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#Lending

# lending - Tuesday 18 September, 2012

Column: Here’s what our leaders need to deliver in the new Dáil term
# Opinion
# Opinion

Column: Here’s what our leaders need to deliver in the new Dáil term

Sep 18th 2012, 7:20 AM 16 Views 37 Comments

Independent TD Catherine Murphy gives her take on the challenge faced by the Government.

# lending - Thursday 13 September, 2012

One in three people who apply for mortgages are turned down
# No Joy
# No Joy

One in three people who apply for mortgages are turned down

Sep 13th 2012, 12:14 PM 9,142 Views 49 Comments

Figures revealed for the first time show that 38 per cent of mortgage applications were rejected last year.

# lending - Wednesday 22 August, 2012

Bank of Ireland says it's 'concerned' that SMEs believe banks are not lending
# Banks
# Banks

Bank of Ireland says it's 'concerned' that SMEs believe banks are not lending

Aug 22nd 2012, 6:03 PM 4,120 Views 23 Comments

The bank is reacting to the findings of Central Bank research which shows that Ireland has one of the highest rejection rate for SME loans.

Research says Ireland has second highest rejection rate for SME loans
# Lending
# Lending

Research says Ireland has second highest rejection rate for SME loans

Aug 22nd 2012, 10:35 AM 2,902 Views 23 Comments

Research released by the Central Bank today says that Ireland has the second lowest level of lending to small businesses in the euro area, behind Greece.

Banking Federation rejects report on lending to small businesses
# Lending
# Lending

Banking Federation rejects report on lending to small businesses

Aug 22nd 2012, 8:53 AM 2,667 Views 27 Comments

IBF chief executive Pat Farrell says he had not seen the report but rejected the findings which are reported this morning.

The 9 at 9: Wednesday
# 9 At 9
# 9 At 9

The 9 at 9: Wednesday

Aug 22nd 2012, 8:34 AM 8,152 Views 6 Comments

The nine stories you need to know this morning.

# lending - Saturday 18 August, 2012

Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence
# Barclays
# Barclays

Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence

Aug 18th 2012, 12:05 PM 2,287 Views 3 Comments

Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.

# lending - Friday 6 July, 2012

The 9 at 9: Friday
# 9 At 9
# 9 At 9

The 9 at 9: Friday

Jul 6th 2012, 8:38 AM 5,745 Views 14 Comments

Nine things to know this morning…

# lending - Thursday 5 July, 2012

Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance
# Mortgages
# Mortgages

Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance

Jul 5th 2012, 2:59 PM 4,863 Views 23 Comments

Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?

# lending - Tuesday 3 July, 2012

The 9 at 9: Tuesday
# 9 At 9
# 9 At 9

The 9 at 9: Tuesday

Jul 3rd 2012, 8:44 AM 6,266 Views 6 Comments

Nine things to know this morning…

# lending - Monday 2 July, 2012

The 9 at 9: Monday
# 9 At 9
# 9 At 9

The 9 at 9: Monday

Jul 2nd 2012, 8:28 AM 6,616 Views 2 Comments

Nine things to know this morning…

# lending - Sunday 1 July, 2012

RBS traders fired months ago over rate-fixing - report
# Libor
# Libor

RBS traders fired months ago over rate-fixing - report

Jul 1st 2012, 4:31 PM 3,460 Views 4 Comments

Revelation comes after RBS confirmed it is one of the banks being investigated over manipulation of inter-bank lending rates.

# lending - Tuesday 19 June, 2012

Speculating on second bailout 'profoundly unhelpful' - Howlin
# Economy
# Economy

Speculating on second bailout 'profoundly unhelpful' - Howlin

Jun 19th 2012, 10:14 AM 2,025 Views 34 Comments

The Minister says speculation about a possible second bailout for Ireland was unhelpful – but concedes that Ireland’s position is “buffeted by external realities”.

# lending - Monday 18 June, 2012

Over half of loan applications refused by bailed-out banks, says ISME
# Recession
# Recession

Over half of loan applications refused by bailed-out banks, says ISME

Jun 18th 2012, 6:30 AM 2,189 Views 9 Comments

The quarterly bank survey has prompted an angry response from the SME sector.

# lending - Wednesday 13 June, 2012

Bank of Ireland sells UK project finance arm
# Irish Banks
# Irish Banks

Bank of Ireland sells UK project finance arm

Jun 13th 2012, 2:49 PM 1,861 Views 2 Comments

The €200m sale will not lead to job losses.

