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#Mortgage

# mortgage - Thursday 25 November, 2021

Central Bank gives green light to shared equity scheme but warns it could increase house prices
# First Time Buyers
# First Time Buyers

Central Bank gives green light to shared equity scheme but warns it could increase house prices

Updated Nov 25th 2021, 2:24 PM 22,038 Views 29 Comments

The Central Bank has left its mortgage rules unchanged.

# mortgage - Tuesday 9 March, 2021

Significant decline in buy-to-lets as Covid-19 continues to impact housing market
# Mortgages
# Mortgages

Significant decline in buy-to-lets as Covid-19 continues to impact housing market

Mar 9th 2021, 6:00 AM 13,866 Views 14 Comments

Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.

# mortgage - Wednesday 3 March, 2021

Man arrested over €20 million property fraud
# Fraud
# Fraud

Man arrested over €20 million property fraud

Mar 3rd 2021, 6:09 PM 38,631 Views 16 Comments

Gardaí say mortgage charges were fraudulently removed from 12 properties.

# mortgage - Tuesday 1 December, 2020

Over 5,200 mortgages approved in October, with surge driven by first-time buyers
# Property Ladder
# Property Ladder

Over 5,200 mortgages approved in October, with surge driven by first-time buyers

Dec 1st 2020, 6:30 AM 20,374 Views 14 Comments

October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.

# mortgage - Tuesday 30 June, 2020

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme
# Property Ladder
# Property Ladder

'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme

Jun 30th 2020, 11:08 AM 36,546 Views 135 Comments

Darragh O’Brien said he wants to ensure houses ranging in price from €160,000 to €250,000 will be available.

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients
# Covid19
# Covid19

Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients

Jun 30th 2020, 10:30 AM 14,861 Views 30 Comments

Applicants who received approval before the Covid-19 crisis have had approval pulled.

# mortgage - Tuesday 23 June, 2020

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show
# Covid19
# Covid19

Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show

Jun 23rd 2020, 3:50 PM 12,699 Views 12 Comments

The lowest number of mortgage arrears since 2010 was recorded in the first quarter of the year.

# mortgage - Friday 27 March, 2020

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister
# Payment Deferral
# Payment Deferral

Internal bank documents reveal AIB mortgage break did require savings before meeting with minister

Mar 27th 2020, 12:05 AM 74,515 Views 95 Comments

At the end of last week and over the weekend customers complained of issues they had accessing this payment deferral.

# mortgage - Wednesday 11 March, 2020

High Court approves debt write down of millions of euro for two Tipperary women
# Personal Insolvency
# Personal Insolvency

High Court approves debt write down of millions of euro for two Tipperary women

Mar 11th 2020, 6:11 PM 48,986 Views 0 Comments

They will continue to make payments on the mortgages on their respective homes and they will each make lump sum payments of €100.

# mortgage - Wednesday 29 January, 2020

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
# Property Ladder
# Property Ladder

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

Jan 29th 2020, 6:05 AM 9,404 Views 7 Comments

The 12,259 mortgages are valued at €2.7 billion.

# mortgage - Thursday 5 December, 2019

Man who used fake documents to apply for €270k mortgage given a suspended sentence
# Courts
# Courts

Man who used fake documents to apply for €270k mortgage given a suspended sentence

Dec 5th 2019, 9:30 PM 38,244 Views 42 Comments

The man used the loan to purchase a house in Walkinstown in Dublin.

Increase in first-time buyers moving to Dublin commuter belt
# Priced Out
# Priced Out

Increase in first-time buyers moving to Dublin commuter belt

Dec 5th 2019, 6:20 AM 23,145 Views 28 Comments

One economist warned that this increased activity will put pressure on the infrastructural needs in these areas.

# mortgage - Wednesday 25 September, 2019

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks
# Crackdown
# Crackdown

New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks

Sep 25th 2019, 6:10 AM 10,449 Views 23 Comments

From March next year, brokers and financial adviser will also have to publish details of commissions they receive on their websites.

