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Saturday 23 September 2023 Dublin: 9°C

# Mortgage Debt

All time
'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'
‘Irish courts are not fully applying EU requirements that have become our lifeline.’
Opinion: Game over for mortgage affordability?
In many areas property is simply unaffordable, again – yet our political class seems to regard the ‘recovery’ in property prices as only a good thing.
Stop paying your mortgage. Don't leave your home - new advice from the IMHO
The IMHO is playing hardball, and will today launch a controversial ‘no surrender’ policy on debt solutions.
We paid back €700 million in mortgage debt in the first three months of the year
Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.
'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks
The mortgage holder’s advocate has struck a deal with two major banks and hopes more will follow.
Shatter welcomes AIB comments on mortgage write-offs
The Justice Minister has said that the personal insolvency bill will be enacted through both Oireachtas houses by 20 December and will become operative next year.
Column: Four years of crisis, and still no clear deal on mortgage debt
The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.
In pics: Tom McFeely's house... yours for just €3m
What bankrupt developer of faulty apartments used to live in a mansion like this?
One in 5 mortgages will default by 2013
County by county survey shows that there are still “substantial losses to be realised on irish residential mortgage loans”.
Shatter publishes long-awaited plans to reform insolvency law
The new regime reforms our bankruptcy laws, and aims to help the likes of struggling mortgage holders out of debt.
Falling German inflation could mean ECB cut for mortgage holders
New data shows German inflation at its lowest for 18 months – meaning less pressure on the ECB to keep rates up.
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
Meet the 12-year-old boy who saved his granny from losing her house...
Janice Sparhawk, 72, had fallen behind on her mortgage. So her grandson Noah sprang into action.
First mortgage-to-rent scheme for homeowners piloted
Mortgage holders will give up their properties and become tenants under the programme designed to help people in debt.
Government's new debt regime may allow mortgage debt to be written off
The cabinet has approved a draft Bill allowing debts to be written off outside of court, while bankruptcy rules are also changed.
Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv
State-owned financial institution should be forced to reduce its “punitive” mortgage rate, Dáil hears.
More than 100,000 households now in mortgage difficulties
New figures from the Central Bank show the number of mortgages in arrears has risen significantly.
Column: I’ve got two young children, and I could soon lose my house
James McKay told how he cannot meet his mortgage payments because his bank is not cooperating.
Noonan: Mortgage measures will help families 'break shackles' of debt
The finance minister has defended proposals in the government’s Keane report on mortgage debt.
Column: The Keane report has consequences for borrowers – but not for banks
The Keane Report, independent TD Stephen Donnelly notes, cites “inappropriate mortgage-holder behaviour”. It does not mention “inappropriate banker behaviour”.
'Designed to protect the banks': Mortgage group slates debt relief report
The government’s much-touted plan for homeowners “gives no solutions”, according to David Hall of New Beginning.
Column: Why should bankers have the right to judge us?
People behind on mortgage payments face humiliating personal interrogation from their bankers. We need a new independent solution, writes David Hall of New Beginning.
Mortgage defaults 'could cost banks up to €10bn' - FF
Michael McGrath believes the ‘worst case scenario’ that went into the stress tests is now a reality – and it’s going to get worse.
Central Bank to review how banks handle 'distressed' mortgage holders
Governor Patrick Honohan told Oireachtas committee that Central Bank checking that institutions are following its code in tackling mortgage arrears: “They are behind the curve”.
Column: Families are being failed by our mortgage system
With 60 people a day begging for help with their debts, we must take action now, writes David Hall of New Beginning.
Michael Noonan: "No magic bullet" for mortgage debt relief
Finance Minister lays out the challenging state of the economy at Oireachtas Finance Committee – but says public finances “remain on track”.
10 things you should know about Ireland’s mortgage debt and arrears
Economist Ronan Lyons sifts through the myths and figures being thrown about in the debate about whether there should be mortgage debt forgiveness.
Are Labour ministers split over mortgage debt relief for homeowners?
The party denies it but that appears to be at odds with the differing lines ministers gave on the much talked about issue yesterday.
Poll: Do you think struggling households should get mortgage debt relief?
The campaign to have debt forgiveness introduced for those unable to meet their home loan payments is gathering voice. Do you think there should be such a scheme?
Writing off mortgage debt is an "emergency" need
Chorus of calls for Government to organise a mortgage debt relief scheme for worst-off householders builds to crescendo – and now a government junior minister is backing it…
Nearly 50,000 residential mortgages in arrears of three months or more
However, the Central Bank says new measures to make mortgage lenders help customers make more manageable arrangements for repayments are in force.