# Mortgages

All time

Average earner saving a €30,000 home deposit? Enda says that's 'achievable'

Strict new lending rules are coming in. But first-time buyers are still being allowed borrow 90% of a property’s value, up to €220,000.

35.5k

125

Jan 28th 2015, 12:04 PM

# no place like home

Is the Credit Union going to start doing mortgages?

Maybe, but it’s “early days”.

12.6k

Jan 26th 2015, 12:56 PM

# Your Say

Poll: Do you plan to buy your own home?

Are you a lifelong renter or do you want the property ladder?

24.3k

Jan 25th 2015, 9:43 AM

Voices

Opinion: Opposition to mortgage caps is worryingly shortsighted – have we learned nothing?

Irish house prices are increasing at a rate 30 times the eurozone average. If you think this seems like a bubble, it’s because it certainly looks like one.

Jan 25th 2015, 8:45 AM

# limits

New mortgage rules 'will stop another boom... but rents could explode'

But the Central Bank could relax its rules for first-time buyers.

22.7k

Jan 21st 2015, 9:16 AM

# P.I.M.P.

Was Eddie Hobbs pimping property during the boom?

We spoke to the financial advisor involved in Lucinda Creighton’s new party about his advice to consumers during the boom.

27.1k

Jan 12th 2015, 11:10 AM

# Housing

The IMF is a fan of the Central Bank's mortgage rules

But it says that reform of the rental market is needed.

11.8k

Jan 7th 2015, 10:15 PM

# gaffs

Mortgage rates drop: First Permanent TSB, now BoI ring in the changes

But only new customers will reap the full rewards.

25.4k

Jan 5th 2015, 2:47 PM

# Mortgage Holders

10,000 Irish homeowners need protection against 'vulture funds'

Fianna Fáil’s Finance Spokesperson Michael McGrath has said the issue needs to be dealt with in 2015.

12.5k

Dec 29th 2014, 6:21 PM

# Your Say

Poll: Will only rich people be able to buy houses under new mortgage rules?

That’s the concern of the Department of Finance.

7.0k

136

Dec 10th 2014, 8:54 AM

# Prime Numbers

Tayto crisps, Mary Lou McDonald, and U2: The week in numbers

Plus: How many homeowners are more than two years behind with their mortgage repayments?

13.2k

Dec 6th 2014, 7:30 PM

# going under

The number of homeowners who are years behind on their loans is still going up

Banks have been accused of only helping the ‘low-hanging fruit’ of people who are a few months overdue.

8.8k

Dec 3rd 2014, 4:18 PM

# ruled out

Two-thirds of first home buyers would not meet new Central Bank rules: Ulster Bank

The bank’s boss is not a fan of buyers having to save a 20% deposit.

7.7k

Nov 14th 2014, 9:04 AM

# payback time

AIB will return the €21bn taxpayers pumped into it, but don't hold your breath on when

Here’s what the bank’s chief would reveal today about how long that will take…

11.7k

Nov 13th 2014, 3:11 PM

# getting screwed

Why does Ulster Bank charge Irish customers much higher mortgage rates than those in NI?

The bank’s boss has been accused of “screwing” customers to pay for its bad decisions.

9.0k

Nov 13th 2014, 11:26 AM

# Back in black

AIB is giving out more mortgages and fewer people are in arrears

The bank says it is “profitable” this year.

5.7k

Nov 10th 2014, 8:53 AM

# Mortgages

Want to buy a house next year? You may not actually need a full 20% deposit

New rules restricting banks from granting loans of more than 80% of the property value were due to come into force in January 2015 but there may be a way around that.

16.9k

Nov 8th 2014, 2:00 PM

# Rainy Day

Thinking of saving for a house? Here's what to expect*

*Hint: It’s not going to be easy.

50.8k

Oct 26th 2014, 8:15 AM

# first time buyers

Will Enda snub the Central Bank to keep deposits at 10 per cent?

A new mechanism to make sure houses remain affordable for first-time buyers is being considered by the coalition.

11.4k

Oct 23rd 2014, 11:34 AM

# pricey pads

Dublin apartment prices are up 35% in a year, but the house market is finally starting to cool

Most of buyers’ ‘mattress money’ that was built up during the boom years is gone.