# mortgage - Tuesday 16 July, 2019

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020

Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020

Jul 16th 2019, 10:36 PM 16,964 Views 20 Comments

Minister for Finance Paschal Donohoe said the scheme has played a ‘valuable role’.

# mortgage - Tuesday 9 July, 2019

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
# Homeoptions
# Homeoptions

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Jul 9th 2019, 3:25 PM 11,370 Views 41 Comments

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

# mortgage - Friday 21 June, 2019

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'
# Rebuilding Ireland
# Rebuilding Ireland

Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'

Jun 21st 2019, 6:15 AM 9,037 Views 16 Comments

The Housing Minister said he does not know why Louth County Council has decided not to issue loans that are already approved.

# mortgage - Saturday 15 June, 2019

Mortgage rates in Ireland are still one of the highest in Europe
# Central Bank
# Central Bank

Mortgage rates in Ireland are still one of the highest in Europe

Jun 15th 2019, 1:13 PM 22,244 Views 87 Comments

The volume of new mortgage agreements amounted to €598 million in April 2019.

# mortgage - Friday 19 April, 2019

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003
# Vulture Funds
# Vulture Funds

Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003

Apr 19th 2019, 6:10 AM 115,619 Views 82 Comments

In an interview with TheJournal.ie this week, the Taoiseach said he understood the intent behind Sinn Féin’s No Consent No Sale Bill.

# mortgage - Thursday 28 March, 2019

Couple received €40,000 after insurer tried to reject storm damage claim
# Financial Services Ombudsman
# Financial Services Ombudsman

Couple received €40,000 after insurer tried to reject storm damage claim

Mar 28th 2019, 5:10 PM 27,192 Views 8 Comments

There were 5,692 complaints made to the financial services ombudsman last year – one third of those about insurance.

# mortgage - Monday 25 March, 2019

Property prices in Dublin city decrease but rise across the country
# Mortgages
# Mortgages

Property prices in Dublin city decrease but rise across the country

Mar 25th 2019, 10:25 AM 63,601 Views 27 Comments

People struggling to get mortgages and concerns about Brexit are affecting the market.

# mortgage - Tuesday 12 March, 2019

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households
# Department Of Finance
# Department Of Finance

Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households

Mar 12th 2019, 6:20 AM 43,492 Views 54 Comments

Irish households are in a better position to withstand “adverse shocks” than it was in 2014.

# mortgage - Tuesday 26 February, 2019

Cabinet to consider Bill to help borrowers in mortgage arrears
# Repossessions
# Repossessions

Cabinet to consider Bill to help borrowers in mortgage arrears

Feb 26th 2019, 9:37 AM 10,937 Views 29 Comments

The Bill aims to broaden the matters a judge needs to take into account when considering repossessions.

# mortgage - Monday 4 February, 2019

Banks pay out €647 million to victims of tracker mortgage scandal
# Tracker Mortgage
# Tracker Mortgage

Banks pay out €647 million to victims of tracker mortgage scandal

Feb 4th 2019, 1:04 PM 19,569 Views 34 Comments

The number of people affected by the overcharging scandal has now risen to almost 40,000.

# mortgage - Thursday 24 January, 2019

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein
# Opinion
# Opinion

Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein

Jan 24th 2019, 7:00 AM 18,737 Views 58 Comments

A proposed new EU Directive aims to develop a secondary market for non-performing loans and poses a serious threat to the rights of borrowers and consumers, writes Matt Carthy.

# mortgage - Sunday 23 December, 2018

Union says KBC staff 'extremely upset and stressed' by recent incidents
# Security
# Security

Union says KBC staff 'extremely upset and stressed' by recent incidents

Dec 23rd 2018, 3:22 PM 25,759 Views 91 Comments

KBC Ireland said it is taking additional measures to ensure the safety of its staff.

# mortgage - Wednesday 28 November, 2018

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged
# Central Bank
# Central Bank

Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged

Nov 28th 2018, 5:04 PM 24,215 Views 82 Comments

Central Bank governor Philip Lane said the measures protect borrowers from excessive debt.

