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Monday 25 September 2023 Dublin: 15°C

# Mortgage

This year
Analysis: 'A number of variable mortgage holders are now looking vulnerable to rate hikes'
Mark Coan of moneysherpa has some advice for those on variable or short term fixed rates.
Insurers to offer cancer survivors the right to be forgotten under revised industry code
Insurers will disregard cancer diagnoses where treatment ended more than seven years before an application under a revised Insurance Ireland code of practice.
Bank of Ireland increases on fixed mortgage rates to take effect from today
The bank’s fixed mortgage rates for new and existing customers will increase by 0.5%.
Homeowners with €6,000 owed on mortgage given repossession orders, committee told
An Oireachtas committee was told non-banking entities own more than 56% of all domestic mortgages in arrears.
Permanent TSB is increasing its new fixed mortgage rates by 0.75%
The changes announced today follow five rounds of interest rate increases from the European Central Bank.
Bank of Ireland increasing fixed mortgage rates again
The banks’s fixed interest rates will increase by 0.75% for all new mortgage loan drawdowns.
Opinion: 'Telling my child she'd missed a school place broke my heart'
Mum Margaret Lynch says she and her family are no closer to owning their home, after years of trying.
All time
Central Bank gives green light to shared equity scheme but warns it could increase house prices
The Central Bank has left its mortgage rules unchanged.
Significant decline in buy-to-lets as Covid-19 continues to impact housing market
Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.
Man arrested over €20 million property fraud
Gardaí say mortgage charges were fraudulently removed from 12 properties.
Over 5,200 mortgages approved in October, with surge driven by first-time buyers
October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.
'A lot of people are stuck in a rip-off rental trap': New minister promises affordable housing scheme
Darragh O’Brien said he wants to ensure houses ranging in price from €160,000 to €250,000 will be available.
Call for banks to reverse 'de-facto ban' on mortgage approval for wage subsidy recipients
Applicants who received approval before the Covid-19 crisis have had approval pulled.
Almost 4,000 mortgage accounts fell into arrears in Q1 of this year, figures from the Central Bank show
The lowest number of mortgage arrears since 2010 was recorded in the first quarter of the year.
Internal bank documents reveal AIB mortgage break did require savings before meeting with minister
At the end of last week and over the weekend customers complained of issues they had accessing this payment deferral.
High Court approves debt write down of millions of euro for two Tipperary women
They will continue to make payments on the mortgages on their respective homes and they will each make lump sum payments of €100.
First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
The 12,259 mortgages are valued at €2.7 billion.
Man who used fake documents to apply for €270k mortgage given a suspended sentence
The man used the loan to purchase a house in Walkinstown in Dublin.
Increase in first-time buyers moving to Dublin commuter belt
One economist warned that this increased activity will put pressure on the infrastructural needs in these areas.
New Central Bank rules to stop brokers accepting free golf trips and sports tickets from banks
From March next year, brokers and financial adviser will also have to publish details of commissions they receive on their websites.
Will the help-to-buy scheme be extended or scrapped? Minister won't rule it in or out until Budget 2020
Minister for Finance Paschal Donohoe said the scheme has played a ‘valuable role’.
'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.
Families still 'in limbo' despite Minister's assurance home loan scheme funding 'will be honoured'
The Housing Minister said he does not know why Louth County Council has decided not to issue loans that are already approved.
Mortgage rates in Ireland are still one of the highest in Europe
The volume of new mortgage agreements amounted to €598 million in April 2019.
Taoiseach says he didn’t realise his mortgage could be sold on by his bank when he took it out in 2003
In an interview with this week, the Taoiseach said he understood the intent behind Sinn Féin’s No Consent No Sale Bill.
Couple received €40,000 after insurer tried to reject storm damage claim
There were 5,692 complaints made to the financial services ombudsman last year – one third of those about insurance.
Property prices in Dublin city decrease but rise across the country
People struggling to get mortgages and concerns about Brexit are affecting the market.
Mortgage interest rates will rise, says research, 'making repayment difficult' for some Irish households
Irish households are in a better position to withstand “adverse shocks” than it was in 2014.
Cabinet to consider Bill to help borrowers in mortgage arrears
The Bill aims to broaden the matters a judge needs to take into account when considering repossessions.
Banks pay out €647 million to victims of tracker mortgage scandal
The number of people affected by the overcharging scandal has now risen to almost 40,000.
Opinion: Sound the alarm - a proposed EU directive on bad loans will give vulture funds a free rein
A proposed new EU Directive aims to develop a secondary market for non-performing loans and poses a serious threat to the rights of borrowers and consumers, writes Matt Carthy.
Union says KBC staff 'extremely upset and stressed' by recent incidents
KBC Ireland said it is taking additional measures to ensure the safety of its staff.
Warning people will be stuck in rental market as regulator leaves mortgage rules unchanged
Central Bank governor Philip Lane said the measures protect borrowers from excessive debt.
How I Spend My Money: A sales worker on €70,000 saving €1,000 a month for a mortgage
She’s moved in with her sister in order to save as fast as she can.
FactCheck: Has the number of cases taken by banks over arrears halved in two years?
Brendan Burgess claims there is “no tsunami” of arrears cases now.
Mica scandal: Family living in 'falling down house' finds out mortgage has been sold to vulture fund
Just a month before the government announced a redress scheme for the thousands of impacted homeowners, Karl Murtagh was told his mortgage had been sold.
How I Spend My Money: An e-commerce worker on €35,000 saving to build his own house
He has kept up his hobbies despite many cutbacks.
Over 4,000 mortgages approved last month, with lots of people switching
The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.
Call for householders to be given free legal aid to address 'power imbalance' during reposessions
Minister Charlie Flanagan today praised the success of the Abhaile legal advice scheme, but did not indicate it would be extended to provide full representation.
PTSB defends timing of letters to homeowners about mortgage sale to vulture fund
The announcement was made about the loans earlier this week – and it has since emerged that the portfolio included performing loans.