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Sunday 24 September 2023 Dublin: 18°C

# Lending

All time
# Central Bank
Lending to households fell by €500m last month
New Central Bank figures show that lending to households continued to fall last month on top of a €471 million drop in July.
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Sep 28th 2012, 6:46 PM
Voices
Column: Here’s what our leaders need to deliver in the new Dáil term
Independent TD Catherine Murphy gives her take on the challenge faced by the Government.
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Sep 18th 2012, 7:20 AM
# No Joy
One in three people who apply for mortgages are turned down
Figures revealed for the first time show that 38 per cent of mortgage applications were rejected last year.
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Sep 13th 2012, 12:14 PM
# Banks
Bank of Ireland says it's 'concerned' that SMEs believe banks are not lending
The bank is reacting to the findings of Central Bank research which shows that Ireland has one of the highest rejection rate for SME loans.
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Aug 22nd 2012, 6:03 PM
# Lending
Research says Ireland has second highest rejection rate for SME loans
Research released by the Central Bank today says that Ireland has the second lowest level of lending to small businesses in the euro area, behind Greece.
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Aug 22nd 2012, 10:35 AM
# Lending
Banking Federation rejects report on lending to small businesses
IBF chief executive Pat Farrell says he had not seen the report but rejected the findings which are reported this morning.
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Aug 22nd 2012, 8:53 AM
Good Morning
The 9 at 9 The nine stories you need to know this morning.
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Aug 22nd 2012, 8:34 AM
# Barclays
Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence
Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.
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Aug 18th 2012, 12:05 PM
Good Morning
The 9 at 9 Nine things to know this morning…
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Jul 6th 2012, 8:38 AM
# Mortgages
Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance
Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?
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Jul 5th 2012, 2:59 PM
Good Morning
The 9 at 9 Nine things to know this morning…
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Jul 3rd 2012, 8:44 AM
Good Morning
The 9 at 9 Nine things to know this morning…
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Jul 2nd 2012, 8:28 AM
# Libor
RBS traders fired months ago over rate-fixing - report
Revelation comes after RBS confirmed it is one of the banks being investigated over manipulation of inter-bank lending rates.
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Jul 1st 2012, 4:31 PM
# Economy
Speculating on second bailout 'profoundly unhelpful' - Howlin
The Minister says speculation about a possible second bailout for Ireland was unhelpful – but concedes that Ireland’s position is “buffeted by external realities”.
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Jun 19th 2012, 10:14 AM
# Recession
Over half of loan applications refused by bailed-out banks, says ISME
The quarterly bank survey has prompted an angry response from the SME sector.
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Jun 18th 2012, 6:30 AM
# Irish Banks
Bank of Ireland sells UK project finance arm
The €200m sale will not lead to job losses.
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Jun 13th 2012, 2:49 PM
# Free Money
Got an idea? A successful Irish entrepreneur is giving away €20k
Niall Harbison of Simply Zesty is running his own Dragon’s Den competition.
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Jun 9th 2012, 1:26 PM
# Mortgages
Lenders following arrears guidelines from Keane Report, says Central Bank
The Central Bank says commercial banks are bringing forward new proposals to assist people in mortgage difficulty.
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Jun 8th 2012, 3:17 PM
# Lending
Credit Reviewer says banks need to show more 'risk-taking' in lending
John Trethowan’s eighty quarterly review criticises banks for not being adventurous enough in lending to businesses.
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Jun 5th 2012, 9:42 AM
Voices
Column: Households aren't the only ones hit by negative equity - it's crippling businesses
During the boom it was cheaper for businesses to buy property than to rent it – but that’s causing huge problems now, writes Peter Faulkner.
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Jun 5th 2012, 7:00 AM
# Lending
Household loans and mortgage lending down in April
Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.
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May 31st 2012, 2:23 PM
Voices
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
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May 24th 2012, 7:00 AM
Voices
Column: Nick Leeson - My heart says 'No', but my head says 'Yes'
TheJournal.ie columnist nails his colours to the mast and says that a ‘Yes’ vote is the only message to send out if we want access to funds at the keenest rates possible.