# mortgage - Sunday 18 November, 2018

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage
# Money Diary
# Money Diary

How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage

Nov 18th 2018, 8:01 PM 85,020 Views 59 Comments

She’s moved in with her sister in order to save as fast as she can.

# mortgage - Saturday 17 November, 2018

FactCheck: Has the number of cases taken by banks over arrears halved in two years?
# Factcheck
# Factcheck

FactCheck: Has the number of cases taken by banks over arrears halved in two years?

Nov 17th 2018, 12:05 AM 11,396 Views 16 Comments

Brendan Burgess claims there is “no tsunami” of arrears cases now.

# mortgage - Monday 29 October, 2018

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund
# Concrete
# Concrete

Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund

Oct 29th 2018, 12:05 AM 59,002 Views 39 Comments

Just a month before the government announced a redress scheme for the thousands of impacted homeowners, Karl Murtagh was told his mortgage had been sold.

# mortgage - Wednesday 10 October, 2018

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house
# Money Diary
# Money Diary

How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house

Oct 10th 2018, 7:33 PM 40,623 Views 45 Comments

He has kept up his hobbies despite many cutbacks.

# mortgage - Thursday 27 September, 2018

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,959 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

# mortgage - Tuesday 11 September, 2018

Call for householders to be given free legal aid to address 'power imbalance' during reposessions
# Arrears
# Arrears

Call for householders to be given free legal aid to address 'power imbalance' during reposessions

Sep 11th 2018, 1:34 PM 8,803 Views 24 Comments

Minister Charlie Flanagan today praised the success of the Abhaile legal advice scheme, but did not indicate it would be extended to provide full representation.

# mortgage - Sunday 5 August, 2018

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund
# Start Mortgages
# Start Mortgages

PTSB defends timing of letters to homeowners about mortgage sale to vulture fund

Aug 5th 2018, 6:00 AM 18,135 Views 40 Comments

The announcement was made about the loans earlier this week – and it has since emerged that the portfolio included performing loans.

# mortgage - Thursday 5 July, 2018

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme
# Mortgage To Rent Scheme
# Mortgage To Rent Scheme

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme

Jul 5th 2018, 12:05 AM 29,624 Views 28 Comments

This would be done under the government’s mortgage-to-rent scheme, with the owners becoming council tenants.

# mortgage - Sunday 13 May, 2018

'I am really struggling': Thousands still left in tracker mortgage scandal limbo
# Overcharging
# Overcharging

'I am really struggling': Thousands still left in tracker mortgage scandal limbo

May 13th 2018, 12:05 AM 35,922 Views 43 Comments

Financial adviser Padraic Kissane believes an extra 3,000 people may be affected, but some may have to go to the courts to get their money back.

# mortgage - Wednesday 25 April, 2018

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds
# People Power
# People Power

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds

Apr 25th 2018, 12:56 PM 15,881 Views 46 Comments

The IFA has been contacted by around 200 farmers impacted by the issue so far this year.

# mortgage - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?
# The Banks
# The Banks

How many mortgage holders have banks taken to court so far this year?

Apr 9th 2018, 12:05 AM 42,504 Views 70 Comments

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgage - Friday 9 March, 2018

Glenda Gilson's parents lose Dublin home due to debt
# Castleknock
# Castleknock

Glenda Gilson's parents lose Dublin home due to debt

Mar 9th 2018, 4:13 PM 210,231 Views 128 Comments

A judge has given them six months to sell the property “before the bank does”.

# mortgage - Thursday 8 March, 2018

Tracker mortgage scandal: Overcharging total expected to reach €700 million
# Lending
# Lending

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Mar 8th 2018, 2:34 PM 10,668 Views 78 Comments

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

# mortgage - Sunday 31 December, 2017

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal
# Banking Standards Board
# Banking Standards Board

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal

Dec 31st 2017, 1:41 PM 22,463 Views 83 Comments

The initiative has been welcomed by Minister Paschal Donohoe today.

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