# lending - Saturday 9 June, 2012

Got an idea? A successful Irish entrepreneur is giving away €20k
# Free Money
# Free Money

Got an idea? A successful Irish entrepreneur is giving away €20k

Jun 9th 2012, 1:26 PM 3,834 Views 8 Comments

Niall Harbison of Simply Zesty is running his own Dragon’s Den competition.

# lending - Friday 8 June, 2012

Lenders following arrears guidelines from Keane Report, says Central Bank
# Mortgages
# Mortgages

Lenders following arrears guidelines from Keane Report, says Central Bank

Jun 8th 2012, 3:17 PM 1,989 Views 2 Comments

The Central Bank says commercial banks are bringing forward new proposals to assist people in mortgage difficulty.

# lending - Tuesday 5 June, 2012

Credit Reviewer says banks need to show more 'risk-taking' in lending
# Lending
# Lending

Credit Reviewer says banks need to show more 'risk-taking' in lending

Jun 5th 2012, 9:42 AM 1,463 Views 9 Comments

John Trethowan’s eighty quarterly review criticises banks for not being adventurous enough in lending to businesses.

Column: Households aren't the only ones hit by negative equity - it's crippling businesses
# Opinion
# Opinion

Column: Households aren't the only ones hit by negative equity - it's crippling businesses

Jun 5th 2012, 7:00 AM 18 Views 12 Comments

During the boom it was cheaper for businesses to buy property than to rent it – but that’s causing huge problems now, writes Peter Faulkner.

# lending - Thursday 31 May, 2012

Household loans and mortgage lending down in April
# Lending
# Lending

Household loans and mortgage lending down in April

May 31st 2012, 2:23 PM 2,024 Views 5 Comments

Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.

# lending - Thursday 24 May, 2012

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
# Opinion
# Opinion

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

May 24th 2012, 7:00 AM 45 Views 30 Comments

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

# lending - Monday 14 May, 2012

Column: Nick Leeson - My heart says 'No', but my head says 'Yes'
# Opinion
# Opinion

Column: Nick Leeson - My heart says 'No', but my head says 'Yes'

May 14th 2012, 7:15 AM 21 Views 86 Comments

TheJournal.ie columnist nails his colours to the mast and says that a ‘Yes’ vote is the only message to send out if we want access to funds at the keenest rates possible.

# lending - Monday 30 April, 2012

Government pledges support for Credit Union reform
# Credit Unions
# Credit Unions

Government pledges support for Credit Union reform

Apr 30th 2012, 6:19 PM 1,601 Views 11 Comments

The Finance Minister is to establish an implementation group in order to facilitate the restructuring of the the country’s Credit Unions.

# lending - Wednesday 18 April, 2012

Report calls for restructuring of credit union sector
# Credit Unions
# Credit Unions

Report calls for restructuring of credit union sector

Apr 18th 2012, 3:02 PM 1,734 Views 3 Comments

The Finance Minister has said recommendations made by the Commission on Credit Unions will inform Government policy on credit unions for the “foreseeable future”.

# lending - Monday 12 March, 2012

Half of SME applications for bank loans refused in last quarter – report
# Lending
# Lending

Half of SME applications for bank loans refused in last quarter – report

Mar 12th 2012, 8:41 AM 92 Views 0 Comments

A new ISME survey says that although more companies are seeking credit, lenders are still reluctant to put up their cash.

# lending - Friday 2 March, 2012

There is 'no silver bullet' to address mortgage arrears, says financial regulator
# Arrears
# Arrears

There is 'no silver bullet' to address mortgage arrears, says financial regulator

Mar 2nd 2012, 2:39 PM 3,032 Views 23 Comments

Matthew Elderfield says Ireland’s mortgage arrears problem is going to get worse before it gets better.

# lending - Wednesday 29 February, 2012

Complaints about bank lending 'made by people who haven't sought loans'
# Credit Review
# Credit Review

Complaints about bank lending 'made by people who haven't sought loans'

Feb 29th 2012, 1:29 PM 3,144 Views 15 Comments

The quarterly review of the Credit Reviewer notes that banks can only lend whenever someone applies for a loan.

# lending - Wednesday 22 February, 2012

Bank of Ireland received €264million in applications for mortgage fund
# Mortgages
# Mortgages

Bank of Ireland received €264million in applications for mortgage fund

Feb 22nd 2012, 5:31 PM 4,653 Views 13 Comments

The lender said it was showing “support and commitment to the Irish mortgage market”.

