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#Mortgages

# mortgages - Tuesday 7 October, 2014

Buying a house? Here's what you need to be earning under the new rules
# Mortgage Your Future
# Mortgage Your Future

Buying a house? Here's what you need to be earning under the new rules

Oct 7th 2014, 10:59 PM 200,933 Views 255 Comments

The Central Bank has revealed some new guidelines to banks. Here’s how they might affect you.

Bubble buster: Homebuyers face 20% deposits as banks hit with tighter controls
# Laying Down The Law
# Laying Down The Law

Bubble buster: Homebuyers face 20% deposits as banks hit with tighter controls

Oct 7th 2014, 12:43 PM 19,469 Views 116 Comments

The Central Bank is seeking to reduce banks lending risky mortgages.

Poll: Should there be a limit on how much you can borrow for a mortgage?
# Your Say
# Your Say

Poll: Should there be a limit on how much you can borrow for a mortgage?

Oct 7th 2014, 9:31 AM 13,038 Views 52 Comments

Is self-regulation now a non-runner?

# mortgages - Friday 3 October, 2014

Worried about losing your home? These guides are for you
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

Worried about losing your home? These guides are for you

Oct 3rd 2014, 6:30 AM 7,314 Views 10 Comments

The guides cover both the Circuit and High courts.

# mortgages - Tuesday 23 September, 2014

'If children are being left without a home, what are any of us doing here?'
# Housing Crisis
# Housing Crisis

'If children are being left without a home, what are any of us doing here?'

Sep 23rd 2014, 8:50 PM 14,094 Views 61 Comments

TDs have been debating a Sinn Féín-proposed motion on homelessness.

# mortgages - Thursday 11 September, 2014

Estate agents to Government: Don't 'reinflate the housing bubble'
# Over Stimulation
# Over Stimulation

Estate agents to Government: Don't 'reinflate the housing bubble'

Sep 11th 2014, 6:30 AM 8,817 Views 19 Comments

Savills say that the mortgage guarantee scheme could do just that.

# mortgages - Thursday 4 September, 2014

What do ECB interest cuts mean for Irish pockets? Plenty for trackers
# Winners
# Winners

What do ECB interest cuts mean for Irish pockets? Plenty for trackers

Sep 4th 2014, 3:12 PM 28,619 Views 58 Comments

But you should take advantage while you can, OK?

Knocking through and levelling up - your three-step guide to renovating
# Next Level
# Next Level

Knocking through and levelling up - your three-step guide to renovating

Sep 4th 2014, 12:16 PM 3,838 Views 0 Comments

Invaluable tips and tricks for navigating the new territory of home improvement.

# mortgages - Tuesday 2 September, 2014

Ireland has a €12.5 billion problem mortgage mountain to climb
# Debt Problem
# Debt Problem

Ireland has a €12.5 billion problem mortgage mountain to climb

Sep 2nd 2014, 11:32 AM 9,807 Views 30 Comments

The headline number of arrears has fallen, but ultra long term problem loans continue to climb.

A Russian bank is giving out cats to people taking out mortgages
# Cat Melodeon
From The Daily Edge
# Cat Melodeon

A Russian bank is giving out cats to people taking out mortgages

Sep 2nd 2014, 11:25 AM 3,057 Views 2 Comments

A stroke of marketing genius.

# mortgages - Thursday 14 August, 2014

There's still no solution for over 70% of problem mortgages
# No End In Sight
# No End In Sight

There's still no solution for over 70% of problem mortgages

Aug 14th 2014, 3:34 PM 9,109 Views 34 Comments

New figures from the Department of Finance also show that Buy to Let loans are still struggling.

# mortgages - Saturday 9 August, 2014

Fears as 10,000 mortgages now in the hands of 'vulture funds'
# Vulture Funds
# Vulture Funds

Fears as 10,000 mortgages now in the hands of 'vulture funds'

Aug 9th 2014, 7:00 AM 20,026 Views 60 Comments

The selling off of IBRC assets leaves home owners vulnerable to a rise in interest rates.

# mortgages - Friday 8 August, 2014

We're still paying more for mortgages than the rest of Europe
# Pay Up
# Pay Up

We're still paying more for mortgages than the rest of Europe

Aug 8th 2014, 5:17 PM 10,558 Views 33 Comments

The rate is coming down, but new lending for house purchase is still more expensive than the euro zone average.

