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#Lending

# lending - Monday 10 March, 2014

More businesses are being turned down for bank loans, says ISME
# Denied
# Denied

More businesses are being turned down for bank loans, says ISME

Mar 10th 2014, 6:30 AM 4,190 Views 16 Comments

54 per cent of companies who applied for funding in the last three months were refused credit by their banks.

# lending - Saturday 1 March, 2014

Column: Fears surrounding the IBRC mortgage book are overhyped
# Property
# Property

Column: Fears surrounding the IBRC mortgage book are overhyped

Mar 1st 2014, 8:00 AM 34 Views 38 Comments

Some IBRC mortgage holders have concerns about about being left without protection if the Government proceeds with the sale of their loans abroad – but they shouldn’t be, writes Karl Deeter.

# lending - Friday 17 January, 2014

Credit unions critical of Central Bank's "anti-competitive" lending rules
# Loans
# Loans

Credit unions critical of Central Bank's "anti-competitive" lending rules

Jan 17th 2014, 7:15 AM 6,295 Views 14 Comments

The Central Bank has confirmed that rescheduled mortgages are not subject to the same restrictions as credit union loans.

# lending - Monday 13 January, 2014

Trial date for Seán Fitzpatrick and former Anglo execs to be set shortly
# Courts
# Courts

Trial date for Seán Fitzpatrick and former Anglo execs to be set shortly

Jan 13th 2014, 7:00 AM 9,034 Views 0 Comments

Proceedings are expected to last between three and six months.

# lending - Thursday 9 January, 2014

Almost 50,000 mortgages have now been restructured
# Property Crash
# Property Crash

Almost 50,000 mortgages have now been restructured

Jan 9th 2014, 1:21 PM 9,455 Views 27 Comments

The Department of Finance’s latest figures shows the number of accounts in arrears has fallen since October last year.

# lending - Friday 20 December, 2013

German bank's low interest loans set to benefit Irish SMEs
# Thanks Angela
# Thanks Angela

German bank's low interest loans set to benefit Irish SMEs

Dec 20th 2013, 6:30 AM 6,451 Views 68 Comments

German bank KfW will be giving out loans at interest rates lower than SMEs can currently access with Irish banks.

# lending - Thursday 12 December, 2013

Over €31 million in deposits were taken from Newbridge CU in 18 months
# Newbridge Credit Union
# Newbridge Credit Union

Over €31 million in deposits were taken from Newbridge CU in 18 months

Dec 12th 2013, 9:14 AM 7,702 Views 30 Comments

New documents released by the Central Bank show that a number of the loans at the credit union were in danger of failing.

# lending - Monday 9 December, 2013

One third of SMEs don't understand their energy bills and 86 per cent don't know how to lower them
# Energy Efficiency
# Energy Efficiency

One third of SMEs don't understand their energy bills and 86 per cent don't know how to lower them

Dec 9th 2013, 12:41 PM 6,029 Views 18 Comments

AIB has announced it will be offering loans aimed at making businesses more energy efficient.

# lending - Monday 11 November, 2013

Newbridge Credit Union taken over by Permanent TSB
# Credit Unions
# Credit Unions

Newbridge Credit Union taken over by Permanent TSB

Nov 11th 2013, 7:46 AM 10,357 Views 71 Comments

The Central Bank applied to have the credit union taken over by the state-backed bank, but campaigners say they will take the case to Europe.

# lending - Saturday 9 November, 2013

Permanent TSB looks to raise €500 million for mortgage lending
# Banking
# Banking

Permanent TSB looks to raise €500 million for mortgage lending

Nov 9th 2013, 1:23 PM 8,179 Views 10 Comments

The bank will attempt to defy a stagnant housing market by attracting new investors to a mortgage-backed security.

# lending - Friday 8 November, 2013

360,000 people using moneylenders - Central Bank report
# Loans
# Loans

360,000 people using moneylenders - Central Bank report

Nov 8th 2013, 12:02 AM 7,797 Views 33 Comments

A report from the Central Bank has found that there has been no significant change in the moneylending sector since 2007.

# lending - Monday 4 November, 2013

AIB and Irish Mortgage Holders Organisation to establish third-party advice body
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

AIB and Irish Mortgage Holders Organisation to establish third-party advice body

Nov 4th 2013, 9:03 PM 11,015 Views 40 Comments

The bank will give an unconditional grant of €150,000 to the IMHO to facilitate discussions between borrowers and the lender.

# lending - Wednesday 2 October, 2013

Bank credit to businesses continues to fall
# Lending
# Lending

Bank credit to businesses continues to fall

Oct 2nd 2013, 11:21 AM 2,778 Views 13 Comments

The latest Central Bank review says that there is tight lending conditions for businesses.

