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#Personal Finance

# personal-finance - Sunday 13 October, 2019

How I Spend My Money: A 28-year-old engineer on €40,000 trying to save money while renting in Dublin

The young engineer is trying to balance saving while enjoying an active social life

# personal-finance - Wednesday 9 October, 2019

How I Spend My Money: A Kerry woman in Toronto saving €700 a month to build her dream Irish home

The TV programmer is hoping to return to Ireland and build a home on her family’s land

# personal-finance - Sunday 6 October, 2019

How I Spend My Money: A student on €12,000 trying to balance work and college life

His parents are helping him pay for his rent and monthly expenses.

# personal-finance - Thursday 3 October, 2019

How I Spend My Money: Does your spending reflect the cost of living outside Ireland's cities?

We want to hear from you about the expenses or otherwise of living in urban or rural areas outside of Dublin.

# personal-finance - Wednesday 2 October, 2019

How I Spend My Money: Engineer in Perth on €75,000 wonders if it's cheaper to live in Ireland

The Dublin-born engineer is preparing for the arrival of twins.

# personal-finance - Sunday 29 September, 2019

How I Spend My Money: Sales manager on €67,000 in Kildare saving for unpaid maternity leave

The mother-of-one is trying to save in order to take extra unpaid maternity leave in January

# personal-finance - Wednesday 25 September, 2019

How I Spend My Money: A 31-year-old doctor on €68,000 working long hours to pay off Dublin mortgage

The young doctor recently bought a house in Dublin

# personal-finance - Sunday 22 September, 2019

How I Spend My Money: A tech consultant on €40k trying to save in order to emigrate

The young professional is trying to balance his social life and savings.

# personal-finance - Thursday 19 September, 2019

How I Spend My Money: A mum on maternity leave weighing up a permanent move from Dublin

She is earning €72,000 in Dublin but wants a more family-orientated life.

# personal-finance - Monday 16 September, 2019

How I Spend My Money: A student on €9,840 aims to cut down on food spending at college

A grant and a college scholarship help with her monthly expenses

# personal-finance - Wednesday 11 September, 2019

How I Spend My Money: A property surveyor on €45,000 who regularly dips into his savings

He wonders if he’ll ever be able to contribute to a pension or health insurance.

# personal-finance - Sunday 8 September, 2019

How I Spend My Money: Construction manager on €38,000 spending less since birth of first child

He used to spend more money on trips and recreational activities.

# personal-finance - Wednesday 4 September, 2019

How I Spend My Money: A public policy worker on €91,000 who saves €1,000 a month

She is saving in order to buy household items after recently purchasing a home in Dublin.

# personal-finance - Tuesday 1 January, 2019

New rules making it easier to switch your mortgage kick in from today

Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.

# personal-finance - Friday 14 October, 2016

Know your ARFs from your PRSAs? Our guide to when to start a pension

And what the hell is a PIP? An ARF? We got some experts to answer your questions.

# personal-finance - Wednesday 12 October, 2016

Saving money in your 20s and 30s? It CAN be done - and here's how

We talked to successful savers for their tips on squirrelling it away.

# personal-finance - Tuesday 16 February, 2016

Taking on the banks and winning - all in a day's work for this Irish businessman

Liam Murphy had his loan application rejected – but he didn’t allow that to deter him.

# personal-finance - Friday 6 March, 2015

Can this new plan halt Ireland's looming pension crisis?

Our ageing population will mean that the current State pension will become unsustainable, leaving an uncertain future for many of us.

# personal-finance - Friday 9 January, 2015

Consumer group warns as woman pays €1600 in Spain for €300 tablet

Such incidents are becoming more and more common according to European Consumer Centre.

# personal-finance - Thursday 8 January, 2015

Irish consumers had their best Christmas for seven years

New figures today also show an increase of 6.4% in retail sales over the course of the year.

# personal-finance - Monday 14 July, 2014

Are you saving for your kids' college education?

New research says that just 55% of parents are.

