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#Borrowing

# borrowing - Tuesday 9 June, 2015

House buyers warned not to be taken in by 'glitzy' offers
# Not All That Glitters...
# Not All That Glitters...

House buyers warned not to be taken in by 'glitzy' offers

Jun 9th 2015, 10:09 AM 14,012 Views 24 Comments

The Association of Expert Mortgage Advisors is saying that individuals should look for longer term benefits.

# borrowing - Wednesday 31 December, 2014

Irish people repaid €335m more than we borrowed last month
# Show Me The Money
# Show Me The Money

Irish people repaid €335m more than we borrowed last month

Dec 31st 2014, 2:44 PM 9,640 Views 15 Comments

We all partied, eh?

# borrowing - Tuesday 7 October, 2014

Poll: Should there be a limit on how much you can borrow for a mortgage?
# Your Say
# Your Say

Poll: Should there be a limit on how much you can borrow for a mortgage?

Oct 7th 2014, 9:31 AM 13,044 Views 52 Comments

Is self-regulation now a non-runner?

# borrowing - Tuesday 5 August, 2014

Nearly 60% of Credit Unions are subject to lending restrictions
# Lending Terms And Conditions
# Lending Terms And Conditions

Nearly 60% of Credit Unions are subject to lending restrictions

Aug 5th 2014, 6:45 AM 7,582 Views 8 Comments

The restrictions are designed to limit the amount of a single loan.

# borrowing - Friday 17 January, 2014

Credit unions critical of Central Bank's "anti-competitive" lending rules
# Loans
# Loans

Credit unions critical of Central Bank's "anti-competitive" lending rules

Jan 17th 2014, 7:15 AM 6,304 Views 14 Comments

The Central Bank has confirmed that rescheduled mortgages are not subject to the same restrictions as credit union loans.

# borrowing - Thursday 14 November, 2013

5 reasons why the government decided to exit the bailout and go it alone
# Bailout Exit
# Bailout Exit

5 reasons why the government decided to exit the bailout and go it alone

Nov 14th 2013, 1:37 PM 17,383 Views 67 Comments

When the bailout ends, Ireland will not avail of a precautionary credit line, but why? Let us explain…

# borrowing - Saturday 9 November, 2013

Permanent TSB looks to raise €500 million for mortgage lending
# Banking
# Banking

Permanent TSB looks to raise €500 million for mortgage lending

Nov 9th 2013, 1:23 PM 8,183 Views 10 Comments

The bank will attempt to defy a stagnant housing market by attracting new investors to a mortgage-backed security.

# borrowing - Monday 4 November, 2013

AIB and Irish Mortgage Holders Organisation to establish third-party advice body
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

AIB and Irish Mortgage Holders Organisation to establish third-party advice body

Nov 4th 2013, 9:03 PM 11,043 Views 40 Comments

The bank will give an unconditional grant of €150,000 to the IMHO to facilitate discussions between borrowers and the lender.

# borrowing - Monday 7 October, 2013

Irish SMEs are among the most reliant on banks in Europe
# Credit
# Credit

Irish SMEs are among the most reliant on banks in Europe

Oct 7th 2013, 3:05 PM 3,264 Views 8 Comments

The Central Bank said the Irish private sector is disproportionately exposed to potential weaknesses in the banking sector.

# borrowing - Monday 26 August, 2013

Irish banks becoming less reliant on ECB
# Borrowing
# Borrowing

Irish banks becoming less reliant on ECB

Aug 26th 2013, 12:00 PM 4,833 Views 27 Comments

Our share of ECB funding is now just 5.4 per cent compared to 26.5 per cent immediately after the bailout in November 2010.

# borrowing - Tuesday 9 July, 2013

Permanent TSB wants to lend you money for education and cars
# Loans
# Loans

Permanent TSB wants to lend you money for education and cars

Jul 9th 2013, 9:05 PM 17,320 Views 45 Comments

The bank said today that this return to the personal lending market is part of a broader plan to resume normal banking services.

# borrowing - Friday 28 June, 2013

Contain your shock: Irish homes are borrowing less and less
# Irish Economy
# Irish Economy

Contain your shock: Irish homes are borrowing less and less

Jun 28th 2013, 9:15 PM 10,946 Views 31 Comments

5Central Bank data shows household lending fell by 4.5 per cent in the twelve months to May 2013.

# borrowing - Thursday 18 April, 2013

Column: ‘I thought I did everything right – so why have I ended up here?’
# Read Me
# Read Me

Column: ‘I thought I did everything right – so why have I ended up here?’

Apr 18th 2013, 7:00 PM 1,283 Views 149 Comments

Aoife O’Connor has gone to college, got good results, borrowed money to get more qualifications by doing a postgrad, but she still finds herself with no job. Here she asks why she can’t catch a break?

Struggling borrowers may have to move house, sell car and change creche to enter new insolvency process
# Insolvency
# Insolvency

Struggling borrowers may have to move house, sell car and change creche to enter new insolvency process

Apr 18th 2013, 3:10 PM 21,292 Views 230 Comments

The new guidelines do NOT, however, require one parent to give up work if their childcare costs more than they earn.

PIC: How much a single person can spend under the new insolvency rules
# Debt
# Debt

PIC: How much a single person can spend under the new insolvency rules

Apr 18th 2013, 2:41 PM 34,341 Views 171 Comments

The Insolvency Service of Ireland has published its guidelines for spending limits to qualify for the new procedures.

