# Mortgage

All time

# mortgage to rent scheme

'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme

This would be done under the government’s mortgage-to-rent scheme, with the owners becoming council tenants.

30.1k

Jul 5th 2018, 12:05 AM

# Overcharging

'I am really struggling': Thousands still left in tracker mortgage scandal limbo

Financial adviser Padraic Kissane believes an extra 3,000 people may be affected, but some may have to go to the courts to get their money back.

36.0k

May 13th 2018, 12:05 AM

# People Power

'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds

The IFA has been contacted by around 200 farmers impacted by the issue so far this year.

15.9k

Apr 25th 2018, 12:56 PM

# The Banks

How many mortgage holders have banks taken to court so far this year?

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

42.6k

Apr 9th 2018, 12:05 AM

# Castleknock

Glenda Gilson's parents lose Dublin home due to debt

A judge has given them six months to sell the property “before the bank does”.

211k

128

Mar 9th 2018, 4:13 PM

# Lending

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

10.7k

Mar 8th 2018, 2:34 PM

# banking standards board

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal

The initiative has been welcomed by Minister Paschal Donohoe today.

22.5k

Dec 31st 2017, 1:41 PM

# tracker mortgage scandal

Here's how many customers each of the main banks say they overcharged

Some of the banks have increased their numbers significantly.

22.5k

Dec 20th 2017, 3:58 PM

# Scandal

It gets worse: Central Bank forces lenders to admit 13,600 more tracker victims overcharged

We now know at least 33,700 customers were overcharged and the Central Bank said it had to “relentlessly pursue” lenders in many of these cases.

44.3k

109

Dec 20th 2017, 2:00 PM

# Abhaile

High Court Master says government's legal advice scheme is 'a scam'

Edmund Honohan criticised the government for failing to deliver systems it had promised to help keep people in their homes.

19.8k

Dec 9th 2017, 7:15 AM

# mortgage to rent

'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home

Karl O’Doherty had been advised by the Master of the High Court to write to Leo Varadkar.

35.4k

Nov 29th 2017, 12:02 AM

# ten per cent

Central Bank decides NOT to change mortgage deposit rules for first-time buyers

There will be some slight changes in January to loan-to-income limits and collateral for purchase-to-renovate mortgages.

22.7k

Nov 28th 2017, 2:26 PM

# Debt

'I'm not going anywhere': Lay litigants in uphill battle against banks and vulture funds

There are calls for the Legal Aid Board to relax its merits test so more families in debt can access professional representation.

18.9k

Nov 17th 2017, 12:05 AM

# compensation

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m

KBC estimates up to 1,661 of its customers may have been impacted.

10.3k

Nov 16th 2017, 10:14 AM

# Overcharging

Central Bank wants bank execs to 'take a long hard look in the mirror' over tracker scandal

Deputy Governor Ed Sibley said he expects board members to be held to account over the errors.

8.2k

Nov 14th 2017, 12:30 PM

# Bills Bills Bills

It costs about €16,000 per year to run a house - just under half the average wage

However, it’s about €5,000 less than during the boom.

33.5k

Nov 6th 2017, 6:15 AM

# Analysis

Sorry is too little, too late for tracker customers who suffered for years because of bank overcharging

Now that the banks have set deadlines for paying customers back, there is a risk that this issue will be put to one side.

18.1k

Oct 29th 2017, 6:30 AM

# oversight

'Do your job': Finance Committee wants ECB chief to explain role in tracker mortgage scandal

The committee’s chair said it is important to keep the pressure on the banks now.

13.6k

Oct 28th 2017, 10:39 AM

# Hotting Up

Irish banks are at war over mortgage rates - which could be good for consumers

KBC has announced a new fixed mortgage rate offering.

22.4k

Sep 21st 2017, 6:00 AM

# disposable income

First-time buyer couples are spending over a quarter of their wages on mortgages

“First time buyers are facing more expensive mortgages and inflated pricing due to the chronic shortage of houses in Ireland.”

23.4k

Aug 7th 2017, 6:00 AM

# insolvency

'Deal with your debt problems': The number of people seeking insolvency is on the rise

€588 million worth of insolvency applications were made between April and June this year.

15.2k

Aug 2nd 2017, 1:55 PM

# compensation

Victim of tracker mortgage scandal: 'If I was six months in arrears they'd be ringing me every day'

The Bank of Ireland customer was first told she was affected in December last year – but has received no additional information since then.

55.5k

Jun 25th 2017, 9:00 PM

# Housing Crisis

Warning for borrowers in arrears: Don't let fear get in the way of saving your home

Experts say anxiety and a lack of information provided to people struggling with debt can lead them to making decisions that will worsen their situation.

23.7k

Jun 18th 2017, 10:00 PM

# keeping track

Banks in Ireland decline to give progress updates on their tracker scandal reviews

Lenders in Ireland have until September to identify all customers who were affected by interest rate overcharging – we asked how they’re getting on.

19.3k

Jun 11th 2017, 12:03 AM

# Thank You

'I was living in fear': Kerryman thanks supporters as fundraising campaign passes €40k

Ray Flavin said he hopes his story will encourage other people in his position to seek the help they need.

33.5k

Apr 6th 2017, 2:58 PM

# Your Say

Poll: Do you plan to buy your own home?

The average list price of a house is now €230,000.

23.0k

Apr 2nd 2017, 9:41 AM

# Central Bank

Tracker mortgages: €76 million paid out in compensation so far to customers denied proper rates

A new report states that 9,900 impacted customer accounts have now been identified by lenders.

10.3k

Mar 23rd 2017, 11:30 AM

Voices

Column: 'New Dáil Bill would help stop devastating home repossessions and evictions'

The people I work with are not are not speculators or wily investors. They are not people who knowingly entered into home loans they couldn’t afford, writes Julie Sadlier.

984

Feb 25th 2017, 8:15 AM

# will i lose my home?

Financial madness or 'a shot in the arm'? Changes to mortgage-to-rent scheme

18,380 social housing supports were provided to people in 2016, according to a progress report on the government’s housing plan.

17.7k

Feb 8th 2017, 6:24 PM

# Lending

Mortgage approval rates have shot up by nearly 30% in a year

New figures show a 28% increase in mortgage approvals since last year.

12.5k

Jan 27th 2017, 2:10 PM

# property ladder

More than 500 people have already applied for the new first-time buyers scheme

The Help-To-Buy scheme opened for applications on Tuesday.

14.3k

Jan 5th 2017, 1:55 PM

# kindness of strangers

'I can walk a little taller': Radio listeners donate €15k to woman at risk of losing home

The woman is in arrears of €28,000 and was facing repossession.

14.4k

Dec 21st 2016, 2:12 PM

# banking on it

Nearly 80,000 families in mortgage arrears but figure is declining

Sinn Féin has called on the Government to release a Central Bank report on how to handle arrears.

5.6k

Dec 13th 2016, 4:03 PM

Voices

Family in tracker mortgage error: 'My budget is €70 per week for food for four of us'

18 months since the Central Bank first announced an industry-wide investigation of tracker mortgage issues, I still haven’t been contacted by Ulster Bank, writes Caitriona Redmond.

484

Dec 11th 2016, 7:40 AM