Mortgage Debt · TheJournal.ie

# mortgage-debt - All time

'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'

# Opinion

'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'

Feb 19th 2018, 6:30 AM 239,175 Views 201 Comments

‘Irish courts are not fully applying EU requirements that have become our lifeline.’

Opinion: Game over for mortgage affordability?

# Property

Opinion: Game over for mortgage affordability?

Sep 28th 2014, 7:30 PM 95 Views 38 Comments

In many areas property is simply unaffordable, again – yet our political class seems to regard the ‘recovery’ in property prices as only a good thing.

Stop paying your mortgage. Don't leave your home - new advice from the IMHO

# Hardball

Stop paying your mortgage. Don't leave your home - new advice from the IMHO

Jun 17th 2014, 5:45 AM 32,991 Views 174 Comments

The IMHO is playing hardball, and will today launch a controversial ‘no surrender’ policy on debt solutions.

We paid back €700 million in mortgage debt in the first three months of the year

# Paying Up

We paid back €700 million in mortgage debt in the first three months of the year

Jun 9th 2014, 1:12 PM 5,864 Views 16 Comments

Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.

'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks

# End Of The Tunnel

'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks

Jun 4th 2014, 1:39 PM 16,400 Views 116 Comments

The mortgage holder’s advocate has struck a deal with two major banks and hopes more will follow.

Shatter welcomes AIB comments on mortgage write-offs

# Debt

Shatter welcomes AIB comments on mortgage write-offs

Dec 8th 2012, 3:22 PM 12,354 Views 85 Comments

The Justice Minister has said that the personal insolvency bill will be enacted through both Oireachtas houses by 20 December and will become operative next year.

Column: Four years of crisis, and still no clear deal on mortgage debt

# Opinion

Column: Four years of crisis, and still no clear deal on mortgage debt

Dec 7th 2012, 9:00 PM 35 Views 94 Comments

The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.

# Tom McFeely

In pics: Tom McFeely's house... yours for just €3m

Nov 20th 2012, 11:55 AM 28,348 Views 27 Comments

What bankrupt developer of faulty apartments used to live in a mansion like this?

# Mortgage Arrears

One in 5 mortgages will default by 2013

Sep 20th 2012, 10:57 AM 9,061 Views 30 Comments

County by county survey shows that there are still “substantial losses to be realised on irish residential mortgage loans”.

# Insolvency

Shatter publishes long-awaited plans to reform insolvency law

Jun 29th 2012, 11:40 AM 4,171 Views 28 Comments

The new regime reforms our bankruptcy laws, and aims to help the likes of struggling mortgage holders out of debt.

Falling German inflation could mean ECB cut for mortgage holders

# Mortgages

Falling German inflation could mean ECB cut for mortgage holders

Jun 27th 2012, 2:53 PM 3,758 Views 8 Comments

New data shows German inflation at its lowest for 18 months – meaning less pressure on the ECB to keep rates up.

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

# Opinion

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

May 24th 2012, 7:00 AM 53 Views 30 Comments

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

Meet the 12-year-old boy who saved his granny from losing her house...

# Boy Wonder

From The Daily Edge

# Boy Wonder

Meet the 12-year-old boy who saved his granny from losing her house...

Feb 8th 2012, 10:03 PM 17,659 Views 37 Comments

Janice Sparhawk, 72, had fallen behind on her mortgage. So her grandson Noah sprang into action.

First mortgage-to-rent scheme for homeowners piloted

# Mortgage Debt

First mortgage-to-rent scheme for homeowners piloted

Feb 7th 2012, 6:59 PM 7,846 Views 54 Comments

Mortgage holders will give up their properties and become tenants under the programme designed to help people in debt.

Government's new debt regime may allow mortgage debt to be written off

# Mortgages

Government's new debt regime may allow mortgage debt to be written off

Jan 25th 2012, 12:13 PM 4,681 Views 23 Comments

The cabinet has approved a draft Bill allowing debts to be written off outside of court, while bankruptcy rules are also changed.

Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv

# Mortgage Debt

Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv

Jan 19th 2012, 1:04 PM 3,243 Views 9 Comments

State-owned financial institution should be forced to reduce its “punitive” mortgage rate, Dáil hears.

