Personal Insolvency · TheJournal.ie

# personal-insolvency - All time

High Court approves debt write down of millions of euro for two Tipperary women

Mar 11th 2020, 6:11 PM 49,082 Views 0 Comments

They will continue to make payments on the mortgages on their respective homes and they will each make lump sum payments of €100.

Court hopes to rule on Frank McNamara and Theresa Lowe's insolvency arrangements in 5 to 6 weeks

# High Court

Court hopes to rule on Frank McNamara and Theresa Lowe's insolvency arrangements in 5 to 6 weeks

Jan 17th 2020, 5:57 PM 25,221 Views 0 Comments

Financial fund Tanager DAC, which is owed €2.26m by the couple, is opposed to the couple being allowed to enter PIAs

'There is a solution for everybody': Debtors urged not to put their heads in the sand in 2018

# Arrears

'There is a solution for everybody': Debtors urged not to put their heads in the sand in 2018

Dec 25th 2017, 7:30 AM 7,195 Views 11 Comments

Legal and financial experts say there are ways they can help – especially if people come to them at an early stage.

# Factcheck

FactCheck: Is Fine Gael right to claim the credit for a fall in mortgages in arrears?

Nov 23rd 2016, 7:59 PM 15,432 Views 42 Comments

Fine Gael has been on Twitter and Facebook, promoting a set of claims about its role in the fall of mortgages in arrears. Do they check out?

New scheme will see 793 people walk away from bankruptcy today

# Fresh Start

New scheme will see 793 people walk away from bankruptcy today

Jul 29th 2016, 9:58 AM 16,191 Views 47 Comments

A new scheme will also be offer free advice from personal insolvency practitioners.

The insolvency regime needs to be 'energised' because not enough people are using it

# Beam Me Up Scotty

The insolvency regime needs to be 'energised' because not enough people are using it

Mar 3rd 2015, 7:32 PM 7,422 Views 11 Comments

A Fianna Fáíl bill to remove the bank veto in insolvency arrangements is being opposed by the coalition this evening.

Warnings that insolvency laws could contain "an extra layer of bank veto"

# Changes

Warnings that insolvency laws could contain "an extra layer of bank veto"

Jul 20th 2014, 1:32 PM 7,397 Views 27 Comments

The Department of Justice briefed on the issue reports The Sunday Times.

Thousands asked for help from insolvency service in its first months

# Debt

Thousands asked for help from insolvency service in its first months

Dec 26th 2013, 7:45 AM 4,797 Views 17 Comments

In the first three months of the ISI’s existence, it was inundated with calls and emails.

# Bankruptcy

New bankruptcy rules to be signed into law by Minister Shatter today

Dec 3rd 2013, 10:48 AM 4,289 Views 15 Comments

The new procedures reduce the term of bankruptcy in Ireland from 12 years to three.

Column: The pain of debt is not quick – it is a ceiling that lowers inch by crucifying inch

# Opinion

Column: The pain of debt is not quick – it is a ceiling that lowers inch by crucifying inch

Dec 1st 2013, 7:30 PM 117 Views 52 Comments

What is debt, and why do we all buy into this debt culture? Jillian Godsil discusses her own financial problems and the unsustainable status quo of modern Ireland.

85 per cent in debt deals are families with children

# Personal Insolvency

85 per cent in debt deals are families with children

Nov 26th 2013, 11:32 AM 4,928 Views 29 Comments

In the first 20 deals, one quarter voluntarily handed the keys to their property over to the bank.

# Bankrupt

New bankruptcy law 'imminent' following country's first debt settlement deal

Nov 26th 2013, 7:10 AM 4,835 Views 6 Comments

Under the new laws the period of bankruptcy will be reduced from 12 to three years.

# News Fix

Here’s What Happened Today: Monday

Nov 25th 2013, 9:03 PM 10,004 Views 13 Comments

Today everyone’s been talking about the first personal insolvency case being completed, a bomb in Belfast city centre and hate mail directed at Irish Muslims.