# borrowing - Saturday 3 November, 2012

Explainer: What are the rules that govern legal moneylenders?
# Explainer
# Explainer

Explainer: What are the rules that govern legal moneylenders?

Nov 3rd 2012, 7:45 AM 5,683 Views 11 Comments

With Halloween now behind us, Christmas has become the focus of many. While the holiday can bring joy to many, it can be a time of huge financial pressure for others.

# borrowing - Thursday 11 October, 2012

S&P downgrades Spain two notches
# Eurozone
# Eurozone

S&P downgrades Spain two notches

Oct 11th 2012, 7:54 AM 2,867 Views 23 Comments

Spain’s sovereign debt rating has been cut to just one level above “junk” grade debt – which could see Madrid’s borrowing costs skyrocketing to untenable levels.

# borrowing - Tuesday 21 August, 2012

Is the ECB about to uncork a game-changer?
# Euro Crisis
# Euro Crisis

Is the ECB about to uncork a game-changer?

Aug 21st 2012, 8:40 PM 10,787 Views 25 Comments

A Euro-skeptic columnist at the Daily Telegraph insists that Der Spiegel is correct in saying the ECB wants to cap borrowing costs for Spain and Italy.

# borrowing - Monday 20 August, 2012

45 per cent of parents have made no provision for their children’s education
# Education
# Education

45 per cent of parents have made no provision for their children’s education

Aug 20th 2012, 2:50 PM 4,931 Views 44 Comments

Over two thirds of parents believe they will have to borrow their children’s third level education.

# borrowing - Saturday 18 August, 2012

Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence
# Barclays
# Barclays

Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence

Aug 18th 2012, 12:05 PM 2,298 Views 3 Comments

Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.

# borrowing - Tuesday 14 August, 2012

Consumer spending "down for fourth consecutive year"
# Consumer
# Consumer

Consumer spending "down for fourth consecutive year"

Aug 14th 2012, 5:12 PM 3,965 Views 22 Comments

New figures also show that credit card debt is continuing to decline compared to last year.

# borrowing - Friday 10 August, 2012

Bank of Ireland reports half-year loss of €1.25 billion
# Bank Of Ireland
# Bank Of Ireland

Bank of Ireland reports half-year loss of €1.25 billion

Aug 10th 2012, 8:54 AM 3,089 Views 13 Comments

Bank CEO says H1 2012 has been a difficult environment to operate in, given ongoing eurozone difficulties and challenges to the Irish economy.

# borrowing - Monday 23 July, 2012

Spanish borrowing costs hit record high
# Markets
# Markets

Spanish borrowing costs hit record high

Jul 23rd 2012, 9:31 AM 2,277 Views 16 Comments

Investor action this morning reflects growing scepticism about efforts to stabilise Spain’s banks.

# borrowing - Friday 6 July, 2012

# borrowing - Thursday 5 July, 2012

Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance
# Mortgages
# Mortgages

Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance

Jul 5th 2012, 2:59 PM 4,869 Views 23 Comments

Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?

# borrowing - Thursday 14 June, 2012

Spanish borrowing costs hit record level
# Spain
# Spain

Spanish borrowing costs hit record level

Jun 14th 2012, 12:10 PM 1,584 Views 23 Comments

Moody’s downgraded Spanish debt to within one notch of ‘junk’ status yesterday.

# borrowing - Thursday 31 May, 2012

Household loans and mortgage lending down in April
# Lending
# Lending

Household loans and mortgage lending down in April

May 31st 2012, 2:23 PM 2,033 Views 5 Comments

Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.

# borrowing - Wednesday 30 May, 2012

Euro falls amid concerns over Spanish debt and falling economic sentiment
# Euro
# Euro

Euro falls amid concerns over Spanish debt and falling economic sentiment

May 30th 2012, 2:41 PM 2,705 Views 6 Comments

Euro trading lower against US dollar.

# borrowing - Tuesday 27 March, 2012

Column: It’s the end of our economy – and now we need an alternative
# Opinion
# Opinion

Column: It’s the end of our economy – and now we need an alternative

Mar 27th 2012, 7:30 AM 89 Views 65 Comments

The economic crisis has caused severe hardship for many – but it has also exposed our financial system for the sham it is, writes Rob Heyland.

# borrowing - Tuesday 8 November, 2011

Italian borrowing rates briefly hit new record but markets are up
# Markets
# Markets

Italian borrowing rates briefly hit new record but markets are up

Nov 8th 2011, 9:34 AM 191 Views 6 Comments

So what does that mean?

Berlusconi facing crucial vote as fears grow over Italy
# Italy
# Italy

Berlusconi facing crucial vote as fears grow over Italy

Nov 8th 2011, 7:44 AM 236 Views 10 Comments

A normally procedural vote will be closely scrutinised as Italian borrowing costs hit new highs.

# borrowing - Tuesday 27 September, 2011

Borrowing costs spike for Italy and Spain
# Eurozone
# Eurozone

Borrowing costs spike for Italy and Spain

Sep 27th 2011, 3:19 PM 84 Views 0 Comments

Italy and Spain’s borrowing rates jumped to the highest levels since the beginning of the financial crisis today.

# borrowing - Wednesday 4 August, 2010

Household borrowing down
# Banking
# Banking

Household borrowing down

Aug 4th 2010, 4:00 PM 218 Views 0 Comments