# lending - Monday 26 August, 2013

Irish banks becoming less reliant on ECB
# Borrowing
# Borrowing

Irish banks becoming less reliant on ECB

Aug 26th 2013, 12:00 PM 4,823 Views 27 Comments

Our share of ECB funding is now just 5.4 per cent compared to 26.5 per cent immediately after the bailout in November 2010.

# lending - Thursday 22 August, 2013

Howlin: It's very worrying that banks aren't taking the Ombudsman seriously
# The Banks
# The Banks

Howlin: It's very worrying that banks aren't taking the Ombudsman seriously

Aug 22nd 2013, 6:15 AM 6,505 Views 73 Comments

Brendan Howlin was responding to the criticism of the banks by the Financial Ombudsman yesterday.

# lending - Sunday 18 August, 2013

Banks loaned just €3m to scientific research SMEs since 2010
# Lending
# Lending

Banks loaned just €3m to scientific research SMEs since 2010

Aug 18th 2013, 7:45 AM 3,096 Views 13 Comments

The SME sectors that fared the best as regards loans over the last three years were agriculture and property investment and development.

# lending - Saturday 10 August, 2013

Just 90 loans approved by government scheme for small businesses
# Loans
# Loans

Just 90 loans approved by government scheme for small businesses

Aug 10th 2013, 7:45 AM 4,752 Views 49 Comments

The Department of Jobs, Enterprise and Innovation said it is working to promote greater awareness of the scheme in the business community.

# lending - Wednesday 24 July, 2013

Bank of Ireland launches another €2 billion fund for first time buyers
# Lending
# Lending

Bank of Ireland launches another €2 billion fund for first time buyers

Jul 24th 2013, 5:04 PM 6,820 Views 45 Comments

The bank said that the fund is being rolled out in response to existing and anticipated demand for mortgages.

# lending - Monday 15 July, 2013

Bank of Ireland says it gets more than 1,000 new loan applications every week
# Lending
# Lending

Bank of Ireland says it gets more than 1,000 new loan applications every week

Jul 15th 2013, 8:05 PM 10,192 Views 51 Comments

The bank says it is giving out a lot more loans to small and medium-sized businesses than it was a year ago.

# lending - Tuesday 9 July, 2013

Permanent TSB wants to lend you money for education and cars
# Loans
# Loans

Permanent TSB wants to lend you money for education and cars

Jul 9th 2013, 9:05 PM 17,309 Views 47 Comments

The bank said today that this return to the personal lending market is part of a broader plan to resume normal banking services.

# lending - Sunday 7 July, 2013

Column: 'The Anglo tapes are shocking, but I can't say I'm surprised'
# Opinion
# Opinion

Column: 'The Anglo tapes are shocking, but I can't say I'm surprised'

Jul 7th 2013, 8:15 AM 31 Views 41 Comments

Having worked in the financial sector, I know arrogant attitudes are commonplace in finance – which is why the Anglo tapes don’t surprise me one bit, writes Carol Redmond.

# lending - Monday 1 July, 2013

Micheál Martin: 'There is no mystery about what happened on the night of the bank guarantee'
# Mystery Solved
# Mystery Solved

Micheál Martin: 'There is no mystery about what happened on the night of the bank guarantee'

Jul 1st 2013, 10:26 AM 13,633 Views 95 Comments

The Fianna Fáil leader has defended the actions of his predecessors in an interview this morning.

# lending - Friday 28 June, 2013

Contain your shock: Irish homes are borrowing less and less
# Irish Economy
# Irish Economy

Contain your shock: Irish homes are borrowing less and less

Jun 28th 2013, 9:15 PM 10,922 Views 31 Comments

5Central Bank data shows household lending fell by 4.5 per cent in the twelve months to May 2013.

# lending - Thursday 13 June, 2013

Property sector accounts for almost half of outstanding business loans
# Lending
# Lending

Property sector accounts for almost half of outstanding business loans

Jun 13th 2013, 3:10 PM 4,018 Views 3 Comments

Lending to both small and large businesses in this sector continued to fall over the the last year.

# lending - Sunday 9 June, 2013

St Vincent de Paul warns of 'potential money lending crisis'
# Money
# Money

St Vincent de Paul warns of 'potential money lending crisis'

Jun 9th 2013, 6:49 PM 9,560 Views 31 Comments

The society has said that its members are becoming increasingly alarmed at the prevalence of money lenders.

# lending - Tuesday 7 May, 2013

AIB 'on track' to achieve target pre-provision operating profit
# Banking
# Banking

AIB 'on track' to achieve target pre-provision operating profit

May 7th 2013, 8:11 AM 4,283 Views 28 Comments

The bank says that, after setting funds aside to provide for bad debts, it should return to operating profit for the full year 2013.

# lending - Monday 29 April, 2013

Permanent TSB to overhaul mortgage interest rates for new customers
# Mortgages
# Mortgages

Permanent TSB to overhaul mortgage interest rates for new customers

Apr 29th 2013, 1:30 PM 10,448 Views 31 Comments

From this week, interest rates will vary for new customers depending on the amount they borrow and the value of the house.