# lending - Tuesday 31 January, 2012

Loans to households, businesses declined during December
# Loans
# Loans

Loans to households, businesses declined during December

Jan 31st 2012, 2:15 PM 1,235 Views 9 Comments

Despite the dip in lending, households’ deposits with banks rose in December

# lending - Wednesday 4 January, 2012

European banks borrow from ECB - and then lodge the cash with the ECB again
# Credit Crunch
# Credit Crunch

European banks borrow from ECB - and then lodge the cash with the ECB again

Jan 4th 2012, 9:18 PM 5,386 Views 25 Comments

Overnight deposits at the ECB jumped by €65bn on Monday – potentially undermining ECB efforts to get money moving again.

# lending - Friday 30 December, 2011

Loans to households fall but business lending up slightly in November
# Lending
# Lending

Loans to households fall but business lending up slightly in November

Dec 30th 2011, 1:51 PM 1,271 Views 5 Comments

Loans to households are down by over 4 per cent in the year to November.

# lending - Monday 19 December, 2011

One-third of Irish businesses prevented from growing by credit shortage
# Lending
# Lending

One-third of Irish businesses prevented from growing by credit shortage

Dec 19th 2011, 7:15 AM 1,014 Views 10 Comments

Almost half of businesses in the InterTradeIreland study were either shrinking, struggling or winding up entirely.

# lending - Wednesday 14 December, 2011

Household deposits in Ireland's banks continued to fall in third quarter
# Savings
# Savings

Household deposits in Ireland's banks continued to fall in third quarter

Dec 14th 2011, 3:24 PM 2,172 Views 14 Comments

New figures from the Central Bank show that the amount Irish households kept on deposit in banks fell by €482 million.

# lending - Monday 12 December, 2011

Half of SMEs seeking loans from banks in past three months were turned down
# Bankwatch
# Bankwatch

Half of SMEs seeking loans from banks in past three months were turned down

Dec 12th 2011, 11:43 AM 987 Views 12 Comments

Majority of those who answered ISME survey claim the Government is having no positive effect in making banks extend credit to SMEs.

# lending - Friday 9 December, 2011

Five banks not passing on full ECB rate cut to mortgage customers
# Mortgages
# Mortgages

Five banks not passing on full ECB rate cut to mortgage customers

Dec 9th 2011, 8:16 AM 3,195 Views 16 Comments

The ECB yesterday announced a 0.25 per cent cut in its base rate which will kick in from 14 December – but not for all Irish mortgage holders…

# lending - Thursday 8 December, 2011

ECB could cut interest rate cut by 0.5 per cent today
# ECB
# ECB

ECB could cut interest rate cut by 0.5 per cent today

Dec 8th 2011, 8:37 AM 1,465 Views 15 Comments

The bank is expected to announce its second rate cut in five weeks as EU leaders travel to Brussels for a eurozone crisis summit.

# lending - Thursday 3 November, 2011

Kindle users will be able to borrow books from Amazon - but only in the US
# Kindle
# Kindle

Kindle users will be able to borrow books from Amazon - but only in the US

Nov 3rd 2011, 5:25 PM 703 Views 1 Comment

Users have to subscribe to Amazon’s movie streaming service to borrow books from the Kindle library.

# lending - Friday 28 October, 2011

Lending to Irish households down €183m
# Money Stats
# Money Stats

Lending to Irish households down €183m

Oct 28th 2011, 11:14 AM 206 Views 0 Comments

Latest figures from the Central Bank show that the level of lending to households dropped by 4 per cent between September 2010 and 2011.

# lending - Thursday 27 October, 2011

New initiative will make applying for credit 'easier' for businesses
# Credit
# Credit

New initiative will make applying for credit 'easier' for businesses

Oct 27th 2011, 8:00 AM 200 Views 1 Comment

The new Standardised SME Lending Application Form, adopted by AIB and Bank of Ireland, will help businesses to identify exactly what is required of them when applying for credit, says the Minister for Small Business

# lending - Monday 29 August, 2011

Banks won't meet lending targets - because too few businesses want loans
# Credit
# Credit

Banks won't meet lending targets - because too few businesses want loans

Aug 29th 2011, 11:15 AM 767 Views 14 Comments

The Credit Review Office says banks won’t meet their targets for lending to small businesses – but that it’s not their fault.