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May 14th 2012, 7:15 AM
# Credit Unions
Government pledges support for Credit Union reform
The Finance Minister is to establish an implementation group in order to facilitate the restructuring of the the country’s Credit Unions.
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Apr 30th 2012, 6:19 PM
# Credit Unions
Report calls for restructuring of credit union sector
The Finance Minister has said recommendations made by the Commission on Credit Unions will inform Government policy on credit unions for the “foreseeable future”.
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Apr 18th 2012, 3:02 PM
# Lending
Half of SME applications for bank loans refused in last quarter – report
A new ISME survey says that although more companies are seeking credit, lenders are still reluctant to put up their cash.
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Mar 12th 2012, 8:41 AM
# Arrears
There is 'no silver bullet' to address mortgage arrears, says financial regulator
Matthew Elderfield says Ireland’s mortgage arrears problem is going to get worse before it gets better.
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Mar 2nd 2012, 2:39 PM
# Credit Review
Complaints about bank lending 'made by people who haven't sought loans'
The quarterly review of the Credit Reviewer notes that banks can only lend whenever someone applies for a loan.
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Feb 29th 2012, 1:29 PM
# Mortgages
Bank of Ireland received €264million in applications for mortgage fund
The lender said it was showing “support and commitment to the Irish mortgage market”.
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Feb 22nd 2012, 5:31 PM
# Loans
Loans to households, businesses declined during December
Despite the dip in lending, households’ deposits with banks rose in December
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Jan 31st 2012, 2:15 PM
# Credit Crunch
European banks borrow from ECB - and then lodge the cash with the ECB again
Overnight deposits at the ECB jumped by €65bn on Monday – potentially undermining ECB efforts to get money moving again.
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Jan 4th 2012, 9:18 PM
# Lending
Loans to households fall but business lending up slightly in November
Loans to households are down by over 4 per cent in the year to November.
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Dec 30th 2011, 1:51 PM
# Lending
One-third of Irish businesses prevented from growing by credit shortage
Almost half of businesses in the InterTradeIreland study were either shrinking, struggling or winding up entirely.
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Dec 19th 2011, 7:15 AM
# Savings
Household deposits in Ireland's banks continued to fall in third quarter
New figures from the Central Bank show that the amount Irish households kept on deposit in banks fell by €482 million.
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Dec 14th 2011, 3:24 PM
# bankwatch
Half of SMEs seeking loans from banks in past three months were turned down
Majority of those who answered ISME survey claim the Government is having no positive effect in making banks extend credit to SMEs.
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Dec 12th 2011, 11:43 AM
# Mortgages
Five banks not passing on full ECB rate cut to mortgage customers
The ECB yesterday announced a 0.25 per cent cut in its base rate which will kick in from 14 December – but not for all Irish mortgage holders…
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Dec 9th 2011, 8:16 AM
# ECB
ECB could cut interest rate cut by 0.5 per cent today
The bank is expected to announce its second rate cut in five weeks as EU leaders travel to Brussels for a eurozone crisis summit.
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Dec 8th 2011, 8:37 AM
# Kindle
Kindle users will be able to borrow books from Amazon - but only in the US
Users have to subscribe to Amazon’s movie streaming service to borrow books from the Kindle library.
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Nov 3rd 2011, 5:25 PM
# Money Stats
Lending to Irish households down €183m
Latest figures from the Central Bank show that the level of lending to households dropped by 4 per cent between September 2010 and 2011.
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Oct 28th 2011, 11:14 AM
# Credit
New initiative will make applying for credit 'easier' for businesses
The new Standardised SME Lending Application Form, adopted by AIB and Bank of Ireland, will help businesses to identify exactly what is required of them when applying for credit, says the Minister for Small Business
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Oct 27th 2011, 8:00 AM
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