# Lending

Last year

2022

# mortgage rules

Central Bank rule change: First-time buyers to be able to borrow four times gross income

A review into mortgage lending began last year.

105k

Updated

Oct 19th 2022, 11:38 AM

All time

# Lending

Drop of nearly 10% in mortgage approvals in March compared to 2019

The figures offer an early indication of the impact of Covid-19 on lending.

16.9k

May 6th 2020, 8:18 AM

# Interview

Meet the man at the vanguard of Ireland's budding peer-to-peer business lending market

‘I think we’re only scratching the surface’ – Niall Dorrian has big plans to build Linked Finance.

359

Feb 13th 2020, 4:12 PM

# slowing down

The asking price for a typical three bed semi-detached in Dublin is now at €310,000

The report looks at house prices over the year up until the end of Q2 of this of this year.

29.9k

Jul 2nd 2018, 7:50 AM

# Lending

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

10.7k

Mar 8th 2018, 2:34 PM

# mortgage to rent

'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home

Karl O’Doherty had been advised by the Master of the High Court to write to Leo Varadkar.

35.4k

Nov 29th 2017, 12:02 AM

# Lending

Mortgage approval rates have shot up by nearly 30% in a year

New figures show a 28% increase in mortgage approvals since last year.

12.5k

Jan 27th 2017, 2:10 PM

# pepper ireland

Australian-owned lender upping its presence in Ireland's mortgage market

Pepper Money is the latest firm to offer loans direct to customers in an increasingly competitive market.

16.0k

Nov 7th 2016, 1:00 PM

# Build Em Up

Ireland's investment fund is going to spend €500 million building 11,000 houses

It will create 1,900 jobs a year.

17.4k

Jul 29th 2015, 7:55 AM

# shadow of its former self

Could credit unions be on the way out? They're said to be under 'sustained attack'

Fianna Fáil thinks the sector is burdened by “excessive regulation and bureaucracy”.

25.2k

Jun 23rd 2015, 2:49 PM

# Not all that glitters...

House buyers warned not to be taken in by 'glitzy' offers

The Association of Expert Mortgage Advisors is saying that individuals should look for longer term benefits.

14.0k

Jun 9th 2015, 10:09 AM

# only way is up

After taking a brief timeout, house prices are climbing up and up again

2015 is following the exact same pattern as 2014.

19.8k

May 27th 2015, 2:24 PM

# Mortgages

300,000 people who owe €2.5 billion have asked for help

MABS has been busy.

13.6k

Feb 16th 2015, 5:15 PM

# uncertainty

The price of a 3-bed semi has dropped by €20k in one area of Dublin

The market slowed in the Dublin area in the last quarter of 2014, amid uncertainty over new Central Bank lending rules.

29.5k

Feb 9th 2015, 9:34 AM

# crunch talks

Euro takes a wallop as ECB plays hardball with Greece

The central bank will no longer accept Greek debt as collateral for loans.

33.6k

239

Feb 5th 2015, 7:34 AM

# Lending

What's the best credit rating score and how do you find out yours?

These are some of the most common questions house buyers ask.

72.8k

Jan 5th 2015, 6:45 AM

# Show Me The Money

Irish people repaid €335m more than we borrowed last month

We all partied, eh?

9.7k

Dec 31st 2014, 2:44 PM

# Predatory Lending

Why are there no payday loans companies in Ireland?

If you want a 5,800% APR loan, your luck is out.

31.7k

Dec 22nd 2014, 7:00 AM

# Pay Me Later

Credit union 'lent €3.1 million for five years with no interest or payments'

Killorglin Credit Union has been transferred to Tralee Credit Union.

16.1k

Dec 18th 2014, 6:31 PM

# Back in black

AIB is giving out more mortgages and fewer people are in arrears

The bank says it is “profitable” this year.

5.7k

Nov 10th 2014, 8:53 AM

# Deal

About 138 SMEs a day are asking Bank of Ireland for loans

And they say they are approving 87% of them.

