Advertisement

Readers like you keep news free for everyone.

More than 5,000 readers have already pitched in to keep free access to The Journal.

For the price of one cup of coffee each week you can help keep paywalls away.

Support us today
Not now

#Mortgage

# mortgage - Thursday 25 November, 2021

Central Bank gives green light to shared equity scheme but warns it could increase house prices
# First Time Buyers
# First Time Buyers

Central Bank gives green light to shared equity scheme but warns it could increase house prices

Updated Nov 25th 2021, 2:24 PM 23,413 Views 31 Comments

The Central Bank has left its mortgage rules unchanged.

# mortgage - Tuesday 9 March, 2021

Significant decline in buy-to-lets as Covid-19 continues to impact housing market
# Mortgages
# Mortgages

Significant decline in buy-to-lets as Covid-19 continues to impact housing market

Mar 9th 2021, 6:00 AM 13,919 Views 14 Comments

Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.

# mortgage - Wednesday 3 March, 2021

Man arrested over €20 million property fraud
# Fraud
# Fraud

Man arrested over €20 million property fraud

Mar 3rd 2021, 6:09 PM 38,658 Views 16 Comments

Gardaí say mortgage charges were fraudulently removed from 12 properties.

# mortgage - Tuesday 1 December, 2020

Over 5,200 mortgages approved in October, with surge driven by first-time buyers
# Property Ladder
# Property Ladder

Over 5,200 mortgages approved in October, with surge driven by first-time buyers

Dec 1st 2020, 6:30 AM 20,401 Views 14 Comments

October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.

# mortgage - Tuesday 30 June, 2020

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme
# Property Ladder
# Property Ladder

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme

Jun 30th 2020, 11:08 AM 36,586 Views 135 Comments

Darragh O’Brien said he wants to ensure houses ranging in price from €160,000 to €250,000 will be available.

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients
# Covid19
# Covid19

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients

Jun 30th 2020, 10:30 AM 14,878 Views 30 Comments

Applicants who received approval before the Covid-19 crisis have had approval pulled.

# mortgage - Tuesday 23 June, 2020

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show
# Covid19
# Covid19

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show

Jun 23rd 2020, 3:50 PM 12,707 Views 12 Comments

The lowest number of mortgage arrears since 2010 was recorded in the first quarter of the year.

# mortgage - Friday 27 March, 2020

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister
# Payment Deferral
# Payment Deferral

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister

Mar 27th 2020, 12:05 AM 74,573 Views 95 Comments

At the end of last week and over the weekend customers complained of issues they had accessing this payment deferral.

# mortgage - Wednesday 11 March, 2020

High Court approves debt write down of millions of euro for two Tipperary women
# Personal Insolvency
# Personal Insolvency

High Court approves debt write down of millions of euro for two Tipperary women

Mar 11th 2020, 6:11 PM 49,053 Views 0 Comments

They will continue to make payments on the mortgages on their respective homes and they will each make lump sum payments of €100.

# mortgage - Wednesday 29 January, 2020

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
# Property Ladder
# Property Ladder

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

Jan 29th 2020, 6:05 AM 9,451 Views 7 Comments

The 12,259 mortgages are valued at €2.7 billion.

# mortgage - Thursday 5 December, 2019

Man who used fake documents to apply for €270k mortgage given a suspended sentence
# Courts
# Courts

Man who used fake documents to apply for €270k mortgage given a suspended sentence

Dec 5th 2019, 9:30 PM 38,469 Views 42 Comments

The man used the loan to purchase a house in Walkinstown in Dublin.

Increase in first-time buyers moving to Dublin commuter belt
# Priced Out
# Priced Out

Increase in first-time buyers moving to Dublin commuter belt

Dec 5th 2019, 6:20 AM 23,174 Views 28 Comments

One economist warned that this increased activity will put pressure on the infrastructural needs in these areas.

# mortgage - Wednesday 25 September, 2019

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks
# Crackdown
# Crackdown

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks

Sep 25th 2019, 6:10 AM 10,508 Views 23 Comments

From March next year, brokers and financial adviser will also have to publish details of commissions they receive on their websites.

