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Dublin: 8°C Thursday 27 January 2022

#Mortgages

# mortgages - Yesterday’s News

Highest number of mortgages drawn down last year since 2009
# Housing
# Housing

Highest number of mortgages drawn down last year since 2009

Wed 6:10 AM 9,285 Views 4 Comments

Mortgages drawn down in 2021 were worth a total of €10.5 billion, the highest value since 2008.

# mortgages - Thursday 16 December, 2021

'Don't despair': Housing Minister on his 'radical' plans to solve Ireland's housing issues
# Housing
# Housing

'Don't despair': Housing Minister on his 'radical' plans to solve Ireland's housing issues

Dec 16th 2021, 12:05 AM 32,749 Views 59 Comments
  • Grant schemes are under consideration for the buying and refurbishment of above shop units as well as vacant properties around the country, the housing minister tells Christina Finn.
  • New regulations have been signed that will increase first-time buyers income ceiling for the local authority home-loans to €65,000 for single people.
  • Minister says he's "frustrated with the pace" with the pace of progress in regulating short-term let platforms.

# mortgages - Tuesday 29 June, 2021

Number of mortgage approvals continues to grow as almost 4,700 signed off last month
# Housing
# Housing

Number of mortgage approvals continues to grow as almost 4,700 signed off last month

Jun 29th 2021, 6:10 AM 8,223 Views 11 Comments

This represents a significant increase on the 1,879 mortgage approvals issued in May 2020, the BPFI said.

# mortgages - Monday 28 June, 2021

People split on mortgage lending rules but strongly opposed to limits on inheritance from parents
# Bank Of Mum And Dad
# Bank Of Mum And Dad

People split on mortgage lending rules but strongly opposed to limits on inheritance from parents

Jun 28th 2021, 6:45 AM 66,243 Views 50 Comments

An overwhelming majority do not favour limits on the money people can receive from parents.

# mortgages - Thursday 24 June, 2021

Varadkar urges Central Bank to get mortgage lending rules review done 'as soon as possible'
# Housing Crisis
# Housing Crisis

Varadkar urges Central Bank to get mortgage lending rules review done 'as soon as possible'

Jun 24th 2021, 3:08 PM 17,529 Views 54 Comments

The rules restrict the amount someone can borrow to 3.5 times their income, though there are exemptions.

# mortgages - Tuesday 1 June, 2021

Number of mortgage approvals nearly doubled in April compared to same month last year
# Mortgages
# Mortgages

Number of mortgage approvals nearly doubled in April compared to same month last year

Jun 1st 2021, 6:15 AM 8,252 Views 9 Comments

4,362 mortgages were approved in April this year.

# mortgages - Thursday 29 April, 2021

First-time buyer mortgage drawdowns at highest Q1 level since 2007 - BPFI
# Housing Market
# Housing Market

First-time buyer mortgage drawdowns at highest Q1 level since 2007 - BPFI

Apr 29th 2021, 12:34 PM 12,686 Views 10 Comments

Figures show overall mortgage drawdowns in Q1 were at their highest since 2009.

# mortgages - Sunday 28 March, 2021

'Relationship status should not define your ability to own a home, but it does'
# Property Ladder
# Property Ladder

'Relationship status should not define your ability to own a home, but it does'

Mar 28th 2021, 12:05 AM 87,056 Views 103 Comments
  • As difficult as buying a home can be for couples, single people face an even bigger challenge
  • Some people are 'priced out of 95% of houses in Dublin'
  • 'The rampant greed of the Celtic Tiger cast a long and depressing shadow,' one buyer said

# mortgages - Tuesday 9 March, 2021

Significant decline in buy-to-lets as Covid-19 continues to impact housing market
# Mortgages
# Mortgages

Significant decline in buy-to-lets as Covid-19 continues to impact housing market

Mar 9th 2021, 6:00 AM 13,876 Views 14 Comments

Buy-to-let investors now account for less than 1% of mortgages, compared to 20% in 2006, according to new figures.

# mortgages - Friday 26 February, 2021

Over 3,300 mortgages approved in January, representing 2.8% year-on-year increase
# Property Ladder
# Property Ladder

Over 3,300 mortgages approved in January, representing 2.8% year-on-year increase

Feb 26th 2021, 6:30 AM 11,781 Views 16 Comments

That’s according to figures released by the Banking & Payments Federation Ireland today.

# mortgages - Friday 19 February, 2021

'No need to panic': How will the Ulster Bank wind down affect customers?
# Banking
# Banking

'No need to panic': How will the Ulster Bank wind down affect customers?

Feb 19th 2021, 10:49 AM 21,521 Views 15 Comments

The bank will be wound down gradually over the next few years.

