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#Mortgages

# mortgages - Saturday 8 November, 2014

Want to buy a house next year? You may not actually need a full 20% deposit
# Mortgages
# Mortgages

Want to buy a house next year? You may not actually need a full 20% deposit

Nov 8th 2014, 2:00 PM 16,937 Views 28 Comments

New rules restricting banks from granting loans of more than 80% of the property value were due to come into force in January 2015 but there may be a way around that.

# mortgages - Sunday 26 October, 2014

Thinking of saving for a house? Here's what to expect*
# Rainy Day
# Rainy Day

Thinking of saving for a house? Here's what to expect*

Oct 26th 2014, 8:15 AM 48,670 Views 29 Comments

*Hint: It’s not going to be easy.

# mortgages - Thursday 23 October, 2014

Will Enda snub the Central Bank to keep deposits at 10 per cent?
# First Time Buyers
# First Time Buyers

Will Enda snub the Central Bank to keep deposits at 10 per cent?

Oct 23rd 2014, 11:34 AM 11,360 Views 71 Comments

A new mechanism to make sure houses remain affordable for first-time buyers is being considered by the coalition.

# mortgages - Wednesday 22 October, 2014

Dublin apartment prices are up 35% in a year, but the house market is finally starting to cool
# Pricey Pads
# Pricey Pads

Dublin apartment prices are up 35% in a year, but the house market is finally starting to cool

Oct 22nd 2014, 12:58 PM 17,250 Views 15 Comments

Most of buyers’ ‘mattress money’ that was built up during the boom years is gone.

# mortgages - Saturday 11 October, 2014

Aaron McKenna: The Central Bank mortgage restrictions make great sense – here's why
# Bubble Buster
# Bubble Buster

Aaron McKenna: The Central Bank mortgage restrictions make great sense – here's why

Oct 11th 2014, 8:00 AM 51 Views 55 Comments

With these rules in place, property prices will tied to people’s incomes rather than crazy speculations.

# mortgages - Thursday 9 October, 2014

There's been a drop of 2,000 in the number of mortgages in arrears
# Right Direction
# Right Direction

There's been a drop of 2,000 in the number of mortgages in arrears

Oct 9th 2014, 1:10 PM 6,001 Views 19 Comments

There figures relate to the six main banks, which cover 90 per cent of the market.

# mortgages - Wednesday 8 October, 2014

Fianna Fáil thinks the Central Bank's tough new lending rules are 'simply unfair'
# Property Bubble
# Property Bubble

Fianna Fáil thinks the Central Bank's tough new lending rules are 'simply unfair'

Oct 8th 2014, 1:38 PM 15,646 Views 136 Comments

Yep, the party in power during the last property bubble…

# mortgages - Tuesday 7 October, 2014

Buying a house? Here's what you need to be earning under the new rules
# Mortgage Your Future
# Mortgage Your Future

Buying a house? Here's what you need to be earning under the new rules

Oct 7th 2014, 10:59 PM 201,084 Views 255 Comments

The Central Bank has revealed some new guidelines to banks. Here’s how they might affect you.

Bubble buster: Homebuyers face 20% deposits as banks hit with tighter controls
# Laying Down The Law
# Laying Down The Law

Bubble buster: Homebuyers face 20% deposits as banks hit with tighter controls

Oct 7th 2014, 12:43 PM 19,489 Views 116 Comments

The Central Bank is seeking to reduce banks lending risky mortgages.

Poll: Should there be a limit on how much you can borrow for a mortgage?
# Your Say
# Your Say

Poll: Should there be a limit on how much you can borrow for a mortgage?

Oct 7th 2014, 9:31 AM 13,044 Views 52 Comments

Is self-regulation now a non-runner?

# mortgages - Friday 3 October, 2014

Worried about losing your home? These guides are for you
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

Worried about losing your home? These guides are for you

Oct 3rd 2014, 6:30 AM 7,321 Views 10 Comments

The guides cover both the Circuit and High courts.

# mortgages - Tuesday 23 September, 2014

'If children are being left without a home, what are any of us doing here?'
# Housing Crisis
# Housing Crisis

'If children are being left without a home, what are any of us doing here?'

Sep 23rd 2014, 8:50 PM 14,116 Views 61 Comments

TDs have been debating a Sinn Féín-proposed motion on homelessness.

# mortgages - Thursday 11 September, 2014

Estate agents to Government: Don't 'reinflate the housing bubble'
# Over Stimulation
# Over Stimulation

Estate agents to Government: Don't 'reinflate the housing bubble'

Sep 11th 2014, 6:30 AM 8,823 Views 19 Comments

Savills say that the mortgage guarantee scheme could do just that.