6.2k

Oct 20th 2014, 10:41 AM

# no panic

'Panic buying' is gone from the property market say estate agents

The Real Estate Alliance say that prices are rising but homebuyers aren’t feeling pressured.

14.4k

Oct 20th 2014, 8:49 AM

# Property Bubble

Fianna Fáil thinks the Central Bank's tough new lending rules are 'simply unfair'

Yep, the party in power during the last property bubble…

15.7k

136

Oct 8th 2014, 1:38 PM

# Mortgage Your Future

Buying a house? Here's what you need to be earning under the new rules

The Central Bank has revealed some new guidelines to banks. Here’s how they might affect you.

201k

255

Oct 7th 2014, 10:59 PM

# winners

What do ECB interest cuts mean for Irish pockets? Plenty for trackers

But you should take advantage while you can, OK?

28.7k

Sep 4th 2014, 3:12 PM

# borrower nor a lender

Irish aversion to debt is "most disappointing" aspect of recovery

Loan repayments were €437 million higher than new lending last month.

17.7k

Aug 29th 2014, 3:36 PM

# Lending

Irish small businesses are getting hungrier for credit

ISME warned that the extra demand must be met by new lending.

4.5k

Aug 19th 2014, 10:53 AM

# Lending Terms and Conditions

Nearly 60% of Credit Unions are subject to lending restrictions

The restrictions are designed to limit the amount of a single loan.

7.6k

Aug 5th 2014, 6:45 AM

# Statement of Priorities

These are the six areas Enda and Joan want to prioritise from now until 2016

From access to childcare to disposing bank assets, they’ve covered a lot in the Statement of Priorities.

15.0k

Jul 11th 2014, 10:50 PM

# Debt drawdown

Lending to small businesses is up for the first time in 18 months

Non financial corporations are pulling down more cash, but households are still borrowing less.

3.7k

Jun 30th 2014, 2:23 PM

# SMEs

The funding 'hunger march': over half of companies refused bank credit

Banks are ‘sugar-coating’ the acceptance figures, while the Government watches on, ISME said.

4.6k

Jun 3rd 2014, 10:14 AM

Voices

Damien Kiberd: This government's housing policy will - literally - put people on the streets

Willful ignorance or not, the crude approach is going to end in misery. Again.

117

May 18th 2014, 8:15 AM

# Oireachtas agenda

Legalising cannabis, tackling reckless lending and bad roads

…and that’s just in one committee meeting. Here’s everything happening in Leinster House today.

6.7k

May 7th 2014, 9:00 AM

# risk assessment

Some credit unions 'unwilling to comply with the law' - Central Bank

Credit unions Registrar Sharon Donnery made the warning in a report sent to credit unions yesterday.

12.1k

May 2nd 2014, 6:00 PM

# improvement

Number of defaulted loans fall at Bank of Ireland

BoI says it is trading normally as shareholders meet in Dublin.

7.7k

133

Apr 25th 2014, 11:33 AM

# Credit Crunch

Too much debt and not enough houses: Ireland's creditless recovery is here to stay

We’re too focused on paying down our existing debt burden to consider new lending, says a new report.

8.9k

Apr 24th 2014, 11:50 AM

# Anglo Trial

Anglo jury continue deliberations on charges against Willie McAteer and Pat Whelan today

Yesterday, former CEO and Chairman of Anglo Irish Bank Sean FitzPatrick was found not guilty on all charges.

3.8k

Apr 17th 2014, 7:00 AM

# Anglo Trial

Anglo jury to begin deliberations for a fourth day

In total, the jury have been deliberating for eleven hours.

3.4k

Apr 16th 2014, 7:15 AM

# Onwards and Upwards

Dublin property prices will climb 10 per cent this year

Merrion warns of deflation risk amid housing pickup.

10.9k

106

Apr 11th 2014, 10:12 AM

# Mortgage Arrears Crisis

Number of homeowners in arrears over 90 days falls to 78,000

The number of permanent restructures is up by around 200 in February.

6.9k

Apr 10th 2014, 3:57 PM