgages

# mortgages - Tuesday 1 September, 2020

Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end

Pubs were given a six-month moratorium on their mortgages.

# mortgages - Saturday 8 August, 2020

Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'

Many on the wage subsidy scheme with mortgage approval have struggled to reach the drawdown stage.

# mortgages - Wednesday 8 July, 2020

Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’

Since March, nearly 80,000 mortgage-holders impacted by the pandemic have taken payment breaks.

# mortgages - Wednesday 1 July, 2020

AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients

The bank said that it may still refuse to allow a mortgage to be drawn down if it finds a customer is unable to meet repayments.

# mortgages - Tuesday 16 June, 2020

Pandemic set to cause major shortfall in housing supply, warns new study

The study from the Banking & Payments Federation Ireland shows that new builds have been badly impacted.

# mortgages - Monday 15 June, 2020

'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home

Some applicants have been told by their bank they can’t draw down their mortgage if they’re in receipt of the wage subsidy scheme.

# mortgages - Thursday 4 June, 2020

April figures show a drop of over 40% in mortgage approvals being granted in Ireland

In total, 2,200 mortgages were approved in April.

# mortgages - Monday 11 May, 2020

Taoiseach meets with five major banks to discuss Covid-19

The government says that the banks have agreed that anyone availing of a mortgage break can now extend the loan term.

# mortgages - Wednesday 6 May, 2020

Drop of nearly 10% in mortgage approvals in March compared to 2019

The figures offer an early indication of the impact of Covid-19 on lending.

# mortgages - Thursday 30 April, 2020

Covid-19 mortgage break to be extended from three months to six

All of the country’s main banks are participating in the break.

# mortgages - Monday 20 April, 2020

Banks say that people who got mortgage approval before the crisis can have this extended

Customers can be granted an extension in situations where their “circumstances have not materially changed”.

# mortgages - Tuesday 24 March, 2020

Banks see calls rise 400% as customers seek support amid Covid-19 crunch

Banks are far busier but visits to branches have dropped significantly.

# mortgages - Wednesday 29 January, 2020

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

The 12,259 mortgages are valued at €2.7 billion.

# mortgages - Wednesday 24 July, 2019

Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years

New figures show there were 10,157 mortgages drawn down in the second quarter of the year.

# mortgages - Tuesday 9 July, 2019

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

# mortgages - Tuesday 2 July, 2019

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale

90% of the loans due to be sold are family homes – about 3,200 accounts.

# mortgages - Tuesday 2 April, 2019

Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'

Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing.

# mortgages - Monday 25 March, 2019

Property prices in Dublin city decrease but rise across the country

People struggling to get mortgages and concerns about Brexit are affecting the market.

# mortgages - Tuesday 29 January, 2019

Over 12,000 mortgages worth €2.6 billion drawn down in the last three months

12,112 mortgages worth €2.6 billion were drawn down during the fourth quarter of 2018.

# mortgages - Tuesday 1 January, 2019

New rules making it easier to switch your mortgage kick in from today

Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.

# mortgages - Friday 28 December, 2018

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages

Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.

# mortgages - Saturday 15 December, 2018

An Post takes first steps into the mortgage business by seeking info from 'prospective partners'

From an “uncertain and extremely bleak” outlook, An Post is aiming to expand the services it offers.

# mortgages - Monday 15 October, 2018

Is switching my mortgage worth the hassle? We put your questions to a consumer expert earlier today

Áine Carroll of the CCPC joined us live on Facebook.

# mortgages - Thursday 27 September, 2018

Over 4,000 mortgages approved last month, with lots of people switching

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

# mortgages - Thursday 6 September, 2018

Have you considered switching your mortgage? Tell us what you'd like to know about it

We will put your questions to a consumer expert.

# mortgages - Wednesday 1 August, 2018

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund

The bank sold its controversial Project Glas loan portfolio to a so-called vulture fund for around €1.3 billion.

# mortgages - Monday 2 July, 2018

The asking price for a typical three bed semi-detached in Dublin is now at €310,000

The report looks at house prices over the year up until the end of Q2 of this of this year.

# mortgages - Wednesday 20 June, 2018

New rules for banks will make it easier to save thousands on mortgage repayments

From next year banks will have to give notice of the end of fixed rate terms and let variable rate customers know if they can move to a cheaper rate.

# mortgages - Thursday 17 May, 2018

Many mortgage rates are being cut - but the sector needs 'careful monitoring'

Incomes are not rising to match lending.

# mortgages - Thursday 10 May, 2018

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears

Around 3,600 of the mortgages are private dwellings that have fallen in arrears.

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine

The bank has been fined by the US Justice Department over its role in the subprime mortgage crisis.

# mortgages - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgages - Wednesday 4 April, 2018

Interest-only mortgages in the spotlight but lender says it has 'no concerns'

Fianna Fáil has called for the products to be looked at.

# mortgages - Monday 26 March, 2018

A three-bed semi-detached house now costs an average of €229,111

The highest increases in prices to date in 2018 have occurred in towns.

# mortgages - Thursday 22 March, 2018

Even PTSB customers who are meeting revised loan terms will have mortgages sold to vulture funds

Executives blamed the European regulator for the classification of these loans as non-performing.

# mortgages - Saturday 24 February, 2018

PTSB chief refuses to appear before Finance Committee next week over loan sale

The bank recently announced it is to sell off a €3.7 billion portfolio of non-performing loans, including mortgages 14,000 private dwelling homes.

Dealing with a vulture fund - how these families have coped

With tens of thousands of mortgage holders potentially facing vulture funds, we spoke to some people who’ve been through it already.

# mortgages - Friday 23 February, 2018

Mortgages sell-off will disrupt already-volatile housing market, charities warn

Ulster Bank said today that it would be looking to offload around 7,000 mortgages on top of PTSB’s proposed 18,000.

# mortgages - Thursday 22 February, 2018

Harris on PTSB home loan sale: 'It's time to see a bit of humility from our banks'

Sinn Féin’s Pearse Doherty said the bank has been asked to appear before the Oireachtas Finance Committee next week.

# mortgages - Wednesday 21 February, 2018

Minister concedes homeowners who engaged with PTSB may not have deals honoured

PTSB, which is 75% State owned, has been defending its plan to sell off a book of non-performing loans.

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