# mortgages - Thursday 4 September, 2014

What do ECB interest cuts mean for Irish pockets? Plenty for trackers
# Winners
# Winners

What do ECB interest cuts mean for Irish pockets? Plenty for trackers

Sep 4th 2014, 3:12 PM 28,638 Views 58 Comments

But you should take advantage while you can, OK?

Knocking through and levelling up - your three-step guide to renovating
# Next Level
# Next Level

Knocking through and levelling up - your three-step guide to renovating

Sep 4th 2014, 12:16 PM 3,857 Views 0 Comments

Invaluable tips and tricks for navigating the new territory of home improvement.

# mortgages - Tuesday 2 September, 2014

Ireland has a €12.5 billion problem mortgage mountain to climb
# Debt Problem
# Debt Problem

Ireland has a €12.5 billion problem mortgage mountain to climb

Sep 2nd 2014, 11:32 AM 9,815 Views 30 Comments

The headline number of arrears has fallen, but ultra long term problem loans continue to climb.

A Russian bank is giving out cats to people taking out mortgages
# Cat Melodeon
From The Daily Edge
# Cat Melodeon

A Russian bank is giving out cats to people taking out mortgages

Sep 2nd 2014, 11:25 AM 3,068 Views 2 Comments

A stroke of marketing genius.

# mortgages - Thursday 14 August, 2014

There's still no solution for over 70% of problem mortgages
# No End In Sight
# No End In Sight

There's still no solution for over 70% of problem mortgages

Aug 14th 2014, 3:34 PM 9,114 Views 34 Comments

New figures from the Department of Finance also show that Buy to Let loans are still struggling.

# mortgages - Saturday 9 August, 2014

Fears as 10,000 mortgages now in the hands of 'vulture funds'
# Vulture Funds
# Vulture Funds

Fears as 10,000 mortgages now in the hands of 'vulture funds'

Aug 9th 2014, 7:00 AM 20,043 Views 60 Comments

The selling off of IBRC assets leaves home owners vulnerable to a rise in interest rates.

# mortgages - Friday 8 August, 2014

We're still paying more for mortgages than the rest of Europe
# Pay Up
# Pay Up

We're still paying more for mortgages than the rest of Europe

Aug 8th 2014, 5:17 PM 10,571 Views 33 Comments

The rate is coming down, but new lending for house purchase is still more expensive than the euro zone average.

The Briefcase: Russia freezes us out, house prices and drinking on the job
# Inbox Me
# Inbox Me

The Briefcase: Russia freezes us out, house prices and drinking on the job

Aug 8th 2014, 3:02 PM 8,698 Views 2 Comments

This was the week in business.

# mortgages - Tuesday 5 August, 2014

Homeowners are stepping up problem mortgage repayments - but it's not enough to solve the arrears crisis
# Payback Time
# Payback Time

Homeowners are stepping up problem mortgage repayments - but it's not enough to solve the arrears crisis

Aug 5th 2014, 1:15 PM 13,056 Views 19 Comments

Meanwhile, new mortgage approvals have hit a three year high, with over €400 million approved in the second quarter.

# mortgages - Friday 1 August, 2014

Good news: Fewer homes are in negative equity
# Up Up Up
# Up Up Up

Good news: Fewer homes are in negative equity

Aug 1st 2014, 6:30 AM 7,333 Views 38 Comments

The author of the report David Duffy says it is expected house prices will continue to increase in 2014.

# mortgages - Saturday 12 July, 2014

Opinion: Reluctance to repossess homes just drags out the misery for those in serious debt
# Mortgages
# Mortgages

Opinion: Reluctance to repossess homes just drags out the misery for those in serious debt

Jul 12th 2014, 8:05 AM 176 Views 128 Comments

Politicians are bemoaning the fact that older people might now have to carry debt onto their pension books – but that’s the risk of re-mortgaging.

# mortgages - Monday 30 June, 2014

Sell your house, bring the negative equity with you - is the new AIB mortgage plan a good one?
# Positive Negative
# Positive Negative

Sell your house, bring the negative equity with you - is the new AIB mortgage plan a good one?

Jun 30th 2014, 5:05 PM 21,523 Views 78 Comments

The bank has launched a new product that will help people in negative equity move – but they’ll take the debt with them.

