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Friday 31 March 2023 Dublin: 9°C

# Credit Cards

All time
# Central Bank
Money being spent on credit and debit cards is almost back to pre-Covid levels
There was a sharp drop in ATM withdrawals in April.
Irish people spent over €1.3 billion on internet shopping last year - most of us used our debit cards
Irish people spent a total of €1.34 billion in December on internet shopping.
# sponsored by kbc
Doing some Cyber Monday shopping? Here are the best deals around Ireland
Get your clicking finger ready.
# Rainy Days
Where does all your money go? A guide to getting a grip on it
Clearing credit cards and a touch of long-term planning – expert advice to help you set out a plan.
# Credit Cards
Inter-county player stole €28,000 from her boss for online shopping
Dinah Loughlin has since repaid the money.
# slashed
Credit and debit card fees for retailers have just been halved
It remains to be seen whether businesses will pass the savings onto customers.
# Happy Days
161,000 credit card customers are in for a €200 windfall...
Certain card-holders are entitled to redress after paying for insurance they don’t need.
# Flexible Friends
€1 in every €3 spent in Ireland is now put on a Visa card
A veritable ton of money.
# Debit Cards
Permanent TSB hit by 'short-term' technical glitch
But don’t worry, it’s all fixed now.
More households borrowing money to pay "increasingly unaffordable" energy bills
Increasing numbers are turning to credit cards or dipping into savings.
# ATM only cards
Some Bank of Ireland cards to be blocked from AIB machines
The cards are not “internationally branded”, AIB said, and will no longer function in ATMs this April.
# Security Breach
20 million South Koreans affected by country's largest-ever data theft
More than 1.15 million people have canceled or requested new credit cards after financial regulators announced the data theft.
# bills
Disposable income on the rise but 1/3 rely on credit card to make ends meet
The latest survey from the Irish League of Credit Unions shows the number of people with no money left over after essential bills has fallen by almost 40,000.
# Overcharged
Man writes own credit card contract, sues bank for breaking it
Dmitry Argarkov decided that his made up rates and fees were much more satisfactory than those of his bank.
Column: 'The Anglo tapes are shocking, but I can't say I'm surprised'
Having worked in the financial sector, I know arrogant attitudes are commonplace in finance – which is why the Anglo tapes don’t surprise me one bit, writes Carol Redmond.
# chequing out
Consumers ditching cheques and cash for debit cards
A new report has shown that the use of online banking is on the rise though the value of payments has fallen/
# Credit card scam
Jack & Jill Foundation refunds €130,000 in donations after card scam
The charity says it received donations from private credit cards, made by criminals try to see if stolen cards were still working.
# ATM fraud
Investigators uncover $45 million global ATM fraud ring
At least ten people have been arrested around the world, over a scam which exploited pre-PIN technology.
# card details
Scammers targeting shops in attempt to get card details
In one case, the scammers convinced a shop assistant to ask customers for their pin numbers.
Extract: The 5 emotional stages of debt
Determination, resolve and belief is what you need to overcome your debt problems, says financial expert Liam Croke who has some tips to help.
# cards
Irish consumers' Visa card expenditure rises to record €15.5bn
According to Visa, €1 in every €7 of consumer spending in Ireland is now on a Visa debit, credit or prepaid card.
# iCard
iWonder... what would an Apple credit card look like?
One Australian consumer website has mocked up an ‘iCard’ as a publicity stunt. And it works.
# Leaders' Questions
Kenny 'doesn't like' Bank of Ireland rate hike - but can't stop it
Enda Kenny regrets Bank of Ireland’s decision on credit card rates, but says the issue is one for the Financial Regulator.
# Personal Finance
Bank of Ireland increases credit card interest by up to 4 per cent
The rate increases, which had been advertised in October, kicked in yesterday – only a week before Christmas.
# Skimming
Criminals skimming credit cards of Irish rail passengers
Gardaí are urging people to be “vigilant and cover your credit card pin numbers”.
# 29 Days To Go
Average Irish consumer 'will spend €227 online this Christmas'
Visa Europe says Irish consumers will spend a total of €420 million shopping online for the holiday season.
# Interest Rates
Irish borrowers pay higher interest on short-term loans than Eurozone counterparts
Central Bank figures also show the average interest rate on an outstanding mortgage has fallen 0.22 per cent since January.
# Jobswatch
40 jobs to be created in Dublin by mobile payment company
SumUp, which helps small businesses take payments using mobile technology, is setting up a customer support centre in Dublin.
# Credit Cards
Here’s what the Taoiseach’s Department puts on its credit cards
The Department of the Taoiseach ran up credit card bills of almost €25,000 in Enda Kenny’s first year in office.
Column: Hauling bankers to court may be satisfying – but it won’t stop the rot
Instead of our usual witch-hunt we need a serious discussion about the purpose of our banking system, writes Arthur Doohan.
# Credit Cards
Visa and Mastercard pay out billions over alleged fixing of credit card fees
Millions of merchants in the US had sued the credit card giants over alleged fixing of card use fees.
# cyber crime
24 arrested worldwide after FBI undercover investigation into 'carding'
Investigation into theft of credit card and bank account info led to arrests and searches in a dozen countries yesterday.
Around 11,500 AIB credit card customers to be refunded over €3.1m
Ireland’s biggest bank has apologised for overcharging customers who could now be entitled to refunds averaging €270 per customer.
# Jobswatch
250 jobs saved with part-sale of MBNA in Carrick-on-Shannon
Bank of America sells off part of the MBNA business in Carrick-on-Shannon, saving 250 of the 650 jobs there.
# Consumers
ESRI: Ireland needs tougher financial regulation
The think-tank says that consumers are paying too much for financial products and taking on too much risk.