The Briefcase: Russia freezes us out, house prices and drinking on the job
# Inbox Me
# Inbox Me

The Briefcase: Russia freezes us out, house prices and drinking on the job

Aug 8th 2014, 3:02 PM 8,688 Views 2 Comments

This was the week in business.

# mortgages - Tuesday 5 August, 2014

Homeowners are stepping up problem mortgage repayments - but it's not enough to solve the arrears crisis
# Payback Time
# Payback Time

Homeowners are stepping up problem mortgage repayments - but it's not enough to solve the arrears crisis

Aug 5th 2014, 1:15 PM 13,035 Views 19 Comments

Meanwhile, new mortgage approvals have hit a three year high, with over €400 million approved in the second quarter.

# mortgages - Friday 1 August, 2014

Good news: Fewer homes are in negative equity
# Up Up Up
# Up Up Up

Good news: Fewer homes are in negative equity

Aug 1st 2014, 6:30 AM 7,324 Views 38 Comments

The author of the report David Duffy says it is expected house prices will continue to increase in 2014.

# mortgages - Saturday 12 July, 2014

Opinion: Reluctance to repossess homes just drags out the misery for those in serious debt
# Mortgages
# Mortgages

Opinion: Reluctance to repossess homes just drags out the misery for those in serious debt

Jul 12th 2014, 8:05 AM 163 Views 128 Comments

Politicians are bemoaning the fact that older people might now have to carry debt onto their pension books – but that’s the risk of re-mortgaging.

# mortgages - Monday 30 June, 2014

Sell your house, bring the negative equity with you - is the new AIB mortgage plan a good one?
# Positive Negative
# Positive Negative

Sell your house, bring the negative equity with you - is the new AIB mortgage plan a good one?

Jun 30th 2014, 5:05 PM 21,509 Views 78 Comments

The bank has launched a new product that will help people in negative equity move – but they’ll take the debt with them.

# mortgages - Friday 27 June, 2014

The briefcase: subprime mortgages, house prices and burying a Bentley
# Inbox Me
# Inbox Me

The briefcase: subprime mortgages, house prices and burying a Bentley

Jun 27th 2014, 12:08 PM 6,211 Views 4 Comments

This was the week in business…

# mortgages - Thursday 26 June, 2014

The verdict on Bank of Ireland's €250 million mortgage book sale
# Sell Off
# Sell Off

The verdict on Bank of Ireland's €250 million mortgage book sale

Jun 26th 2014, 2:48 PM 21,708 Views 75 Comments

The sale of the performing mortgages to domestic player Dilosk was confirmed this morning.

# mortgages - Monday 23 June, 2014

Opinion: Lack of mortgage affordability now rivals the bubble era
# Mortgage
# Mortgage

Opinion: Lack of mortgage affordability now rivals the bubble era

Jun 23rd 2014, 7:30 PM 43 Views 52 Comments

It’s a reality we can no longer ignore – mortgage affordability is little better now than it was at the height of the boom.

# mortgages - Thursday 19 June, 2014

Opinion: Enda — don’t blow the recovery on a PR stunt
# Austerity
# Austerity

Opinion: Enda — don’t blow the recovery on a PR stunt

Jun 19th 2014, 8:00 AM 25 Views 84 Comments

Giving tax cuts in the upcoming budget would be popular, but it’s not the right thing to do.

# mortgages - Wednesday 18 June, 2014

Opinion: How can we revitalise rural towns? Simple – take some of the risk out of doing business
# Rural Towns
# Rural Towns

Opinion: How can we revitalise rural towns? Simple – take some of the risk out of doing business

Jun 18th 2014, 8:00 AM 539 Views 17 Comments

The key to taking advantage of the bounce-back is to remove some of the fixed costs involved in starting up a business (or keeping one going).

# mortgages - Monday 9 June, 2014

We paid back €700 million in mortgage debt in the first three months of the year
# Paying Up
# Paying Up

We paid back €700 million in mortgage debt in the first three months of the year

Jun 9th 2014, 1:12 PM 5,853 Views 16 Comments

Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.

# mortgages - Wednesday 21 May, 2014

PTSB has reduced problem mortgages to one-tenth of peak levels
# Mortgage Arrears
# Mortgage Arrears

PTSB has reduced problem mortgages to one-tenth of peak levels

May 21st 2014, 9:23 AM 6,483 Views 9 Comments

The bank has urged struggling customers to get in touch, with the prospect of legal action also on the table.