Two more insolvency cases heard under new regime as 7,500 contact ISI

# Personal Insolvency

Two more insolvency cases heard under new regime as 7,500 contact ISI

Nov 21st 2013, 5:55 PM 7,648 Views 11 Comments

According to the statistics section of the ISI’s website, there were almost 7,500 contacts made to to the ISI either by email or telephone up to the end of October.

# Insolvency

These four counties have no personal insolvency practitioners

Oct 12th 2013, 7:00 AM 8,522 Views 41 Comments

Dublin has the highest number of PIPs, followed by Cork and Galway.

# Read Me

Nick Leeson: In debt? Don't panic.

Sep 20th 2013, 8:00 PM 232 Views 22 Comments

The former trader’s new book tries to help people tackles debt and find a path through the stress and complexities of dealing with financial institutions.

Column: There's no shame in bankruptcy – it is now a viable and positive option

# Opinion

Column: There's no shame in bankruptcy – it is now a viable and positive option

Aug 27th 2013, 7:00 AM 365 Views 70 Comments

This autumn will see a new personal insolvency system coming into effect that will put mortgage holders in arrears in a far stronger bargaining position with the banks, writes Ross Maguire SC.

Column: How to navigate your personal insolvency

# Read Me

Column: How to navigate your personal insolvency

Aug 13th 2013, 7:00 AM 254 Views 42 Comments

The Personal Insolvency Service is due to come into effect in the coming weeks, so what do you need to know about making an application? Stephen Curtis lets you know.

Taoiseach denies putting homes at risk of being repossessed

# Mortgages

Taoiseach denies putting homes at risk of being repossessed

Jul 9th 2013, 6:54 PM 5,969 Views 69 Comments

The Taoiseach also faced questions about the role of public interest directors at Irish banks.

Oireachtas agenda: Motion for mortgage holders and CAP, oh CAP

# Leinster House

Oireachtas agenda: Motion for mortgage holders and CAP, oh CAP

Jul 9th 2013, 7:15 AM 3,325 Views 8 Comments

Fianna Fáil want limits on how often – and how – financial institutions can contact indebted mortgage holders while CAP reform debate is sure to rile the agricultural community.

VAT will be charged on personal insolvency deals, but creditors will pay it

# Debt Deals

VAT will be charged on personal insolvency deals, but creditors will pay it

Jul 5th 2013, 6:30 AM 4,088 Views 8 Comments

Finance Minister Michael Noonan has pointed out that debtors availing of a personal insolvency arrangement will see the cost of their fees borne by those who they owe money to.

Oireachtas agenda: Home repossessions and passion in the Seanad

# Leinster House

Oireachtas agenda: Home repossessions and passion in the Seanad

Jul 3rd 2013, 7:15 AM 4,142 Views 14 Comments

Remember David Norris’s impassioned speech on possible Seanad abolition last week? Guess what’s back on the cards today…

# Personal Insolvency

These are the 6 judges who'll be dealing with personal insolvency applications

Jun 12th 2013, 9:46 AM 12,454 Views 15 Comments

The government has appointed six country registrars to the new positions in the Circuit Court.

# Not The News

From The Daily Edge

# Not The News

Here is the week in news... skewed

Apr 20th 2013, 10:00 AM 7,941 Views 17 Comments

Breaking via The Mire wire: making it easier for everyone to be insolvent; Alan Shatter’s beliebers; Quinnsolvency and waking up the Troika in the middle of the night…

Poll: Do you think the Personal Insolvency spending guidelines are fair?

# Your Say

Poll: Do you think the Personal Insolvency spending guidelines are fair?

Apr 19th 2013, 11:34 AM 9,843 Views 129 Comments

The spending guidelines set a limit of around €900 for a single person and roughly €1,400 a month for a family with children.