# lending - Friday 12 April, 2013

Central Bank regulator: Half of small business loans are impaired
# Lending
# Lending

Central Bank regulator: Half of small business loans are impaired

Apr 12th 2013, 9:00 AM 4,380 Views 43 Comments

Fiona Muldoon says many small businesses have properly-related loans – and are struggling to keep up with repayments.

# lending - Thursday 17 January, 2013

ECB borrowing by Irish banks at lowest level since September 2008
# Bailout
# Bailout

ECB borrowing by Irish banks at lowest level since September 2008

Jan 17th 2013, 8:10 PM 6,582 Views 23 Comments

Having reached its peak immediately after the bailout November 2010, the share of the total ECB funding by banks is now 6.3 per cent.

# lending - Friday 11 January, 2013

Half of proceeds from State assets sale must pay down debt - Troika
# Euroleaks
# Euroleaks

Half of proceeds from State assets sale must pay down debt - Troika

Jan 11th 2013, 6:10 PM 9,415 Views 76 Comments

The government is keen to use all of the money from the sale of State assets in “one shape or another” to fund job creation initiatives but the Troika appears more focussed on reducing the debt.

# lending - Sunday 6 January, 2013

The Evening Fix... now with added Ireland seen from space
# Need To Know
# Need To Know

The Evening Fix... now with added Ireland seen from space

Jan 6th 2013, 8:00 PM 19,821 Views 9 Comments

Here are the things we learned, loved and shared today.

Permanent TSB says it will increase lending fivefold this year
# Money Money Money
# Money Money Money

Permanent TSB says it will increase lending fivefold this year

Jan 6th 2013, 3:23 PM 8,770 Views 58 Comments

Permanent TSB says it will significantly increase lending for mortgages and personal loans in 2013.

# lending - Friday 4 January, 2013

Banking sector saw rise in deposits, decline in lending in 2012
# Lending
# Lending

Banking sector saw rise in deposits, decline in lending in 2012

Jan 4th 2013, 12:28 PM 2,986 Views 5 Comments

Deposits from insurance corporations and pension funds also saw an increase last year.

# lending - Friday 7 December, 2012

Column: Four years of crisis, and still no clear deal on mortgage debt
# Opinion
# Opinion

Column: Four years of crisis, and still no clear deal on mortgage debt

Dec 7th 2012, 9:00 PM 24 Views 94 Comments

The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.

# lending - Friday 30 November, 2012

Mortgage approvals up 27 per cent overall on last year - IBF
# Mortgages
# Mortgages

Mortgage approvals up 27 per cent overall on last year - IBF

Nov 30th 2012, 7:15 AM 2,747 Views 12 Comments

However the volume of new mortgages is still down significantly when compared with the years 2005 and 2006 – and the future abolition of mortgage interest relief is causing anxiety.

# lending - Tuesday 13 November, 2012

Committee to discuss “conflicted reports” on bank lending
# Lending
# Lending

Committee to discuss “conflicted reports” on bank lending

Nov 13th 2012, 7:15 AM 2,896 Views 6 Comments

The Oireachtas Committee on Jobs, Enterprise and Innovation will cover the topic as part of its discussion on lending to small business today.

# lending - Wednesday 17 October, 2012

Taoiseach: Banks know what government wants them to do
# Leaders' Questions
# Leaders' Questions

Taoiseach: Banks know what government wants them to do

Oct 17th 2012, 11:55 AM 4,001 Views 42 Comments

Enda Kenny said that the personal insolvency legislation coming in next year would help those in mortgage distress as yesterday’s comments from the Central Bank’s Fiona Muldoon dominated proceedings in the Dáil.

# lending - Wednesday 3 October, 2012

Credit union loans down 10 per cent
# Credit Unions
# Credit Unions

Credit union loans down 10 per cent

Oct 3rd 2012, 11:19 AM 3,926 Views 24 Comments

The Irish League of Credit Unions said the decline is due to a “severe lack of demand and continued restrictions on lending”.

# lending - Sunday 30 September, 2012

Column: Miracle on O’Connell St – what the Clerys rescue says about Ireland
# Opinion
# Opinion

Column: Miracle on O’Connell St – what the Clerys rescue says about Ireland

Sep 30th 2012, 8:40 AM 23 Views 16 Comments

An institution was saved – which just goes to show how badly Irish homeowners are being treated in comparison, writes Arthur Doohan.

# lending - Friday 28 September, 2012

Lending to households fell by €500m last month
# Central Bank
# Central Bank

Lending to households fell by €500m last month

Sep 28th 2012, 6:46 PM 3,239 Views 13 Comments

New Central Bank figures show that lending to households continued to fall last month on top of a €471 million drop in July.