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Thursday 28 September 2023 Dublin: 13°C

# Mortgage

All time
'Completely misjudged' or necessary investment? Private companies offer mortgage-to-rent scheme
This would be done under the government’s mortgage-to-rent scheme, with the owners becoming council tenants.
'I am really struggling': Thousands still left in tracker mortgage scandal limbo
Financial adviser Padraic Kissane believes an extra 3,000 people may be affected, but some may have to go to the courts to get their money back.
'There's power in community': Farmers urged to boycott forced sales of farms by vulture funds
The IFA has been contacted by around 200 farmers impacted by the issue so far this year.
How many mortgage holders have banks taken to court so far this year?
We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.
Glenda Gilson's parents lose Dublin home due to debt
A judge has given them six months to sell the property “before the bank does”.
Tracker mortgage scandal: Overcharging total expected to reach €700 million
Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.
Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal
The initiative has been welcomed by Minister Paschal Donohoe today.
Here's how many customers each of the main banks say they overcharged
Some of the banks have increased their numbers significantly.
It gets worse: Central Bank forces lenders to admit 13,600 more tracker victims overcharged
We now know at least 33,700 customers were overcharged and the Central Bank said it had to “relentlessly pursue” lenders in many of these cases.
High Court Master says government's legal advice scheme is 'a scam'
Edmund Honohan criticised the government for failing to deliver systems it had promised to help keep people in their homes.
'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home
Karl O’Doherty had been advised by the Master of the High Court to write to Leo Varadkar.
Central Bank decides NOT to change mortgage deposit rules for first-time buyers
There will be some slight changes in January to loan-to-income limits and collateral for purchase-to-renovate mortgages.
'I'm not going anywhere': Lay litigants in uphill battle against banks and vulture funds
There are calls for the Legal Aid Board to relax its merits test so more families in debt can access professional representation.
After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m
KBC estimates up to 1,661 of its customers may have been impacted.
Central Bank wants bank execs to 'take a long hard look in the mirror' over tracker scandal
Deputy Governor Ed Sibley said he expects board members to be held to account over the errors.
It costs about €16,000 per year to run a house - just under half the average wage
However, it’s about €5,000 less than during the boom.
Sorry is too little, too late for tracker customers who suffered for years because of bank overcharging
Now that the banks have set deadlines for paying customers back, there is a risk that this issue will be put to one side.
'Do your job': Finance Committee wants ECB chief to explain role in tracker mortgage scandal
The committee’s chair said it is important to keep the pressure on the banks now.
Irish banks are at war over mortgage rates - which could be good for consumers
KBC has announced a new fixed mortgage rate offering.
First-time buyer couples are spending over a quarter of their wages on mortgages
“First time buyers are facing more expensive mortgages and inflated pricing due to the chronic shortage of houses in Ireland.”
'Deal with your debt problems': The number of people seeking insolvency is on the rise
€588 million worth of insolvency applications were made between April and June this year.
Victim of tracker mortgage scandal: 'If I was six months in arrears they'd be ringing me every day'
The Bank of Ireland customer was first told she was affected in December last year – but has received no additional information since then.
Warning for borrowers in arrears: Don't let fear get in the way of saving your home
Experts say anxiety and a lack of information provided to people struggling with debt can lead them to making decisions that will worsen their situation.
Banks in Ireland decline to give progress updates on their tracker scandal reviews
Lenders in Ireland have until September to identify all customers who were affected by interest rate overcharging – we asked how they’re getting on.
'I was living in fear': Kerryman thanks supporters as fundraising campaign passes €40k
Ray Flavin said he hopes his story will encourage other people in his position to seek the help they need.
Poll: Do you plan to buy your own home?
The average list price of a house is now €230,000.
Tracker mortgages: €76 million paid out in compensation so far to customers denied proper rates
A new report states that 9,900 impacted customer accounts have now been identified by lenders.
Column: 'New Dáil Bill would help stop devastating home repossessions and evictions'
The people I work with are not are not speculators or wily investors. They are not people who knowingly entered into home loans they couldn’t afford, writes Julie Sadlier.
Financial madness or 'a shot in the arm'? Changes to mortgage-to-rent scheme
18,380 social housing supports were provided to people in 2016, according to a progress report on the government’s housing plan.
Mortgage approval rates have shot up by nearly 30% in a year
New figures show a 28% increase in mortgage approvals since last year.
More than 500 people have already applied for the new first-time buyers scheme
The Help-To-Buy scheme opened for applications on Tuesday.
'I can walk a little taller': Radio listeners donate €15k to woman at risk of losing home
The woman is in arrears of €28,000 and was facing repossession.
Nearly 80,000 families in mortgage arrears but figure is declining
Sinn Féin has called on the Government to release a Central Bank report on how to handle arrears.
Family in tracker mortgage error: 'My budget is €70 per week for food for four of us'
18 months since the Central Bank first announced an industry-wide investigation of tracker mortgage issues, I still haven’t been contacted by Ulster Bank, writes Caitriona Redmond.
The vow to end homelessness by Christmas? Not going to happen
Jonathan Corrie died two years ago today and homelessness in Ireland is worse than ever.
Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor
The Central Bank says that the market ‘isn’t at risk of overheating’.
It costs over €16,500 a year to run and maintain the average Irish home
Those in negative equity were also found to be paying over €5,000 more a year than the average homeowner.
Turning 30? Our guide to owning it
Life lessons for your fourth decade.
Poll: Should first-time buyers be allowed to use renting history in mortgage applications?
The Department of Finance thinks it’s a good idea.
Ulster Bank customers report mortgage direct debit problems
The bank says it is ‘working to resolve’ the issue.