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#Mortgage

# mortgage - Wednesday 20 December, 2017

Here's how many customers each of the main banks say they overcharged
# Tracker Mortgage Scandal
# Tracker Mortgage Scandal

Here's how many customers each of the main banks say they overcharged

Dec 20th 2017, 3:58 PM 22,493 Views 26 Comments

Some of the banks have increased their numbers significantly.

It gets worse: Central Bank forces lenders to admit 13,600 more tracker victims overcharged
# Scandal
# Scandal

It gets worse: Central Bank forces lenders to admit 13,600 more tracker victims overcharged

Dec 20th 2017, 2:00 PM 44,299 Views 109 Comments

We now know at least 33,700 customers were overcharged and the Central Bank said it had to “relentlessly pursue” lenders in many of these cases.

# mortgage - Saturday 9 December, 2017

High Court Master says government's legal advice scheme is 'a scam'
# Abhaile
# Abhaile

High Court Master says government's legal advice scheme is 'a scam'

Dec 9th 2017, 7:15 AM 19,814 Views 0 Comments

Edmund Honohan criticised the government for failing to deliver systems it had promised to help keep people in their homes.

# mortgage - Wednesday 29 November, 2017

'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home
# Mortgage To Rent
# Mortgage To Rent

'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home

Nov 29th 2017, 12:02 AM 35,266 Views 0 Comments

Karl O’Doherty had been advised by the Master of the High Court to write to Leo Varadkar.

# mortgage - Tuesday 28 November, 2017

Central Bank decides NOT to change mortgage deposit rules for first-time buyers
# Ten Per Cent
# Ten Per Cent

Central Bank decides NOT to change mortgage deposit rules for first-time buyers

Nov 28th 2017, 2:26 PM 22,702 Views 58 Comments

There will be some slight changes in January to loan-to-income limits and collateral for purchase-to-renovate mortgages.

# mortgage - Friday 17 November, 2017

'I'm not going anywhere': Lay litigants in uphill battle against banks and vulture funds
# Debt
# Debt

'I'm not going anywhere': Lay litigants in uphill battle against banks and vulture funds

Nov 17th 2017, 12:05 AM 18,857 Views 28 Comments

There are calls for the Legal Aid Board to relax its merits test so more families in debt can access professional representation.

# mortgage - Thursday 16 November, 2017

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m
# Compensation
# Compensation

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m

Nov 16th 2017, 10:14 AM 10,305 Views 23 Comments

KBC estimates up to 1,661 of its customers may have been impacted.

# mortgage - Tuesday 14 November, 2017

Central Bank wants bank execs to 'take a long hard look in the mirror' over tracker scandal
# Overcharging
# Overcharging

Central Bank wants bank execs to 'take a long hard look in the mirror' over tracker scandal

Nov 14th 2017, 12:30 PM 8,179 Views 54 Comments

Deputy Governor Ed Sibley said he expects board members to be held to account over the errors.

# mortgage - Monday 6 November, 2017

It costs about €16,000 per year to run a house - just under half the average wage
# Bills Bills Bills
# Bills Bills Bills

It costs about €16,000 per year to run a house - just under half the average wage

Nov 6th 2017, 6:15 AM 33,364 Views 30 Comments

However, it’s about €5,000 less than during the boom.

# mortgage - Sunday 29 October, 2017

Sorry is too little, too late for tracker customers who suffered for years because of bank overcharging
# Analysis
# Analysis

Sorry is too little, too late for tracker customers who suffered for years because of bank overcharging

Oct 29th 2017, 6:30 AM 18,091 Views 52 Comments

Now that the banks have set deadlines for paying customers back, there is a risk that this issue will be put to one side.

# mortgage - Saturday 28 October, 2017

'Do your job': Finance Committee wants ECB chief to explain role in tracker mortgage scandal
# Oversight
# Oversight

'Do your job': Finance Committee wants ECB chief to explain role in tracker mortgage scandal

Oct 28th 2017, 10:39 AM 13,550 Views 52 Comments

The committee’s chair said it is important to keep the pressure on the banks now.

# mortgage - Thursday 21 September, 2017

Irish banks are at war over mortgage rates - which could be good for consumers
# Hotting Up
# Hotting Up

Irish banks are at war over mortgage rates - which could be good for consumers

Sep 21st 2017, 6:00 AM 22,400 Views 29 Comments

KBC has announced a new fixed mortgage rate offering.

# mortgage - Monday 7 August, 2017

First-time buyer couples are spending over a quarter of their wages on mortgages
# Disposable Income
# Disposable Income

First-time buyer couples are spending over a quarter of their wages on mortgages

Aug 7th 2017, 6:00 AM 23,394 Views 73 Comments

“First time buyers are facing more expensive mortgages and inflated pricing due to the chronic shortage of houses in Ireland.”