# mortgages - Thursday 18 February, 2021

Government to explore creating a 'third force' in Irish banking if Ulster Bank exits Irish market, says Varadkar
# The Banks
# The Banks

Government to explore creating a 'third force' in Irish banking if Ulster Bank exits Irish market, says Varadkar

Updated Feb 18th 2021, 12:53 PM 75,696 Views 89 Comments

A formal announcement is expected on Ulster Bank’s operations in the Republic of Ireland tomorrow.

# mortgages - Monday 1 February, 2021

How to make it through the mortgage maze (and de-stress while you're doing it)
# Mortgages
# Mortgages

How to make it through the mortgage maze (and de-stress while you're doing it)

Feb 1st 2021, 3:21 PM 4,196 Views 1 Comment

Expert tips on putting yourself in pole position for mortgage approval, without a worry overload.

# mortgages - Tuesday 1 December, 2020

Over 5,200 mortgages approved in October, with surge driven by first-time buyers
# Property Ladder
# Property Ladder

Over 5,200 mortgages approved in October, with surge driven by first-time buyers

Dec 1st 2020, 6:30 AM 20,376 Views 14 Comments

October was the busiest month for mortgage approvals since BPFI began collecting this data in 2011.

# mortgages - Tuesday 1 September, 2020

Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end
# In Trouble
# In Trouble

Vintners say thousands of pubs face defaulting on loans as six-month mortgage moratorium due to end

Sep 1st 2020, 12:51 PM 27,289 Views 95 Comments

Pubs were given a six-month moratorium on their mortgages.

# mortgages - Saturday 8 August, 2020

Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'
# Mortgages
# Mortgages

Wage subsidy and mortgages: 'The government isn't helping them. What chance have they with the banks?'

Aug 8th 2020, 9:00 PM 48,599 Views 29 Comments

Many on the wage subsidy scheme with mortgage approval have struggled to reach the drawdown stage.

# mortgages - Wednesday 8 July, 2020

Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’
# Mortgages
# Mortgages

Sinn Fein's Pearse Doherty accuses banks of ‘profiteering from pandemic’

Jul 8th 2020, 6:26 PM 20,635 Views 92 Comments

Since March, nearly 80,000 mortgage-holders impacted by the pandemic have taken payment breaks.

# mortgages - Wednesday 1 July, 2020

AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients
# Awaiting Approval
# Awaiting Approval

AIB reverses 'de-facto ban' on mortgage approval for wage subsidy recipients

Jul 1st 2020, 6:04 PM 37,142 Views 13 Comments

The bank said that it may still refuse to allow a mortgage to be drawn down if it finds a customer is unable to meet repayments.

# mortgages - Tuesday 16 June, 2020

Pandemic set to cause major shortfall in housing supply, warns new study
# Demand And Supply
# Demand And Supply

Pandemic set to cause major shortfall in housing supply, warns new study

Jun 16th 2020, 6:10 AM 19,300 Views 54 Comments

The study from the Banking & Payments Federation Ireland shows that new builds have been badly impacted.

# mortgages - Monday 15 June, 2020

'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home
# Wage Subsidy Scheme
# Wage Subsidy Scheme

'The stress is real. And growing': Wage subsidy recipients with mortgage approval uncertain if they can buy home

Jun 15th 2020, 12:05 AM 48,555 Views 28 Comments

Some applicants have been told by their bank they can’t draw down their mortgage if they’re in receipt of the wage subsidy scheme.

# mortgages - Thursday 4 June, 2020

April figures show a drop of over 40% in mortgage approvals being granted in Ireland
# New Home
# New Home

April figures show a drop of over 40% in mortgage approvals being granted in Ireland

Jun 4th 2020, 6:05 AM 13,049 Views 24 Comments

In total, 2,200 mortgages were approved in April.

# mortgages - Monday 11 May, 2020

Taoiseach meets with five major banks to discuss Covid-19
# Mortgages
# Mortgages

Taoiseach meets with five major banks to discuss Covid-19

May 11th 2020, 7:06 PM 62,761 Views 50 Comments

The government says that the banks have agreed that anyone availing of a mortgage break can now extend the loan term.

# mortgages - Wednesday 6 May, 2020

Drop of nearly 10% in mortgage approvals in March compared to 2019
# Lending
# Lending

Drop of nearly 10% in mortgage approvals in March compared to 2019

May 6th 2020, 8:18 AM 16,834 Views 18 Comments

The figures offer an early indication of the impact of Covid-19 on lending.

# mortgages - Thursday 30 April, 2020

Covid-19 mortgage break to be extended from three months to six
# Coronavirus
# Coronavirus

Covid-19 mortgage break to be extended from three months to six

Updated Apr 30th 2020, 11:24 AM 34,802 Views 66 Comments

All of the country’s main banks are participating in the break.

# mortgages - Monday 20 April, 2020

Banks say that people who got mortgage approval before the crisis can have this extended
# Bpfi
# Bpfi

Banks say that people who got mortgage approval before the crisis can have this extended

Apr 20th 2020, 9:14 AM 30,751 Views 32 Comments

Customers can be granted an extension in situations where their “circumstances have not materially changed”.