# mortgages - Friday 27 June, 2014

The briefcase: subprime mortgages, house prices and burying a Bentley
# Inbox Me
# Inbox Me

The briefcase: subprime mortgages, house prices and burying a Bentley

Jun 27th 2014, 12:08 PM 6,221 Views 4 Comments

This was the week in business…

# mortgages - Thursday 26 June, 2014

The verdict on Bank of Ireland's €250 million mortgage book sale
# Sell Off
# Sell Off

The verdict on Bank of Ireland's €250 million mortgage book sale

Jun 26th 2014, 2:48 PM 21,726 Views 75 Comments

The sale of the performing mortgages to domestic player Dilosk was confirmed this morning.

# mortgages - Monday 23 June, 2014

Opinion: Lack of mortgage affordability now rivals the bubble era
# Mortgage
# Mortgage

Opinion: Lack of mortgage affordability now rivals the bubble era

Jun 23rd 2014, 7:30 PM 53 Views 52 Comments

It’s a reality we can no longer ignore – mortgage affordability is little better now than it was at the height of the boom.

# mortgages - Thursday 19 June, 2014

Opinion: Enda — don’t blow the recovery on a PR stunt
# Austerity
# Austerity

Opinion: Enda — don’t blow the recovery on a PR stunt

Jun 19th 2014, 8:00 AM 36 Views 84 Comments

Giving tax cuts in the upcoming budget would be popular, but it’s not the right thing to do.

# mortgages - Wednesday 18 June, 2014

Opinion: How can we revitalise rural towns? Simple – take some of the risk out of doing business
# Rural Towns
# Rural Towns

Opinion: How can we revitalise rural towns? Simple – take some of the risk out of doing business

Jun 18th 2014, 8:00 AM 551 Views 17 Comments

The key to taking advantage of the bounce-back is to remove some of the fixed costs involved in starting up a business (or keeping one going).

# mortgages - Monday 9 June, 2014

We paid back €700 million in mortgage debt in the first three months of the year
# Paying Up
# Paying Up

We paid back €700 million in mortgage debt in the first three months of the year

Jun 9th 2014, 1:12 PM 5,859 Views 16 Comments

Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.

# mortgages - Wednesday 21 May, 2014

PTSB has reduced problem mortgages to one-tenth of peak levels
# Mortgage Arrears
# Mortgage Arrears

PTSB has reduced problem mortgages to one-tenth of peak levels

May 21st 2014, 9:23 AM 6,491 Views 9 Comments

The bank has urged struggling customers to get in touch, with the prospect of legal action also on the table.

# mortgages - Wednesday 14 May, 2014

Noonan's first-time buyers plan slammed as 'pre-election gimmick'
# Not Helping
# Not Helping

Noonan's first-time buyers plan slammed as 'pre-election gimmick'

May 14th 2014, 12:13 PM 7,426 Views 27 Comments

It’s planned a portion of mortgages for first-time buyers will be guaranteed by the State as part of the Government’s Construction 2020 scheme.

# mortgages - Tuesday 13 May, 2014

What does this chart tell us about the Irish mortgage market?
# Market Malfunction
# Market Malfunction

What does this chart tell us about the Irish mortgage market?

May 13th 2014, 12:57 PM 11,825 Views 24 Comments

New figures show a big jump in drawdowns, but concerns remain over the structure of the market.

New scheme would help first-time buyers get foot on property ladder
# Bubble Bubble
# Bubble Bubble

New scheme would help first-time buyers get foot on property ladder

May 13th 2014, 10:53 AM 12,416 Views 65 Comments

The scheme, which is being examined by the Department of Finance, would see the State guarantee a proportion of mortgages.

# mortgages - Friday 25 April, 2014

Is this the solution to property bubbles?
# Bursting Bubbles
# Bursting Bubbles

Is this the solution to property bubbles?

Apr 25th 2014, 6:23 PM 29,004 Views 87 Comments

The Reform Alliance reckon it has housing bubbles licked.

# mortgages - Thursday 24 April, 2014

Too much debt and not enough houses: Ireland's creditless recovery is here to stay
# Credit Crunch
# Credit Crunch

Too much debt and not enough houses: Ireland's creditless recovery is here to stay

Apr 24th 2014, 11:50 AM 8,910 Views 19 Comments

We’re too focused on paying down our existing debt burden to consider new lending, says a new report.

# mortgages - Thursday 10 April, 2014

Number of homeowners in arrears over 90 days falls to 78,000
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

Number of homeowners in arrears over 90 days falls to 78,000

Apr 10th 2014, 3:57 PM 6,903 Views 14 Comments

The number of permanent restructures is up by around 200 in February.