# mortgage - Wednesday 2 August, 2017

'Deal with your debt problems': The number of people seeking insolvency is on the rise
# Insolvency
# Insolvency

'Deal with your debt problems': The number of people seeking insolvency is on the rise

Aug 2nd 2017, 1:55 PM 15,161 Views 16 Comments

€588 million worth of insolvency applications were made between April and June this year.

# mortgage - Sunday 25 June, 2017

Victim of tracker mortgage scandal: 'If I was six months in arrears they'd be ringing me every day'
# Compensation
# Compensation

Victim of tracker mortgage scandal: 'If I was six months in arrears they'd be ringing me every day'

Jun 25th 2017, 9:00 PM 55,426 Views 43 Comments

The Bank of Ireland customer was first told she was affected in December last year – but has received no additional information since then.

# mortgage - Sunday 18 June, 2017

Warning for borrowers in arrears: Don't let fear get in the way of saving your home
# Housing Crisis
# Housing Crisis

Warning for borrowers in arrears: Don't let fear get in the way of saving your home

Jun 18th 2017, 10:00 PM 23,705 Views 39 Comments

Experts say anxiety and a lack of information provided to people struggling with debt can lead them to making decisions that will worsen their situation.

# mortgage - Sunday 11 June, 2017

Banks in Ireland decline to give progress updates on their tracker scandal reviews
# Keeping Track
# Keeping Track

Banks in Ireland decline to give progress updates on their tracker scandal reviews

Jun 11th 2017, 12:03 AM 19,209 Views 38 Comments

Lenders in Ireland have until September to identify all customers who were affected by interest rate overcharging – we asked how they’re getting on.

# mortgage - Thursday 6 April, 2017

'I was living in fear': Kerryman thanks supporters as fundraising campaign passes €40k
# Thank You
# Thank You

'I was living in fear': Kerryman thanks supporters as fundraising campaign passes €40k

Apr 6th 2017, 2:58 PM 33,371 Views 50 Comments

Ray Flavin said he hopes his story will encourage other people in his position to seek the help they need.

# mortgage - Sunday 2 April, 2017

Poll: Do you plan to buy your own home?
# Your Say
# Your Say

Poll: Do you plan to buy your own home?

Apr 2nd 2017, 9:41 AM 23,012 Views 88 Comments

The average list price of a house is now €230,000.

# mortgage - Thursday 23 March, 2017

Tracker mortgages: €76 million paid out in compensation so far to customers denied proper rates
# Central Bank
# Central Bank

Tracker mortgages: €76 million paid out in compensation so far to customers denied proper rates

Mar 23rd 2017, 11:30 AM 10,321 Views 10 Comments

A new report states that 9,900 impacted customer accounts have now been identified by lenders.

# mortgage - Saturday 25 February, 2017

Column: 'New Dáil Bill would help stop devastating home repossessions and evictions'
# Keep People In Their Homes
# Keep People In Their Homes

Column: 'New Dáil Bill would help stop devastating home repossessions and evictions'

Feb 25th 2017, 8:15 AM 950 Views 73 Comments

The people I work with are not are not speculators or wily investors. They are not people who knowingly entered into home loans they couldn’t afford, writes Julie Sadlier.

# mortgage - Wednesday 8 February, 2017

Financial madness or 'a shot in the arm'? Changes to mortgage-to-rent scheme
# Will I Lose My Home?
# Will I Lose My Home?

Financial madness or 'a shot in the arm'? Changes to mortgage-to-rent scheme

Feb 8th 2017, 6:24 PM 17,665 Views 7 Comments

18,380 social housing supports were provided to people in 2016, according to a progress report on the government’s housing plan.

# mortgage - Friday 27 January, 2017

Mortgage approval rates have shot up by nearly 30% in a year
# Lending
# Lending

Mortgage approval rates have shot up by nearly 30% in a year

Jan 27th 2017, 2:10 PM 12,487 Views 48 Comments

New figures show a 28% increase in mortgage approvals since last year.

# mortgage - Thursday 5 January, 2017

More than 500 people have already applied for the new first-time buyers scheme
# Property Ladder
# Property Ladder

More than 500 people have already applied for the new first-time buyers scheme

Jan 5th 2017, 1:55 PM 14,288 Views 25 Comments

The Help-To-Buy scheme opened for applications on Tuesday.

# mortgage - Wednesday 21 December, 2016

'I can walk a little taller': Radio listeners donate €15k to woman at risk of losing home
# Kindness Of Strangers
# Kindness Of Strangers

'I can walk a little taller': Radio listeners donate €15k to woman at risk of losing home

Dec 21st 2016, 2:12 PM 14,362 Views 36 Comments

The woman is in arrears of €28,000 and was facing repossession.

# mortgage - Tuesday 13 December, 2016

Nearly 80,000 families in mortgage arrears but figure is declining
# Banking On It
# Banking On It

Nearly 80,000 families in mortgage arrears but figure is declining

Dec 13th 2016, 4:03 PM 5,604 Views 28 Comments

Sinn Féin has called on the Government to release a Central Bank report on how to handle arrears.