# mortgage - Tuesday 16 July, 2019

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020

Jul 16th 2019, 10:36 PM 16,970 Views 20 Comments

Minister for Finance Paschal Donohoe said the scheme has played a ‘valuable role’.

# mortgage - Tuesday 9 July, 2019

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
# Homeoptions
# Homeoptions

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Jul 9th 2019, 3:25 PM 11,400 Views 41 Comments

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

# mortgage - Friday 21 June, 2019

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'
# Rebuilding Ireland
# Rebuilding Ireland

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'

Jun 21st 2019, 6:15 AM 9,048 Views 15 Comments

The Housing Minister said he does not know why Louth County Council has decided not to issue loans that are already approved.

# mortgage - Saturday 15 June, 2019

Mortgage rates in Ireland are still one of the highest in Europe
# Central Bank
# Central Bank

Mortgage rates in Ireland are still one of the highest in Europe

Jun 15th 2019, 1:13 PM 22,276 Views 87 Comments

The volume of new mortgage agreements amounted to €598 million in April 2019.

# mortgage - Friday 19 April, 2019

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003
# Vulture Funds
# Vulture Funds

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003

Apr 19th 2019, 6:10 AM 115,660 Views 82 Comments

In an interview with TheJournal.ie this week, the Taoiseach said he understood the intent behind Sinn Féin’s No Consent No Sale Bill.

# mortgage - Thursday 28 March, 2019

Couple received €40,000 after insurer tried to reject storm damage claim
# Financial Services Ombudsman
# Financial Services Ombudsman

Couple received €40,000 after insurer tried to reject storm damage claim

Mar 28th 2019, 5:10 PM 27,207 Views 8 Comments

There were 5,692 complaints made to the financial services ombudsman last year – one third of those about insurance.

# mortgage - Monday 25 March, 2019

Property prices in Dublin city decrease but rise across the country
# Mortgages
# Mortgages

Property prices in Dublin city decrease but rise across the country

Mar 25th 2019, 10:25 AM 63,634 Views 27 Comments

People struggling to get mortgages and concerns about Brexit are affecting the market.

# mortgage - Tuesday 12 March, 2019

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households
# Department Of Finance
# Department Of Finance

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households

Mar 12th 2019, 6:20 AM 43,515 Views 54 Comments

Irish households are in a better position to withstand “adverse shocks” than it was in 2014.

# mortgage - Tuesday 26 February, 2019

Cabinet to consider Bill to help borrowers in mortgage arrears
# Repossessions
# Repossessions

Cabinet to consider Bill to help borrowers in mortgage arrears

Feb 26th 2019, 9:37 AM 10,955 Views 29 Comments

The Bill aims to broaden the matters a judge needs to take into account when considering repossessions.

# mortgage - Monday 4 February, 2019

Banks pay out €647 million to victims of tracker mortgage scandal
# Tracker Mortgage
# Tracker Mortgage

Banks pay out €647 million to victims of tracker mortgage scandal

Feb 4th 2019, 1:04 PM 19,582 Views 34 Comments

The number of people affected by the overcharging scandal has now risen to almost 40,000.

# mortgage - Thursday 24 January, 2019

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein
# Opinion
# Opinion

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein

Jan 24th 2019, 7:00 AM 18,788 Views 60 Comments

A proposed new EU Directive aims to develop a secondary market for non-performing loans and poses a serious threat to the rights of borrowers and consumers, writes Matt Carthy.

# mortgage - Sunday 23 December, 2018

Union says KBC staff 'extremely upset and stressed' by recent incidents
# Security
# Security

Union says KBC staff 'extremely upset and stressed' by recent incidents

Dec 23rd 2018, 3:22 PM 25,789 Views 91 Comments

KBC Ireland said it is taking additional measures to ensure the safety of its staff.

# mortgage - Wednesday 28 November, 2018

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged
# Central Bank
# Central Bank

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged

Nov 28th 2018, 5:04 PM 24,228 Views 82 Comments

Central Bank governor Philip Lane said the measures protect borrowers from excessive debt.