New insolvency guidelines protect banks at borrowers' expense - opposition

# Personal Insolvency

New insolvency guidelines protect banks at borrowers' expense - opposition

Apr 18th 2013, 7:03 PM 8,219 Views 49 Comments

Fianna Fáil and Sinn Féin have both queried the amount of power left in the hands of the banks in the insolvency regime which was unveiled today.

Leaks could do 'untold damage' to insolvency services

# Broke

Leaks could do 'untold damage' to insolvency services

Apr 1st 2013, 6:44 PM 10,038 Views 79 Comments

Fianna Fáil has called on the government to publish the guidelines immediately.

Junior Minister admits banks have 'hoodwinked' the government

# Mortgage Arrears

Junior Minister admits banks have 'hoodwinked' the government

Mar 27th 2013, 9:46 PM 19,315 Views 98 Comments

The Dáil debated a Fianna Fáil-proposed private members’ motion on the mortgage arrears crisis tonight but it was easily defeated by the government’s majority.

FF publishes bill to remove bank veto from insolvency regime

# Mortgages

FF publishes bill to remove bank veto from insolvency regime

Mar 25th 2013, 2:30 PM 5,094 Views 31 Comments

Fianna Fáil’s legislation would also create an independent Mortgage Resolution Office with the power to make binding orders.

Nearly twice as many Irish travelled to UK for bankruptcy proceedings in 2012

# Personal Insolvency

Nearly twice as many Irish travelled to UK for bankruptcy proceedings in 2012

Mar 19th 2013, 3:23 PM 5,628 Views 15 Comments

129 people travelled in 2012, compared to just 69 in 2011. Just 35 people were declared bankrupt in Ireland in 2012.

AIB commits to working out deals for mortgage holders in arrears

# Mortgage Arrears

AIB commits to working out deals for mortgage holders in arrears

Feb 19th 2013, 10:53 AM 4,068 Views 31 Comments

The bank said today it has built up a staff of 300 people dedicated to supporting customers in difficulty.

# Property Tax

Pyrite homes, disabled accommodation to receive Property Tax exemption

Feb 13th 2013, 3:34 PM 16,940 Views 66 Comments

The moves are outlined in a Bill published this afternoon which amends the Property Tax scheme before it begins in July.

Personal insolvency agency to open 'early in the summer' - Taoiseach

# Leaders' Questions

Personal insolvency agency to open 'early in the summer' - Taoiseach

Feb 13th 2013, 11:12 AM 6,374 Views 59 Comments

Enda Kenny told the Dáil that he was not happy with the banks’ level of resolution of cases where customers are in mortgage arrears.

New insolvency regime may not help troubled mortgage holders - Troika

# Euroleaks

New insolvency regime may not help troubled mortgage holders - Troika

Jan 11th 2013, 12:28 PM 7,313 Views 35 Comments

The Troika has raised concerns about the effectiveness of the new personal insolvency law that is aimed at helping the country’s many distressed mortgage holders.

PTSB hits back after Shatter's criticism of 'out of touch' MacSharry

# Public Interest

PTSB hits back after Shatter's criticism of 'out of touch' MacSharry

Dec 20th 2012, 7:30 PM 8,345 Views 44 Comments

The bank has defended its attitude to the new personal insolvency law after Alan Shatter said comments by its public interest director and former Tánaiste Ray MacSharry were “seriously out of touch”.

Shatter welcomes AIB comments on mortgage write-offs

# Debt

Shatter welcomes AIB comments on mortgage write-offs

Dec 8th 2012, 3:22 PM 12,354 Views 85 Comments

The Justice Minister has said that the personal insolvency bill will be enacted through both Oireachtas houses by 20 December and will become operative next year.

Taoiseach: Banks know what government wants them to do

# Leaders' Questions

Taoiseach: Banks know what government wants them to do

Oct 17th 2012, 11:55 AM 4,015 Views 46 Comments

Enda Kenny said that the personal insolvency legislation coming in next year would help those in mortgage distress as yesterday’s comments from the Central Bank’s Fiona Muldoon dominated proceedings in the Dáil.