# mortgage - Sunday 11 December, 2016

Family in tracker mortgage error: 'My budget is €70 per week for food for four of us'
# Read Me
# Read Me

Family in tracker mortgage error: 'My budget is €70 per week for food for four of us'

Dec 11th 2016, 7:40 AM 463 Views 46 Comments

18 months since the Central Bank first announced an industry-wide investigation of tracker mortgage issues, I still haven’t been contacted by Ulster Bank, writes Caitriona Redmond.

# mortgage - Thursday 1 December, 2016

The vow to end homelessness by Christmas? Not going to happen
# Homeless Ireland 2016
# Homeless Ireland 2016

The vow to end homelessness by Christmas? Not going to happen

Dec 1st 2016, 7:45 AM 11,909 Views 71 Comments

Jonathan Corrie died two years ago today and homelessness in Ireland is worse than ever.

# mortgage - Thursday 24 November, 2016

Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor
# House Prices
# House Prices

Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor

Nov 24th 2016, 6:10 AM 11,313 Views 31 Comments

The Central Bank says that the market ‘isn’t at risk of overheating’.

# mortgage - Monday 21 November, 2016

It costs over €16,500 a year to run and maintain the average Irish home
# Cost Of Living
# Cost Of Living

It costs over €16,500 a year to run and maintain the average Irish home

Nov 21st 2016, 1:55 PM 18,582 Views 41 Comments

Those in negative equity were also found to be paying over €5,000 more a year than the average homeowner.

# mortgage - Tuesday 1 November, 2016

Turning 30? Our guide to owning it
# Thirty Not Hurty
# Thirty Not Hurty

Turning 30? Our guide to owning it

Nov 1st 2016, 12:04 PM 23,908 Views 19 Comments

Life lessons for your fourth decade.

# mortgage - Sunday 11 September, 2016

Poll: Should first-time buyers be allowed to use renting history in mortgage applications?
# Your Say
# Your Say

Poll: Should first-time buyers be allowed to use renting history in mortgage applications?

Sep 11th 2016, 9:59 AM 28,747 Views 89 Comments

The Department of Finance thinks it’s a good idea.

# mortgage - Tuesday 6 September, 2016

Ulster Bank customers report mortgage direct debit problems
# Direct Debit
# Direct Debit

Ulster Bank customers report mortgage direct debit problems

Sep 6th 2016, 4:05 PM 14,808 Views 16 Comments

The bank says it is ‘working to resolve’ the issue.

# mortgage - Thursday 1 September, 2016

Thinking about getting a mortgage? It could take you over six years to save for a deposit
# Penny Pinching
# Penny Pinching

Thinking about getting a mortgage? It could take you over six years to save for a deposit

Sep 1st 2016, 1:47 PM 23,896 Views 36 Comments

New research shows first-time buyers will rely on a family contribution for a deposit.

# mortgage - Sunday 19 June, 2016

Mortgage caps are going nowhere, Central Bank deputy says
# Staying Put
# Staying Put

Mortgage caps are going nowhere, Central Bank deputy says

Jun 19th 2016, 7:00 PM 22,898 Views 81 Comments

House hunters currently have to come up with 20% of a house’s value as a deposit (or 10% for first-time buyers).

# mortgage - Wednesday 18 May, 2016

Families one step closer to paying less on their mortgages
# Slashed
# Slashed

Families one step closer to paying less on their mortgages

May 18th 2016, 9:50 PM 32,718 Views 90 Comments

A bill passed tonight could result in 300,000 families seeing their mortgage repayments fall.

# mortgage - Friday 4 March, 2016

6 thoughts everyone has when they're looking for a home
# Sponsored By Kbc
# Sponsored By Kbc

6 thoughts everyone has when they're looking for a home

Mar 4th 2016, 4:10 PM 33,175 Views 37 Comments

So many feels.

# mortgage - Wednesday 14 October, 2015

Could you be saving money on your mortgage?
# Sponsored By CCPC
# Sponsored By CCPC

Could you be saving money on your mortgage?

Oct 14th 2015, 5:32 PM 25,669 Views 23 Comments

It’s more likely than you think – here’s how.

# mortgage - Wednesday 5 August, 2015

'We have two young kids, €320 a month is a massive amount to be overcharged by'
# Permanent TSB
# Permanent TSB

'We have two young kids, €320 a month is a massive amount to be overcharged by'

Aug 5th 2015, 10:45 PM 44,678 Views 104 Comments

A mortgage customer says the compensation he’s been offered is “simply not good enough”.

# mortgage - Wednesday 29 July, 2015

Permanent TSB boss: 'I'm sorry, but we inherited these problems'
# Mortgages
# Mortgages

Permanent TSB boss: 'I'm sorry, but we inherited these problems'

Jul 29th 2015, 8:56 AM 11,448 Views 28 Comments

Jeremy Masding said the bank’s problems stem to before he took the reins.