# mortgage - Sunday 18 November, 2018

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage
# Money Diary
# Money Diary

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage

Nov 18th 2018, 8:01 PM 85,277 Views 59 Comments

She’s moved in with her sister in order to save as fast as she can.

# mortgage - Saturday 17 November, 2018

FactCheck: Has the number of cases taken by banks over arrears halved in two years?
# Factcheck
# Factcheck

FactCheck: Has the number of cases taken by banks over arrears halved in two years?

Nov 17th 2018, 12:05 AM 11,411 Views 16 Comments

Brendan Burgess claims there is “no tsunami” of arrears cases now.

# mortgage - Monday 29 October, 2018

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund
# Concrete
# Concrete

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund

Oct 29th 2018, 12:05 AM 59,103 Views 39 Comments

Just a month before the government announced a redress scheme for the thousands of impacted homeowners, Karl Murtagh was told his mortgage had been sold.

# mortgage - Wednesday 10 October, 2018

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house
# Money Diary
# Money Diary

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house

Oct 10th 2018, 7:33 PM 40,710 Views 45 Comments

He has kept up his hobbies despite many cutbacks.

# mortgage - Thursday 27 September, 2018

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,975 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

# mortgage - Tuesday 11 September, 2018

Call for householders to be given free legal aid to address 'power imbalance' during reposessions
# Arrears
# Arrears

Call for householders to be given free legal aid to address 'power imbalance' during reposessions

Sep 11th 2018, 1:34 PM 8,821 Views 24 Comments

Minister Charlie Flanagan today praised the success of the Abhaile legal advice scheme, but did not indicate it would be extended to provide full representation.

# mortgage - Sunday 5 August, 2018

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund
# Start Mortgages
# Start Mortgages

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund

Aug 5th 2018, 6:00 AM 18,180 Views 40 Comments

The announcement was made about the loans earlier this week – and it has since emerged that the portfolio included performing loans.

# mortgage - Thursday 5 July, 2018

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme
# Mortgage To Rent Scheme
# Mortgage To Rent Scheme

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme

Jul 5th 2018, 12:05 AM 29,833 Views 28 Comments

This would be done under the government’s mortgage-to-rent scheme, with the owners becoming council tenants.

# mortgage - Sunday 13 May, 2018

'I am really struggling': Thousands still left in tracker mortgage scandal limbo
# Overcharging
# Overcharging

'I am really struggling': Thousands still left in tracker mortgage scandal limbo

May 13th 2018, 12:05 AM 35,958 Views 43 Comments

Financial adviser Padraic Kissane believes an extra 3,000 people may be affected, but some may have to go to the courts to get their money back.

# mortgage - Wednesday 25 April, 2018

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds
# People Power
# People Power

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds

Apr 25th 2018, 12:56 PM 15,900 Views 46 Comments

The IFA has been contacted by around 200 farmers impacted by the issue so far this year.

# mortgage - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?
# The Banks
# The Banks

How many mortgage holders have banks taken to court so far this year?

Apr 9th 2018, 12:05 AM 42,534 Views 70 Comments

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgage - Friday 9 March, 2018

Glenda Gilson's parents lose Dublin home due to debt
# Castleknock
# Castleknock

Glenda Gilson's parents lose Dublin home due to debt

Mar 9th 2018, 4:13 PM 210,769 Views 128 Comments

A judge has given them six months to sell the property “before the bank does”.

# mortgage - Thursday 8 March, 2018

Tracker mortgage scandal: Overcharging total expected to reach €700 million
# Lending
# Lending

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Mar 8th 2018, 2:34 PM 10,691 Views 78 Comments

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

# mortgage - Sunday 31 December, 2017

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal
# Banking Standards Board
# Banking Standards Board

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal

Dec 31st 2017, 1:41 PM 22,484 Views 85 Comments

The initiative has been welcomed by Minister Paschal Donohoe today.

1 2 3 4 5