17.3k

Oct 22nd 2014, 12:58 PM

Voices

Aaron McKenna: The Central Bank mortgage restrictions make great sense – here's why

With these rules in place, property prices will tied to people’s incomes rather than crazy speculations.

Oct 11th 2014, 8:00 AM

# right direction

There's been a drop of 2,000 in the number of mortgages in arrears

There figures relate to the six main banks, which cover 90 per cent of the market.

6.0k

Oct 9th 2014, 1:10 PM

# Property Bubble

Fianna Fáil thinks the Central Bank's tough new lending rules are 'simply unfair'

Yep, the party in power during the last property bubble…

15.7k

136

Oct 8th 2014, 1:38 PM

# Mortgage Your Future

Buying a house? Here's what you need to be earning under the new rules

The Central Bank has revealed some new guidelines to banks. Here’s how they might affect you.

201k

287

Oct 7th 2014, 10:59 PM

# laying down the law

Bubble buster: Homebuyers face 20% deposits as banks hit with tighter controls

The Central Bank is seeking to reduce banks lending risky mortgages.

19.5k

202

Oct 7th 2014, 12:43 PM

# Your Say

Poll: Should there be a limit on how much you can borrow for a mortgage?

Is self-regulation now a non-runner?

13.0k

Oct 7th 2014, 9:31 AM

# Mortgage Arrears Crisis

Worried about losing your home? These guides are for you

The guides cover both the Circuit and High courts.

7.3k

Oct 3rd 2014, 6:30 AM

# Housing Crisis

'If children are being left without a home, what are any of us doing here?'

TDs have been debating a Sinn Féín-proposed motion on homelessness.

14.1k

Sep 23rd 2014, 8:50 PM

# over stimulation

Estate agents to Government: Don't 'reinflate the housing bubble'

Savills say that the mortgage guarantee scheme could do just that.

8.8k

Sep 11th 2014, 6:30 AM

# winners

What do ECB interest cuts mean for Irish pockets? Plenty for trackers

But you should take advantage while you can, OK?

28.7k

Sep 4th 2014, 3:12 PM

# Next Level

Knocking through and levelling up - your three-step guide to renovating

Invaluable tips and tricks for navigating the new territory of home improvement.

3.9k

Sep 4th 2014, 12:16 PM

Evening Wrap

The 5 at 5 5 minutes, 5 stories, 5 o’clock…

7.2k

Sep 2nd 2014, 4:50 PM

# debt problem

Ireland has a €12.5 billion problem mortgage mountain to climb

The headline number of arrears has fallen, but ultra long term problem loans continue to climb.

9.8k

Sep 2nd 2014, 11:32 AM

# cat melodeon

A Russian bank is giving out cats to people taking out mortgages

A stroke of marketing genius.

3.1k

Sep 2nd 2014, 11:25 AM

# no end in sight

There's still no solution for over 70% of problem mortgages

New figures from the Department of Finance also show that Buy to Let loans are still struggling.

9.1k

Aug 14th 2014, 3:34 PM

# Vulture funds

Fears as 10,000 mortgages now in the hands of 'vulture funds'

The selling off of IBRC assets leaves home owners vulnerable to a rise in interest rates.

20.1k

Aug 9th 2014, 7:00 AM

# Pay Up

We're still paying more for mortgages than the rest of Europe

The rate is coming down, but new lending for house purchase is still more expensive than the euro zone average.

10.6k

Aug 8th 2014, 5:17 PM

# inbox me

The Briefcase: Russia freezes us out, house prices and drinking on the job

This was the week in business.

8.7k

Aug 8th 2014, 3:02 PM

Good Morning

The 9 at 9 It’s Friday – and here’s everything you need to know as you start your day.

9.2k

Aug 8th 2014, 8:21 AM

# payback time

Homeowners are stepping up problem mortgage repayments - but it's not enough to solve the arrears crisis

Meanwhile, new mortgage approvals have hit a three year high, with over €400 million approved in the second quarter.

13.1k

Aug 5th 2014, 1:15 PM