More than 100,000 households now in mortgage difficulties

# Mortgages

More than 100,000 households now in mortgage difficulties

Nov 18th 2011, 10:58 AM 1,646 Views 31 Comments

New figures from the Central Bank show the number of mortgages in arrears has risen significantly.

Column: I’ve got two young children, and I could soon lose my house

# Read Me

Column: I’ve got two young children, and I could soon lose my house

Oct 24th 2011, 7:30 AM 200 Views 78 Comments

James McKay told TheJournal.ie how he cannot meet his mortgage payments because his bank is not cooperating.

Noonan: Mortgage measures will help families 'break shackles' of debt

# Mortgages

Noonan: Mortgage measures will help families 'break shackles' of debt

Oct 18th 2011, 9:28 PM 878 Views 30 Comments

The finance minister has defended proposals in the government’s Keane report on mortgage debt.

Column: The Keane report has consequences for borrowers – but not for banks

# Opinion

Column: The Keane report has consequences for borrowers – but not for banks

Oct 17th 2011, 8:00 PM 72 Views 41 Comments

The Keane Report, independent TD Stephen Donnelly notes, cites “inappropriate mortgage-holder behaviour”. It does not mention “inappropriate banker behaviour”.

'Designed to protect the banks': Mortgage group slates debt relief report

# Mortgages

'Designed to protect the banks': Mortgage group slates debt relief report

Oct 12th 2011, 9:09 PM 862 Views 15 Comments

The government’s much-touted plan for homeowners “gives no solutions”, according to David Hall of New Beginning.

Column: Why should bankers have the right to judge us?

# Opinion

Column: Why should bankers have the right to judge us?

Oct 10th 2011, 8:32 PM 24 Views 25 Comments

People behind on mortgage payments face humiliating personal interrogation from their bankers. We need a new independent solution, writes David Hall of New Beginning.

Mortgage defaults 'could cost banks up to €10bn' - FF

# Mortgages

Mortgage defaults 'could cost banks up to €10bn' - FF

Sep 4th 2011, 4:30 PM 555 Views 34 Comments

Michael McGrath believes the ‘worst case scenario’ that went into the stress tests is now a reality – and it’s going to get worse.

Central Bank to review how banks handle 'distressed' mortgage holders

# Finance

Central Bank to review how banks handle 'distressed' mortgage holders

Sep 2nd 2011, 10:38 AM 483 Views 14 Comments

Governor Patrick Honohan told Oireachtas committee that Central Bank checking that institutions are following its code in tackling mortgage arrears: “They are behind the curve”.

Column: Families are being failed by our mortgage system

# Opinion

Column: Families are being failed by our mortgage system

Sep 1st 2011, 7:31 PM 38 Views 23 Comments

With 60 people a day begging for help with their debts, we must take action now, writes David Hall of New Beginning.

Michael Noonan: "No magic bullet" for mortgage debt relief

# Finance

Michael Noonan: "No magic bullet" for mortgage debt relief

Sep 1st 2011, 10:47 AM 772 Views 11 Comments

Finance Minister lays out the challenging state of the economy at Oireachtas Finance Committee – but says public finances “remain on track”.

# Mortgage Debt

10 things you should know about Ireland’s mortgage debt and arrears

Aug 31st 2011, 7:40 AM 5,126 Views 36 Comments

Economist Ronan Lyons sifts through the myths and figures being thrown about in the debate about whether there should be mortgage debt forgiveness.

Are Labour ministers split over mortgage debt relief for homeowners?

# Mortgage Relief

Are Labour ministers split over mortgage debt relief for homeowners?

Aug 25th 2011, 7:37 AM 800 Views 29 Comments

The party denies it but that appears to be at odds with the differing lines ministers gave on the much talked about issue yesterday.

Poll: Do you think struggling households should get mortgage debt relief?

# Your Say

Poll: Do you think struggling households should get mortgage debt relief?

Aug 21st 2011, 3:03 PM 3,428 Views 73 Comments

The campaign to have debt forgiveness introduced for those unable to meet their home loan payments is gathering voice. Do you think there should be such a scheme?

# Mortgage Debt

Writing off mortgage debt is an "emergency" need

Aug 21st 2011, 12:06 PM 1,046 Views 23 Comments

Chorus of calls for Government to organise a mortgage debt relief scheme for worst-off householders builds to crescendo – and now a government junior minister is backing it…