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Sunday 24 September 2023 Dublin: 18°C

# Lending

All time
Lending to households fell by €500m last month
New Central Bank figures show that lending to households continued to fall last month on top of a €471 million drop in July.
Column: Here’s what our leaders need to deliver in the new Dáil term
Independent TD Catherine Murphy gives her take on the challenge faced by the Government.
One in three people who apply for mortgages are turned down
Figures revealed for the first time show that 38 per cent of mortgage applications were rejected last year.
Bank of Ireland says it's 'concerned' that SMEs believe banks are not lending
The bank is reacting to the findings of Central Bank research which shows that Ireland has one of the highest rejection rate for SME loans.
Research says Ireland has second highest rejection rate for SME loans
Research released by the Central Bank today says that Ireland has the second lowest level of lending to small businesses in the euro area, behind Greece.
Banking Federation rejects report on lending to small businesses
IBF chief executive Pat Farrell says he had not seen the report but rejected the findings which are reported this morning.
Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence
Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.
Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance
Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?
RBS traders fired months ago over rate-fixing - report
Revelation comes after RBS confirmed it is one of the banks being investigated over manipulation of inter-bank lending rates.
Speculating on second bailout 'profoundly unhelpful' - Howlin
The Minister says speculation about a possible second bailout for Ireland was unhelpful – but concedes that Ireland’s position is “buffeted by external realities”.
Over half of loan applications refused by bailed-out banks, says ISME
The quarterly bank survey has prompted an angry response from the SME sector.
Bank of Ireland sells UK project finance arm
The €200m sale will not lead to job losses.
Got an idea? A successful Irish entrepreneur is giving away €20k
Niall Harbison of Simply Zesty is running his own Dragon’s Den competition.
Lenders following arrears guidelines from Keane Report, says Central Bank
The Central Bank says commercial banks are bringing forward new proposals to assist people in mortgage difficulty.
Credit Reviewer says banks need to show more 'risk-taking' in lending
John Trethowan’s eighty quarterly review criticises banks for not being adventurous enough in lending to businesses.
Column: Households aren't the only ones hit by negative equity - it's crippling businesses
During the boom it was cheaper for businesses to buy property than to rent it – but that’s causing huge problems now, writes Peter Faulkner.
Household loans and mortgage lending down in April
Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
Column: Nick Leeson - My heart says 'No', but my head says 'Yes' columnist nails his colours to the mast and says that a ‘Yes’ vote is the only message to send out if we want access to funds at the keenest rates possible.
Government pledges support for Credit Union reform
The Finance Minister is to establish an implementation group in order to facilitate the restructuring of the the country’s Credit Unions.
Report calls for restructuring of credit union sector
The Finance Minister has said recommendations made by the Commission on Credit Unions will inform Government policy on credit unions for the “foreseeable future”.
Half of SME applications for bank loans refused in last quarter – report
A new ISME survey says that although more companies are seeking credit, lenders are still reluctant to put up their cash.
There is 'no silver bullet' to address mortgage arrears, says financial regulator
Matthew Elderfield says Ireland’s mortgage arrears problem is going to get worse before it gets better.
Complaints about bank lending 'made by people who haven't sought loans'
The quarterly review of the Credit Reviewer notes that banks can only lend whenever someone applies for a loan.
Bank of Ireland received €264million in applications for mortgage fund
The lender said it was showing “support and commitment to the Irish mortgage market”.
Loans to households, businesses declined during December
Despite the dip in lending, households’ deposits with banks rose in December
European banks borrow from ECB - and then lodge the cash with the ECB again
Overnight deposits at the ECB jumped by €65bn on Monday – potentially undermining ECB efforts to get money moving again.
Loans to households fall but business lending up slightly in November
Loans to households are down by over 4 per cent in the year to November.
One-third of Irish businesses prevented from growing by credit shortage
Almost half of businesses in the InterTradeIreland study were either shrinking, struggling or winding up entirely.
Household deposits in Ireland's banks continued to fall in third quarter
New figures from the Central Bank show that the amount Irish households kept on deposit in banks fell by €482 million.
Half of SMEs seeking loans from banks in past three months were turned down
Majority of those who answered ISME survey claim the Government is having no positive effect in making banks extend credit to SMEs.
Five banks not passing on full ECB rate cut to mortgage customers
The ECB yesterday announced a 0.25 per cent cut in its base rate which will kick in from 14 December – but not for all Irish mortgage holders…
ECB could cut interest rate cut by 0.5 per cent today
The bank is expected to announce its second rate cut in five weeks as EU leaders travel to Brussels for a eurozone crisis summit.
Kindle users will be able to borrow books from Amazon - but only in the US
Users have to subscribe to Amazon’s movie streaming service to borrow books from the Kindle library.
Lending to Irish households down €183m
Latest figures from the Central Bank show that the level of lending to households dropped by 4 per cent between September 2010 and 2011.
New initiative will make applying for credit 'easier' for businesses
The new Standardised SME Lending Application Form, adopted by AIB and Bank of Ireland, will help businesses to identify exactly what is required of them when applying for credit, says the Minister for Small Business