# personal-finance - Monday 7 July, 2014

Investor confidence in Irish economy hits four-year high

Over 80% of investors are positive on Ireland’s prospects, up from 10% in 2010.

# personal-finance - Friday 2 May, 2014

Here's how much has been approved for mortgages this year

The figures are in, and they show a big bump.

# personal-finance - Monday 24 March, 2014

Eight out of ten investors positive on Ireland's prospects

Driven on by better economic news, investors have a bigger appetite for risk.

# personal-finance - Wednesday 12 March, 2014

Column: There are fewer bankruptcies than expected so far this year. Why?

A stand-off between debtors and creditors has led to a slow down in formal insolvency arrangements, write Anthony Joyce and Karl Deeter.

# personal-finance - Friday 7 March, 2014

Column: Irish financial consumers are bewildered, frightened and angry

The protection available to consumers when they take out credit is still inadequate – despite all the promises that were made after the crash, writes Noeline Blackwell.

# personal-finance - Tuesday 18 February, 2014

Column: What is a frugal food budget to you?

Do you plan every cent you spend or throw caution to the wind? Caítríona Redmond looks at the intricacies of living on a budget.

# personal-finance - Saturday 18 January, 2014

Column: 8 Financial Rules of Thumb

No two people are the same, so what’s right for one person may not be for you. However, there are some financial rules of thumb that can help to steer you in the right direction, writes Liam Croke.

# personal-finance - Wednesday 9 October, 2013

Column: Having a home is a basic need that's slipping beyond people's reach

A fresh and compassionate approach is needed for Budget 2014 to help thousands of families who are in danger of losing their homes, writes SR Stanislaus Kennedy.

# personal-finance - Friday 27 September, 2013

Column: Financial stress is costing us dearly – it's time for proper education in money matters

Did you know that financial stress is costing Irish business over €2.1 billion? Financial advisor Liam Croke discusses the changing face of personal finance – and personal debt – over the past 24 years.

# personal-finance - Monday 25 February, 2013

Survey: Just 58% of teenagers expect to find work in Ireland after college

The Teens & Money survey by the Irish League of Credit Unions shows that 80 per cent of teenagers worry about the costs associated with third level education.

# personal-finance - Tuesday 5 February, 2013

Irish people still love using cheques, says Central Bank

More than 84 million cheques were used in Ireland in one year, despite the shift away from cheque books.

# personal-finance - Thursday 17 January, 2013

61% of people have under €100 left a month after essential bills - Credit Unions

the final 2012 ‘What’s Left’ tracker series conducted by the Irish league of Credit Unions shows 61% of people have €100 or less left at the end of the month once essential bills are paid.

# personal-finance - Tuesday 15 January, 2013

Irish consumers' Visa card expenditure rises to record €15.5bn

According to Visa, €1 in every €7 of consumer spending in Ireland is now on a Visa debit, credit or prepaid card.

# personal-finance - Wednesday 19 December, 2012

Kenny 'doesn't like' Bank of Ireland rate hike - but can't stop it

Enda Kenny regrets Bank of Ireland’s decision on credit card rates, but says the issue is one for the Financial Regulator.

Bank of Ireland increases credit card interest by up to 4 per cent

The rate increases, which had been advertised in October, kicked in yesterday – only a week before Christmas.

# personal-finance - Monday 26 November, 2012

Join’s #Budget 2013 virtual panel

We want to hear from a wide range of people across the country to find out their thoughts both ahead of Budget Day and on the day itself.

# personal-finance - Tuesday 21 August, 2012

Students advised to compare bank accounts before signing up

National Consumer Agency says it’s important that students check all penalty charges before choosing their account.

# personal-finance - Tuesday 17 July, 2012

Government will oppose SF bill to limit moneylenders' interest rates

Sinn Féin’s legislation would mean licensed moneylenders would not be allowed to charge interest higher than 40% APR.

# personal-finance - Monday 9 July, 2012

Column: Reasons for making childcare tax-deductible are solid...

…So why is the Department of Finance dragging its heels on figuring out that this policy would be cash-positive for the State, asks independent TD Stephen Donnelly.

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