# mortgages - Wednesday 14 May, 2014

Noonan's first-time buyers plan slammed as 'pre-election gimmick'
# Not Helping
# Not Helping

Noonan's first-time buyers plan slammed as 'pre-election gimmick'

May 14th 2014, 12:13 PM 7,421 Views 27 Comments

It’s planned a portion of mortgages for first-time buyers will be guaranteed by the State as part of the Government’s Construction 2020 scheme.

# mortgages - Tuesday 13 May, 2014

What does this chart tell us about the Irish mortgage market?
# Market Malfunction
# Market Malfunction

What does this chart tell us about the Irish mortgage market?

May 13th 2014, 12:57 PM 11,816 Views 24 Comments

New figures show a big jump in drawdowns, but concerns remain over the structure of the market.

New scheme would help first-time buyers get foot on property ladder
# Bubble Bubble
# Bubble Bubble

New scheme would help first-time buyers get foot on property ladder

May 13th 2014, 10:53 AM 12,408 Views 65 Comments

The scheme, which is being examined by the Department of Finance, would see the State guarantee a proportion of mortgages.

# mortgages - Friday 25 April, 2014

Is this the solution to property bubbles?
# Bursting Bubbles
# Bursting Bubbles

Is this the solution to property bubbles?

Apr 25th 2014, 6:23 PM 28,999 Views 87 Comments

The Reform Alliance reckon it has housing bubbles licked.

# mortgages - Thursday 24 April, 2014

Too much debt and not enough houses: Ireland's creditless recovery is here to stay
# Credit Crunch
# Credit Crunch

Too much debt and not enough houses: Ireland's creditless recovery is here to stay

Apr 24th 2014, 11:50 AM 8,897 Views 19 Comments

We’re too focused on paying down our existing debt burden to consider new lending, says a new report.

# mortgages - Thursday 10 April, 2014

Number of homeowners in arrears over 90 days falls to 78,000
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

Number of homeowners in arrears over 90 days falls to 78,000

Apr 10th 2014, 3:57 PM 6,894 Views 14 Comments

The number of permanent restructures is up by around 200 in February.

# mortgages - Wednesday 9 April, 2014

The government has sold thousands of mortgage owners 'down the river' - Donnelly
# Arrears
# Arrears

The government has sold thousands of mortgage owners 'down the river' - Donnelly

Apr 9th 2014, 1:18 PM 10,717 Views 41 Comments

Independent TD Stephen Donnelly accused the government of failing to take the welfare of “tens of thousands of men, women and children” into account when selling mortgage loans to US hedge funds.

# mortgages - Friday 4 April, 2014

Credit Unions withdraw from debt deal because 'it gives banks too much power'
# Debt Relief
# Debt Relief

Credit Unions withdraw from debt deal because 'it gives banks too much power'

Apr 4th 2014, 10:00 AM 11,547 Views 29 Comments

The plan “vests control in the banks”, a statement from two Credit Union agencies said.

# mortgages - Wednesday 2 April, 2014

IBRC and NAMA will dump €15 billion worth of loans this year - report
# Loan Book
# Loan Book

IBRC and NAMA will dump €15 billion worth of loans this year - report

Apr 2nd 2014, 2:37 PM 7,078 Views 11 Comments

Stress tests may encourage banks to offload loan books.

Three things you need to know about Bank of Ireland's new stamp duty offer

Three things you need to know about Bank of Ireland's new stamp duty offer

Apr 2nd 2014, 12:50 PM 17,795 Views 8 Comments

The state-backed bank is offering to pay first time buyer’s stamp duty-but should you take the deal?

# mortgages - Tuesday 1 April, 2014

They're back: Bank executives to face TDs on mortgage restructuring
# Questions And Answers
# Questions And Answers

They're back: Bank executives to face TDs on mortgage restructuring

Apr 1st 2014, 11:45 AM 5,382 Views 29 Comments

The last time bank executives provided updates to the Finance Committee they were criticised for not being direct enough.

# mortgages - Wednesday 19 March, 2014

Here’s What Happened Today: Wednesday
# News Fix
# News Fix

Here’s What Happened Today: Wednesday

Mar 19th 2014, 11:00 PM 17,801 Views 8 Comments

Everybody’s talking about the gardaí identifying attackers in viral assault video, AIB’s mortgage deals and the Christy Brown archive auction.

# mortgages - Wednesday 12 March, 2014