# mortgages - Tuesday 24 March, 2020

Banks see calls rise 400% as customers seek support amid Covid-19 crunch
# Payment Breaks
# Payment Breaks

Banks see calls rise 400% as customers seek support amid Covid-19 crunch

Mar 24th 2020, 7:30 PM 16,044 Views 23 Comments

Banks are far busier but visits to branches have dropped significantly.

# mortgages - Wednesday 29 January, 2020

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019
# Property Ladder
# Property Ladder

First-time buyers made up most of the 12,000 mortgages drawn down in last quarter of 2019

Jan 29th 2020, 6:05 AM 9,412 Views 7 Comments

The 12,259 mortgages are valued at €2.7 billion.

# mortgages - Wednesday 24 July, 2019

Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years
# Approvals
# Approvals

Mortgage activity 'returning to 2008 levels' as draw-down figures at highest level in 10 years

Jul 24th 2019, 6:05 AM 10,611 Views 3 Comments

New figures show there were 10,157 mortgages drawn down in the second quarter of the year.

# mortgages - Tuesday 9 July, 2019

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes
# Homeoptions
# Homeoptions

'It's a no-brainer': New not-for-profit company aims to keep distressed borrowers in their homes

Jul 9th 2019, 3:25 PM 11,372 Views 41 Comments

Homeoptions is offering itself as an alternative to vulture funds and said it is already engaging with one bank in relation to a home loan portfolio.

# mortgages - Tuesday 2 July, 2019

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale
# Mortgage Sale
# Mortgage Sale

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale

Jul 2nd 2019, 7:12 PM 28,412 Views 92 Comments

90% of the loans due to be sold are family homes – about 3,200 accounts.

# mortgages - Tuesday 2 April, 2019

Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'
# Homeowners' Rights
# Homeowners' Rights

Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'

Apr 2nd 2019, 12:05 AM 30,188 Views 35 Comments

Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing.

# mortgages - Monday 25 March, 2019

Property prices in Dublin city decrease but rise across the country
# Mortgages
# Mortgages

Property prices in Dublin city decrease but rise across the country

Mar 25th 2019, 10:25 AM 63,604 Views 27 Comments

People struggling to get mortgages and concerns about Brexit are affecting the market.

# mortgages - Tuesday 29 January, 2019

Over 12,000 mortgages worth €2.6 billion drawn down in the last three months
# Bpfi
# Bpfi

Over 12,000 mortgages worth €2.6 billion drawn down in the last three months

Jan 29th 2019, 6:15 AM 9,197 Views 6 Comments

12,112 mortgages worth €2.6 billion were drawn down during the fourth quarter of 2018.

# mortgages - Tuesday 1 January, 2019

New rules making it easier to switch your mortgage kick in from today
# Save Money
# Save Money

New rules making it easier to switch your mortgage kick in from today

Jan 1st 2019, 9:00 AM 32,760 Views 28 Comments

Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.

# mortgages - Friday 28 December, 2018

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages
# Sell Off
# Sell Off

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages

Dec 28th 2018, 6:30 AM 25,627 Views 115 Comments

Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.

# mortgages - Saturday 15 December, 2018

An Post takes first steps into the mortgage business by seeking info from 'prospective partners'
# Modernising
# Modernising

An Post takes first steps into the mortgage business by seeking info from 'prospective partners'

Dec 15th 2018, 6:30 AM 12,466 Views 32 Comments

From an “uncertain and extremely bleak” outlook, An Post is aiming to expand the services it offers.

# mortgages - Monday 15 October, 2018

Is switching my mortgage worth the hassle? We put your questions to a consumer expert earlier today
# Switched On
# Switched On

Is switching my mortgage worth the hassle? We put your questions to a consumer expert earlier today

Oct 15th 2018, 5:50 PM 26,428 Views 27 Comments

Áine Carroll of the CCPC joined us live on Facebook.

# mortgages - Thursday 27 September, 2018

Over 4,000 mortgages approved last month, with lots of people switching
# Property Ladder
# Property Ladder

Over 4,000 mortgages approved last month, with lots of people switching

Sep 27th 2018, 6:40 AM 19,960 Views 15 Comments

The almost 45,000 mortgages approved in the last 12 months are valued at €9.9 billion.

# mortgages - Thursday 6 September, 2018

Have you considered switching your mortgage? Tell us what you'd like to know about it
# Mortgages
# Mortgages

Have you considered switching your mortgage? Tell us what you'd like to know about it

Sep 6th 2018, 8:30 PM 9,222 Views 22 Comments

We will put your questions to a consumer expert.

# mortgages - Wednesday 1 August, 2018

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund
# Sell Off
# Sell Off

Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund

Aug 1st 2018, 9:57 AM 39,305 Views 127 Comments

The bank sold its controversial Project Glas loan portfolio to a so-called vulture fund for around €1.3 billion.

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